189 Tate Ln, Saint Johns, FL 32259 Property Records

St. Johns County property record for 189 Tate Ln, Saint Johns, FL 32259

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,563 sqft · built 2018
Lot Size	0.21 acres (9,147 sqft)
Owner	2 Individual Names on Record
Last Sale	$365,000 (Feb 2019)
Tax Bill	$4,666 (2025)
Deeds & Mortgages	Apr 2020 Mortgage Feb 2019 Sale & Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`001361-0080`

Property Details

APN / Parcel Number

Primary APN	`001361-0080`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	17 Plumbing Fixtures
Stories	1 Story
Building Area	2,563 sqft Living Area
Gross Area	3,138 sqft
1st Floor Area	2,110 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Exterior Material	Concrete
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	9,147 sqft (0.21 acres)
Garage Type	Attached
Garage Area	575 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished/Open Porch
Porch Area	273 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	189 TATE LN
City	SAINT JOHNS
State	FL
Zip	32259-8440
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	72/82-88 MILL CREEK PLANTATION LOT 8 OR4684/539
Legal Range	27E
Legal Township	05S
Legal Section	39
Legal Subdivision	MILL CREEK PLANTATION
Legal Block	1
Legal Lot Number	8
Jurisdiction	ST JOHNS FL
Township / Civil Division	FRUIT COVE
Census Block Group	1
Census Block	1006
Census Tract	20804

Owner

Source: St. Johns County records, as of June 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	189 TATE LN, SAINT JOHNS, FL 32259-8440
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 28, 2020	Deed of Trust, Mortgage · Conventional Mortgage WATSON MORTGAGE CORP
Feb 25, 2019	Warranty Deed, Transfer · Conventional Mortgage FIDELITY BANK
Aug 30, 2018	Loan Modification, Mortgage TJM FUNDING LLC
Sep 6, 2017	Deed of Trust, Mortgage · Line of Credit TJM FUNDING LLC
Jul 5, 2017	Grant Deed, Transfer ATTORNEY ONLY
Jun 28, 2017	Grant Deed, Transfer SHEFFIELD AND BOATRIGHT TITLE SV, SHEFFIELD & BOATRIGHT TITLE SE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 25, 2019 · Amount on Record
Deed Sale	Feb 25, 2019 · Amount on Record
Prior Sale	Jul 5, 2017 · Amount on Record
Deed Document Number	201912461
Deed Book / Page	4684 / 539
Record Updated	Sep 20, 2026

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	189 TATE LN, SAINT JOHNS, FL 32259-8440
Transaction Type	Mortgage
Record Updated	Aug 2, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0049310716
Date	Apr 28, 2020
Book Page	4931/716
Instrument	2020032544

Lender

Name	WATSON MORTGAGE CORP
Type	Mortgage Company
Address	JACKSONVILLE, FL 32211

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2050

February 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Feb 25, 2019
Property Address	189 TATE LN, SAINT JOHNS, FL 32259-8440
Document Number	0046840539
Book / Page	4684 / 0539
Map Reference	MB 72 PG 82-88
Instrument Date	Feb 22, 2019
Instrument	2019012461
Transaction Type	Transfer
Record Updated	Aug 2, 2022
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,555.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	414 OLD HARD RD # 5, 414, FLEMING ISLAND, FL 32003-3406

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	189 TATE LN, SAINT JOHNS, FL 32259-8440

Mortgage

Document Number	2019012462
Date	Feb 25, 2019
Instrument	2019012462

Lender

Name	FIDELITY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2049

August 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ST JOHNS FL
Property Address	189 TATE LN, SAINT JOHNS, FL 32259-8440
Document Number	0046070894
Instrument Date	Aug 30, 2018
Transaction Type	Mortgage
Record Updated	Feb 22, 2019
Title Company	ATTORNEY ONLY

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	189 TATE LANE 218 TATE LANE & 26 T ST AUGUSTINE FL 32084, ST AUGUSTINE, FL 32084

Mortgage

Document Number	0046070894
Date	Sep 5, 2018
Book Page	004607/000894
Instrument	64403

Lender

Name	TJM FUNDING LLC

Agreement

Amount	Amount Recorded
Term	12 Months
Due	Sep 4, 2019

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	189 TATE LN, SAINT JOHNS, FL 32259-8440
Document Number	0044341201
Book / Page	004434 / 001201
Instrument Date	Sep 6, 2017
Transaction Type	Mortgage
Record Updated	Oct 4, 2017
Title Company	ATTORNEY ONLY

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	414 OLD HARD RD #501 FLEMING ISLAND FL 320033411, 501, FLEMING ISLAND, FL 32003-3411

Mortgage

Document Number	0044341201
Date	Sep 14, 2017
Book Page	004434/001201
Instrument	62757

Lender

Name	TJM FUNDING LLC
Address	FLEMING ISLAND, FL 32003

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

July 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ST JOHNS FL
Recording Date	Jul 5, 2017
Property Address	189 TATE LN, SAINT JOHNS, FL 32259-8440
Document Number	0043981319
Book / Page	004398 / 001319
Instrument Date	Jun 30, 2017
Instrument	45758
Transaction Type	Transfer
Record Updated	Jul 12, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$1,827.00
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1635 EAGLE HARBOR PKWY FLEMING ISLAND FL 320034837, FLEMING ISLAND, FL 32003-4837

June 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ST JOHNS FL
Recording Date	Jun 28, 2017
Property Address	189 TATE LN, SAINT JOHNS, FL 32259-8440
Document Number	0043951604
Book / Page	004395 / 001604
Instrument Date	Jun 26, 2017
Instrument	44434
Transaction Type	Transfer
Record Updated	Jul 12, 2017
Title Company	SHEFFIELD AND BOATRIGHT TITLE SV, SHEFFIELD & BOATRIGHT TITLE SE

Transaction

Amount	Amount Recorded
Tax	$749.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	6101 GAZEBO PARK PL N #105 JACKSONVILLE FL 322572036, 105, JACKSONVILLE, FL 32257-2036

Tax Assessment & Valuation

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$370,181 (+2.7%)	$467,654 (-2.9%) Land $110,000 Building $357,654
2025	$4,666.00 (+12.38%) Homeowner's exemption	$360,449 (+2.9%)	$481,627 (+1.6%) Land $110,000 Building $371,627
2024	$4,152.00 (+1.99%) Homeowner's exemption	$350,291 (+3%)	$474,026 (+0.87%) Land $120,000 Building $354,026
2023	$4,071.00 (+2.85%) Homeowner's exemption	$340,088 (+3%)	$469,936 (+20.36%) Land $100,000 Building $369,936
2022	$3,958.00 Homeowner's exemption	$330,183	$390,432 Land $89,600 Building $300,832

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 86 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	86 in force
Nearby Flood Claims	5 (2004–2016)
Claims Outside the SFHA	3 of 5
Most Recent Claim	Oct 2016 · Hurricane Matthew

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 63% of the US · lower than 61% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEA MAJOR GRID serves 826,664 people · EPA ID FL2161328
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 215 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20

189 Tate Ln, Saint Johns, FL 32259 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

April 2020: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

February 2019: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

August 2018: Loan Modification, Mortgage

Transaction

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

September 2017: Deed of Trust, Mortgage

Transaction

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

July 2017: Grant Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

June 2017: Grant Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood

Wildfire

Drinking Water

Violations Reported to EPA

Internet Providers

Nearby Properties on Tate Ln

Nearby Streets

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