189 Sycamore Dr, Prospect, CT 06712 Property Records

Prospect Town property record for 189 Sycamore Dr, Prospect, CT 06712

Property Summary

Property Type	Condominium
Details	2 bd · 2.5 ba · 1,850 sqft · built 2011
Owner	2 Individual Names on Record
Last Sale	$550,000 (Sep 2025)
Tax Bill	$8,701 (2026)
Deeds & Mortgages	Aug 2025 Mortgage Sep 2025 Sale & Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`T0259940`

Property Details

APN / Parcel Number

Primary APN	`T0259940`
Alternative APN	`PROS M:108 B:174 L:189`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,850 sqft Living Area
Basement Area	925 sqft
Unfinished Basement	925 sqft

Exterior

Year Built	Built 2011
Effective Year Built	Effective 2013
Architectural Style	Other
Garage Type	Attached
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	T0259940
Street Address	189 SYCAMORE DR
City	PROSPECT
State	CT
Zip	06712-1490
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	CP
Legal Block	174
Legal Lot Number	189
Jurisdiction	PROSPECT CT
Township / Civil Division	PROSPECT
Census Block Group	3
Census Block	3000
Census Tract	347100

Owner

Source: Prospect Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	189 SYCAMORE DR, PROSPECT, CT 06712-1490
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Aug 28, 2025	Deed of Trust, Mortgage ELIM PARK BAPTIST HOME INC
Sep 8, 2025	Warranty Deed, Transfer · Line of Credit AMERICAN NEIGHBORHOOD MTG ACCEPTANC
Sep 9, 2025	Warranty Deed, Transfer · Line of Credit AMERICAN NEIGHBORHOOD MTG ACCEPTANC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 9, 2025 · Amount on Record
Deed Sale	Sep 9, 2025 · Amount on Record
Prior Sale	Sep 8, 2025 · Amount on Record
Deed Document Number	202516638
Deed Book / Page	9127 / 169
Record Updated	Oct 29, 2026

August 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PROSPECT CT
Property Address	189 SYCAMORE DR, PROSPECT, CT 06712-1490
Transaction Type	Mortgage
Record Updated	Jan 22, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00934-1109
Date	Aug 28, 2025
Book Page	934/1109
Instrument	2025-850

Lender

Name	ELIM PARK BAPTIST HOME INC

Agreement

Amount	Amount Recorded

September 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PROSPECT CT
Recording Date	Sep 8, 2025
Property Address	189 SYCAMORE DR, PROSPECT, CT 06712-1490
Document Number	0000935-98
Book / Page	935 / 98
Instrument Date	Sep 2, 2025
Instrument	2025-00886
Transaction Type	Transfer
Record Updated	Jan 22, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants

Mortgage

Document Number	0202500887
Date	Sep 8, 2025
Instrument	2025-00887

Lender

Name	AMERICAN NEIGHBORHOOD MTG ACCEPTANC
Type	Mortgage Company

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2055

September 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WATERBURY CT
Recording Date	Sep 9, 2025
Property Address	189 SYCAMORE DR, PROSPECT, CT 06712-1490
Document Number	009127-169
Book / Page	9127 / 169
Instrument Date	Aug 29, 2025
Instrument	202516638
Transaction Type	Transfer
Record Updated	Feb 9, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants

Mortgage

Document Number	0202516639
Date	Sep 9, 2025
Instrument	2025-16639

Lender

Name	AMERICAN NEIGHBORHOOD MTG ACCEPTANC
Type	Mortgage Company

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2055

Tax Assessment & Valuation

Source: Prospect Town assessment roll, as of September 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Prospect Town
Unified School District	Regional School District 16 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$8,701.00 (+11.34%)	$305,620 (-) Building $305,620	$504,273 (+135.71%)
2025	$7,815.00	$305,620 (+45.8%) Building $305,620	$213,934 Building $213,934
2024	$7,815.00 (+16.8%)
2023	$6,691.00 (-0.09%)	$209,620 (-) Building $209,620
2022	$6,697.00	$209,620 Building $209,620

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 25, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CTWC - NAUGATUCK REGION-CENTRAL SYSTEM private · serves 22,735 people · EPA ID CT0880011
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 78 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Cox Communications, Frontier.

Cell Coverage

5G (outdoors only) and 4G LTE

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