189 Texas Rd, Old Bridge, NJ 08857 Property Records

Middlesex County and Old Bridge Township property record for 189 Texas Rd, Old Bridge, NJ 08857

Property Summary

Property Type	Single Family Home
Details	1,838 sqft · built 1945
Lot Size	0.91 acres (39,640 sqft)
Owner	2 Individual Names on File
Last Sale	$400,000 (Dec 2021)
Tax Bill	$11,544 (2025)
Deeds & Mortgages	Aug 2023 Mortgage Dec 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`15-20001-0000-00019`

Property Details

APN / Parcel Number

Primary APN	`15-20001-0000-00019`
Alternative APNs	`152000100019` `15562000`

Interior

Stories	1 Story
Building Area	1,838 sqft Living Area
1st Floor Area	1,838 sqft

Exterior

Year Built	Built 1945
Effective Year Built	Effective 1945
Construction Type	Frame
Lot Area	39,640 sqft (0.91 acres)
Lot Depth	106 ft Depth

Location & Zoning

Account Number	15562000
Street Address	189 TEXAS RD
City	OLD BRIDGE
State	NJ
Zip	08857-4001
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R120
Legal Description	.91AC
Legal Block	20001
Legal Lot Number	19
Jurisdiction	MIDDLESEX NJ
Township / Civil Division	OLD BRIDGE
Census Block Group	1
Census Block	1018
Census Tract	7702

Owner

189 Texas Rd is owned and occupied by two individuals who bought it in December 2021.

Source: Middlesex County and Old Bridge Township records, as of June 30, 2026

Owner of Record	2 Individual Names on File
Mailing Address	189 TEXAS RD, OLD BRIDGE, NJ 08857-4001
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 29, 2023	Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC
Dec 29, 2021	Deed, Transfer · FHA Mortgage NEW JERSEY LENDERS CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 29, 2021 · Amount on File
Deed Sale	Dec 29, 2021 · Amount on File
Prior Sale	Dec 11, 2001 · Amount on File
Deed Document Number	2021156114
Deed Book / Page	18763 / 1218
Record Updated	Oct 29, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDDLESEX NJ
Property Address	189 TEXAS RD, OLD BRIDGE, NJ 08857-4001
Transaction Type	Mortgage
Record Updated	Oct 17, 2025
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	189 TEXAS RD, OLD BRIDGE, NJ 08857-4001

Mortgage

Document Number	0000050906
Date	Aug 29, 2023
Book Page	19287/853
Instrument	2023050906

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	MOORPARK, CA 93021

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	340 Months
Due	Dec 1, 2051

December 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	MIDDLESEX NJ
Recording Date	Dec 29, 2021
Property Address	189 TEXAS RD, OLD BRIDGE, NJ 08857-4001
Document Number	0000156114
Book / Page	18763 / 1218
Instrument Date	Nov 18, 2021
Instrument	2021156114
Transaction Type	Transfer
Record Updated	Oct 17, 2025
Title Company	ALL AHEAD TITLE AGENCY LLC, ALL AHEAD TITLE AGENCY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,215.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	151 CREPE MYRTLE DR, GROVELAND, FL 34736-3601

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	189 TEXAS RD, OLD BRIDGE, NJ 08857-4001

Mortgage

Document Number	0000156115
Date	Dec 29, 2021
Instrument	2021156115

Lender

Name	NEW JERSEY LENDERS CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 189 Texas Rd was $11,544, up 1% from the year before.

Source: Middlesex County and Old Bridge Township assessment roll, as of June 30, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Middlesex County
County Subdivision	Old Bridge Township
Unified School District	Old Bridge Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$185,800 (-) Land $62,200 Building $123,600	$185,800 (-) Land $62,200 Building $123,600
2025	$11,544.00 (+10.03%)	$185,800 Land $62,200 Building $123,600	$185,800 Land $62,200 Building $123,600
2024	$10,492.00
2023		$185,800 Land $62,200 Building $123,600	$185,800 Land $62,200 Building $123,600
2022	$9,834.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 189 Texas Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 16, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 189 Texas Rd is moderate, ranking above 45% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · above 64% of New Jersey
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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