189 Tooth Pick Rd, Swanton, MD 21561 Property Records

Garrett County property record for 189 Tooth Pick Rd, Swanton, MD 21561

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,914 sqft · built 1940
Lot Size	1.02 acres (44,431 sqft)
Owner	2 Individual Names on File
Last Sale	$650,000 (May 2026)
Tax Bill	$3,450 (2026)
Deeds & Mortgages	May 2026 Sale & Mortgage Jun 2022 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`18-035901`

Property Details

APN / Parcel Number

Primary APN	`18-035901`
Alternative APN	`035901`

Interior

Full Baths	2 Baths
Stories	2 Stories
Building Area	1,914 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Architectural Style	Conventional
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	44,431 sqft (1.02 acres)

Exterior Amenities

Pool Area	648 sqft
Porch	Slab
Porch Area	300 sqft
Deck Area	392 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	035901
Street Address	189 TOOTH PICK RD
City	SWANTON
State	MD
Zip	21561
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	44431 SQ FT (RESIDUE S/S TOOTH PICK RD NARROWS HILL DCL
Jurisdiction	GARRETT MD
Township / Civil Division	1, SWANTON
Census Block Group	1
Census Block	1068
Census Tract	501

Owner

189 Tooth Pick Rd is owned by two individuals who bought it in May 2026.

Source: Garrett County records, as of July 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	83 FROST AVE, FROSTBURG, MD 21532-1637
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 22, 2026	Deed, Transfer · Conventional Mortgage TRUST BANK
Jun 10, 2022	Deed, Transfer
Oct 19, 2021	Intrafamily Transfer, Transfer
Oct 5, 2020	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 22, 2026 · Amount on File
Deed Sale	May 22, 2026 · Amount on File
Prior Sale	Oct 5, 2020 · Amount on File
Deed Book / Page	2686 / 368
Prior Transfer Date	Oct 7, 2021
Prior Transfer Doc	0023600394
Record Updated	Sep 20, 2026

May 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	GARRETT MD
Recording Date	May 22, 2026
Property Address	189 TOOTH PICK RD, SWANTON, MD 21561
Document Number	2686000368
Book / Page	2686 / 368
Instrument Date	Apr 27, 2026
Transaction Type	Transfer
Record Updated	Jun 2, 2026
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$656,500.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	83 FROST AVE, FROSTBURG, MD 21532-1637

Mortgage

Document Number	2686000371,
Date	May 22, 2026
Book Page	2686/371

Lender

Name	TRUST BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.37%
Initial Type	Fixed Rate
Max Rate	-1%

June 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	GARRETT MD
Recording Date	Jun 10, 2022
Property Address	189 TOOTH PICK RD, SWANTON, MD 21561
Document Number	0024230009
Book / Page	2423 / 9
Instrument Date	Jun 3, 2022
Transaction Type	Transfer
Record Updated	Jun 23, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4920 WEXFORD RUN RD, BRADFORDWOODS, PA 15015-1326

October 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	GARRETT MD
Recording Date	Oct 19, 2021
Property Address	189 TOOTH PICK RD, SWANTON, MD 21561
Document Number	0023600394
Book / Page	2360 / 394
Instrument Date	Oct 7, 2021
Transaction Type	Transfer
Record Updated	Jun 23, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	315 PINE RD, SEWICKLEY, PA 15143-1056

October 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	GARRETT MD
Recording Date	Oct 5, 2020
Property Address	189 TOOTH PICK RD, SWANTON, MD 21561
Document Number	0022420479
Book / Page	002242 / 000479
Instrument Date	Oct 1, 2020
Transaction Type	Transfer
Record Updated	Oct 15, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$426.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	516 IRWIN DR SEWICKLEY PA 151431119, SEWICKLEY, PA 15143-1119

Tax Assessment & Valuation

The 2026 property tax bill for 189 Tooth Pick Rd was $3,450, down 1.7% from the year before.

Source: Garrett County assessment roll, as of July 27, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Garrett County
Unified School District	Garrett County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,450.00 (-1.74%)	$296,933 (-0.06%)	$303,400 (+2.12%) Land $50,700 Building $252,700
2025	$3,511.00	$297,100 Land $54,100 Building $243,000	$297,100 Land $54,100 Building $243,000
2023	$2,861.00	$231,100	$297,100 Land $54,100 Building $243,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 189 Tooth Pick Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 1, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 189 Tooth Pick Rd is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 66 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Starlink Satellite	280 / 30

May also be available: Pogozone powered by Neubeam, Verizon.

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