189 Surrey Dr, Troy, MO 63379 Property Records

Lincoln County property record for 189 Surrey Dr, Troy, MO 63379

Property Summary

Property Type	Single Family Home
Details	2 ba · 720 sqft · built 2005
Lot Size	1.65 acres (71,874 sqft)
Owner	Individual Name on Record
Last Sale	$85,000 (Apr 2017)
Tax Bill	$988 (2025)
Deeds & Mortgages	Jul 2018 Mortgage Apr 2017 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`09-80-33-000-000-082.000`

Property Details

APN / Parcel Number

Primary APN	`09-80-33-000-000-082.000`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	720 sqft Living Area
Flooring	Combination, Other
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Construction Type	Frame
Roof Type	Gable
Roof Material	Metal
Lot Area	71,874 sqft (1.65 acres)
Garage Area	1,200 sqft
Parking Spaces	5 Parking Spaces

Utilities, Heating & Cooling

Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	189 SURREY DR
City	TROY
State	MO
Zip	63379-5718
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 5 KK TRAILER COURT PLAT 1 & 70 KK TRAILER COURT PLAT 2
Legal Range	01E
Legal Township	50N
Legal Section	33
Legal Subdivision	KK TRAILER COURT
Legal Lot Number	5
Jurisdiction	LINCOLN MO
Township / Civil Division	SNOW HILL
Census Block Group	2
Census Block	2020
Census Tract	810309

Owner

Source: Lincoln County records, as of September 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	189 SURREY DR, TROY, MO 63379-5718
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 23, 2018	Deed of Trust, Mortgage · Commercial Mortgage COMMUNITY STATE BANK OF MISSOURI
Apr 28, 2017	Affidavit of Death of Joint Tenant, Transfer
Apr 28, 2017	Warranty Deed, Transfer · Line of Credit BANK OF OLD MONROE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 28, 2017 · Amount on Record
Deed Sale	Apr 28, 2017 · Amount on Record
Prior Sale	Jan 7, 2013
Deed Document Number	20173728
Deed Book / Page	2410 / 295
Prior Transfer Date	Jun 6, 2012
Prior Transfer Doc	02251/0240
Record Updated	Oct 29, 2026

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN MO
Property Address	189 SURREY DR, TROY, MO 63379-5718
Transaction Type	Mortgage
Record Updated	Sep 26, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02425/0054
Date	Jul 23, 2018
Book Page	2425/0054
Instrument	2018006440

Lender

Name	COMMUNITY STATE BANK OF MISSOURI
Type	Bank
Address	TROY, MO 63379

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jul 18, 2033

April 2017: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	LINCOLN MO
Recording Date	Apr 28, 2017
Property Address	189 SURREY DR, TROY, MO 63379-5718
Document Number	02410/0294
Book / Page	2410 / 0294
Map Reference	MB8 PG25
Instrument Date	Apr 27, 2017
Instrument	2017003727
Transaction Type	Transfer
Record Updated	Sep 26, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1051 BROOKVIEW DR APT A, A, TROY, MO 63379-3209

April 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LINCOLN MO
Recording Date	Apr 28, 2017
Property Address	189 SURREY DR, TROY, MO 63379-5718
Document Number	02410/0295
Book / Page	2410 / 0295
Map Reference	MB8 PG25
Instrument Date	Apr 27, 2017
Instrument	2017003728
Transaction Type	Transfer
Record Updated	Sep 26, 2023
Title Company	NOT AVAILABLE, UST

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	189 SURREY DR, TROY, MO 63379-5718

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	189 SURREY DR, TROY, MO 63379-5718

Mortgage

Document Number	2017003729
Date	Apr 28, 2017
Instrument	2017003729

Lender

Name	BANK OF OLD MONROE
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Lincoln County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Lincoln County
Unified School District	Troy R-III School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$16,171 (-) Land $2,776 Building $13,395
2025	$988.00 (+3.56%)	$16,171 (+5.05%) Land $2,776 Building $13,395	$85,110 (+5.05%) Land $14,610 Building $70,500
2023	$954.00 (-5.17%)	$15,394 (-4.74%) Land $2,584 Building $12,810	$81,020 (-4.74%) Land $13,600 Building $67,420
2022	$1,006.00	$16,160 Land $2,584 Building $13,576
2021			$85,050 Land $13,600 Building $71,450

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 5, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 60% of Missouri
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LINCOLN COUNTY PWSD 1 serves 14,000 people · EPA ID MO6024340
Water Source	Groundwater
Last State Inspection	Feb 2023
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Fluoride resolved · Jan 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 74 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Wisper ISP Fixed Wireless	400 / 30
Systec Wireless Communications Fixed Wireless	100 / 20
Brightspeed DSL	100 / 10

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Surrey Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures