189 Thayer Rd, Higganum, CT 06441 Property Records

Haddam Town property record for 189 Thayer Rd, Higganum, CT 06441

Property Summary

Property Type	Duplex
Details	2 bd · 2 ba · 1,488 sqft · built 1880
Lot Size	1.52 acres (66,211 sqft)
Owner	Individual Name on File
Last Sale	$265,000 (Mar 2022)
Tax Bill	$5,193 (2026)
Deeds & Mortgages	Mar 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`T0663400`

Property Details

APN / Parcel Number

Primary APN	`T0663400`
Alternative APN	`HADD M:15 B:012 L:7`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,488 sqft Living Area
Gross Area	2,416 sqft

Exterior

Year Built	Built 1880
Effective Year Built	Effective 1880
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Raised
Roof Type	Gable
Roof Material	Asphalt
Lot Area	66,211 sqft (1.52 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	T0663400
Street Address	189 THAYER RD
City	HIGGANUM
State	CT
Zip	06441-4024
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	R-1
Legal Block	12
Legal Lot Number	7
Jurisdiction	HADDAM CT
Township / Civil Division	HADDAM
Census Block Group	1
Census Block	1010
Census Tract	590101

Owner

189 Thayer Rd, a duplex, is owned by an individual who bought it in March 2022.

Source: Haddam Town records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	142 HUNTING HILL AVE, MIDDLETOWN, CT 06457-4314
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 18, 2022 · Amount on File
Deed Sale	Mar 18, 2022 · Amount on File
Deed Document Number	20222021221232
Deed Book / Page	416 / 390
Record Updated	Oct 29, 2026

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HADDAM CT
Recording Date	Mar 18, 2022
Property Address	189 THAYER RD, HIGGANUM, CT 06441-4024
Document Number	000416-390
Book / Page	416 / 390
Instrument Date	Mar 11, 2022
Instrument	2021221232
Transaction Type	Transfer
Record Updated	Jul 4, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021221233
Date	Mar 18, 2022
Instrument	2021221233

Lender

Name	PRIMARY RESIDENTIAL MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2052

Tax Assessment & Valuation

The 2026 property tax bill for 189 Thayer Rd was $5,193, up 18% from the year before.

Source: Haddam Town assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Haddam Town
Unified School District	Regional School District 17 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,193.00 (+17.97%)	$207,900 (+62.22%) Land $64,120 Building $143,780	$338,278 (+277.07%)
2025	$4,402.00	$128,160 Land $64,100 Building $64,060	$89,712 Land $44,870 Building $44,842
2024	$4,402.00 (+0.55%)
2023	$4,378.00 (+4.76%)	$129,250 (-) Land $65,190 Building $64,060
2022	$4,179.00	$129,250 Land $65,190 Building $64,060

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 189 Thayer Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 28, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 189 Thayer Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 73 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20