189 Turtle Lake Meadows Dr, Durango, CO 81301 Property Records

La Plata County property record for 189 Turtle Lake Meadows Dr, Durango, CO 81301

Property Summary

Property Type	Single Family Home
Details	4 bd · 5 ba · 4,331 sqft · built 2013
Lot Size	20.2 acres (879,912 sqft)
Owner	Company Name on Record
Last Sale	$1,717,500 (Apr 2018)
Tax Bill	$9,385 (2025)
Deeds & Mortgages	Feb 2022 Transfer Sep 2019 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`5665-061-17-006`

Property Details

APN / Parcel Number

Primary APN	`5665-061-17-006`
Alternative APN	`R425259`

Interior

Bedrooms	4 Beds
Full Baths	5 Baths
Half Baths	2 Half Baths
Stories	1 Story
Building Area	4,331 sqft Living Area

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2013
Architectural Style	Custom Design
Lot Area	879,912 sqft
Garage Type	Detached
Garage Area	3,312 sqft

Exterior Amenities

Porch	Unfinished Open Porch
Porch Area	1,838 sqft
Deck Area	Deck Area
Patio Area	1,073 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Heating System	Radiant

Location & Zoning

Account Number	R425259
Street Address	189 TURTLE LAKE MEADOWS DR
City	DURANGO
State	CO
Zip	81301-6807
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBDIVISION: TURTLE LAKE SUB LOT: 6 PROJ 2006-0122 189 TURTLE LAKE MEADOWS DR DURANGO 81301
Legal Subdivision	TURTLE LAKE SUB
Legal Block	1
Legal Lot Number	6
Jurisdiction	LA PLATA CO
Township / Civil Division	DURANGO
Census Block Group	1
Census Block	1015
Census Tract	970701

Owner

Source: La Plata County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	189 TURTLE LAKE MEADOWS DR, DURANGO, CO 81301-6807
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Living Trust

Deeds, Mortgages & Sale History

Date	Document
Feb 23, 2022	Intrafamily Transfer, Transfer
Sep 19, 2019	Deed of Trust, Mortgage QUICKEN LNS
Apr 27, 2018	Warranty Deed, Transfer QUICKEN LNS
Feb 9, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY
Jul 14, 2017	Deed of Trust, Mortgage · Line of Credit BANK OF CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 27, 2018 · Amount on Record
Deed Sale	Apr 27, 2018 · Amount on Record
Prior Sale	May 23, 2012 · Amount on Record
Deed Document Number	20181142326
Last Transfer Date	Feb 15, 2022
Transfer Doc	0001206580
Record Updated	Sep 20, 2026

February 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LA PLATA CO
Recording Date	Feb 23, 2022
Property Address	189 TURTLE LAKE MEADOWS DR, DURANGO, CO 81301-6807
Document Number	0001206580
Map Reference	DOC 955142
Instrument Date	Feb 15, 2022
Instrument	1206580
Transaction Type	Transfer
Record Updated	Jun 30, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Living Trust
Address	189 TURTLE LAKE MEADOWS RD, DURANGO, CO 81301-6807

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LA PLATA CO
Property Address	189 TURTLE LAKE MEADOWS RD, DURANGO, CO 81301-6807
Document Number	0001162041
Instrument Date	Sep 19, 2019
Transaction Type	Mortgage
Record Updated	Oct 8, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	189 TURTLE LAKE MEADOWS RD DURANGO CO 813016807, DURANGO, CO 81301-6807

Mortgage

Document Number	0001162041
Date	Sep 23, 2019
Instrument	1162041

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48266-1906

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Sep 22, 2034

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LA PLATA CO
Recording Date	Apr 27, 2018
Property Address	189 TURTLE LAKE MEADOWS RD, DURANGO, CO 81301-6807
Document Number	0001142326
Instrument Date	Apr 26, 2018
Instrument	1142326
Transaction Type	Transfer
Record Updated	Jan 12, 2019
Title Company	LAND TITLE GUARANTEE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$171.75
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1201 CYPRESS CREEK CT SOUTHLAKE TX 760924119, SOUTHLAKE, TX 76092-4119

Mortgage

Document Number	1142327
Date	Apr 27, 2018
Instrument	1142327

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	1050 WOODWARD AVE, DETROIT, MI 48226-1906

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Apr 26, 2033

February 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LA PLATA CO
Recording Date	Feb 9, 2018
Property Address	189 TURTLE LAKE MEADOWS RD, DURANGO, CO 81301-6807
Document Number	0001139491
Instrument Date	Jan 30, 2018
Instrument	1139491
Transaction Type	Transfer
Record Updated	Mar 2, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	853 G AVE CORONADO CA 921182519, CORONADO, CA 92118-2519

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LA PLATA CO
Property Address	189 TURTLE LAKE MEADOWS RD, DURANGO, CO 81301-6807
Document Number	0001131223
Instrument Date	Jul 14, 2017
Transaction Type	Mortgage
Record Updated	Sep 4, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	189 TURTLE LAKE MEADOWS RD DURANGO CO 813016807, DURANGO, CO 81301-6807

Mortgage

Document Number	0001131223
Date	Jul 25, 2017
Instrument	1131223

Lender

Name	BANK OF CO
Type	Bank
Address	DURANGO, CO 81301

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Jul 24, 2037

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: La Plata County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	La Plata County
Unified School District	Durango School District 9-R (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$177,100 (+5.95%) Land $16,720 Building $160,380	$2,674,420 (-) Land $252,500 Building $2,421,920
2025	$9,385.00 (+23.68%)	$167,150 (-4.43%) Land $15,780 Building $151,370	$2,674,420 (+42.71%) Land $252,500 Building $2,421,920
2023	$7,588.00 (+35.96%)	$174,900 (+37.42%) Land $930 Building $173,970	$1,873,960 (+28.34%) Land $3,510 Building $1,870,450
2022	$5,581.00	$127,270 Land $940 Building $126,330	$1,460,180 Land $3,560 Building $1,456,620

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Nearby Flood Policies	10 in force
Nearby Flood Claims	5 (1980–2014)
Claims Outside the SFHA	4 of 5
Most Recent Claim	Sep 2014

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 85% of the US · above 88% of Colorado
Wildfire Likelihood	0.8% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 50
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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