189 Upper Main St, Edgartown, MA 02539 Property Records

Dukes County and Edgartown Town property record for 189 Upper Main St, Edgartown, MA 02539

Property Summary

Property TypeResidential Multi-Family (5+ Units)
Details3 bd · 1 ba · 1,670 sqft · built 1928
Lot Size0.234 acres (10,184 sqft)
Owner2 Individual Names on Record
Tax Bill$5,098 (2026)
Deeds & MortgagesAug 2021 Line of Credit
Flood ZoneZone X (minimal risk)
APNW7795

Property Details

APN / Parcel Number

Primary APNW7795
Alternative APN
  • EDGA M:020C B:0020 L

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories2 Stories
Building Area1,670 sqft Living Area
Gross Area3,477 sqft
Basement Area780 sqft
Unfinished Basement780 sqft

Exterior

Year BuiltBuilt 1928
Effective Year BuiltEffective 1928
Architectural StyleConventional
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area10,184 sqft (0.234 acres)
Total Buildings2 Buildings

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Account NumberW7795
Street Address189 UPPER MAIN ST
CityEDGARTOWN
StateMA
Zip02539
Property CategoryResidential
Property TypeResidential > Multi-Unit > Residential Multi-Family (5+ Units)
Local Zoning CodeR5
Legal Block20
JurisdictionEDGARTOWN MA
Township / Civil DivisionEDGARTOWN
Census Block Group3
Census Block3013
Census Tract200300

Owner

Source: Dukes County and Edgartown Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address85 E INDIA ROW, 25H, BOSTON, MA 02110-3395
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 2, 2004
Deed SaleApr 2, 2004
Prior SaleNov 30, 2000 · Amount on Record
Deed Book / Page994 / 210
Transfer Doc0000010583
Record UpdatedOct 29, 2026

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionEDGARTOWN MA
Property Address189 UPPER MAIN ST, EDGARTOWN, MA 02539
Transaction TypeMortgage
Record UpdatedApr 14, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number001589-710
DateAug 4, 2021
Book Page1589/710
Instrument6316
Lender
NameROCKLAND TRUST CO
TypeNon-Lending Institution
Agreement
TypeLine of Credit
AmountAmount Recorded
Term541 Months
DueSep 1, 2066
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Dukes County and Edgartown Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyDukes County
County SubdivisionEdgartown Town
Secondary School DistrictMartha's Vineyard School District (09 - 12)
Elementary School DistrictEdgartown School District (PK - 08)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$5,098.00 (-7.29%)$2,055,700 (-0.93%) Land $631,500 Building $1,424,200$2,176,864
2025$5,499.00 (+7.76%)$2,075,100 (+3.7%) Land $691,700 Building $1,383,400
2024$5,103.00 (+5.52%)$2,001,100 (+4.27%) Land $691,700 Building $1,309,400
2023$4,836.00$1,919,200 Land $701,700 Building $1,217,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 7, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 106 policies
Nearby Flood Policies106 in force
Nearby Flood Claims7 (1991–2024)
Claims Outside the SFHA2 of 7
Most Recent ClaimJan 2024 · tidal / storm surge
Claims by Event
  • Coastal Storm, Oct 1991 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.7% of Massachusetts
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemEDGARTOWN WATER DEPARTMENT
serves 8,027 people · EPA ID MA4089000
Water SourceGroundwater
Last State InspectionJun 2024
Lead6 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 393 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 2,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: AT&T.

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