189 Sunset Ln, Howell, NJ 07731 Property Records

Monmouth County and Howell Township property record for 189 Sunset Ln, Howell, NJ 07731

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,092 sqft · built 1959
Lot Size0.189 acres (8,250 sqft)
Owner2 Individual Names on Record
Last Sale$248,000 (Nov 2013)
Tax Bill$7,072 (2025)
Deeds & MortgagesMay 2020 Mortgage
May 2020 Loan Modification
Flood ZoneZone X (minimal risk)
APN21-00081-0000-00001

Property Details

APN / Parcel Number

Primary APN21-00081-0000-00001
Alternative APNs
  • 210008100001
  • 039860

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories1 Story
Building Area1,092 sqft Living Area
1st Floor Area1,092 sqft
Basement Area273 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1959
Effective Year BuiltEffective 1959
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Foundation TypeBlock
Roof TypeGable
Roof MaterialOther
Lot Area8,250 sqft (0.189 acres)
Lot Dimensions125 ft deep x 66 ft wide
Garage TypeDetached
Garage Area504 sqft
Parking Spaces2 Parking Spaces
Pool Area480 sqft
Patio Area156 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
SewerSeptic

Location & Zoning

Account Number039860
Street Address189 SUNSET LN
CityHOWELL
StateNJ
Zip07731-1943
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-3A
Legal SubdivisionLAND-O-PINES SEC 7
Legal Block81
Legal Lot Number1
JurisdictionMONMOUTH NJ
Township / Civil DivisionHOWELL
Census Block Group2
Census Block2005
Census Tract811304

Owner

Source: Monmouth County and Howell Township records, as of July 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address189 SUNSET LN, HOWELL, NJ 07731-1943
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 15, 2020Deed of Trust, Mortgage · FHA Mortgage
HUD-HOUSING/URBAN DEV
May 15, 2020Loan Modification, Mortgage · FHA Mortgage
MR COOPER

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 15, 2013 · Amount on Record
Deed SaleNov 15, 2013 · Amount on Record
Deed Document Number2013124665
Deed Book / Page9045 / 3697
Record UpdatedOct 29, 2026

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONMOUTH NJ
Property Address189 SUNSET LN, HOWELL, NJ 07731-1943
Document Number0000081235
Instrument DateMay 15, 2020
Transaction TypeMortgage
Record UpdatedSep 9, 2020
Title CompanyCORELOGIC-SOLUTIONS EXPRESS

Transferred To (Grantee/Buyer)

NameVerified Name
Address189 SUNSET LN HOWELL NJ 077311943, HOWELL, NJ 07731-1943

Mortgage

Document Number0000081235
DateJul 27, 2020
Book Page009429/006331
Instrument81235
Lender
NameHUD-HOUSING/URBAN DEV
Address451 7TH ST SW, WASHINGTON, DC 20410-0001
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueJul 26, 2050

May 2020: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionMONMOUTH NJ
Property Address189 SUNSET LN, HOWELL, NJ 07731-1943
Document Number0000083113
Instrument DateMay 15, 2020
Transaction TypeMortgage
Record UpdatedSep 9, 2020
Title CompanyTITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

NameVerified Name
Address189 SUNSET LN HOWELL NJ 077311943, HOWELL, NJ 07731-1943

Mortgage

Document Number0000083113
DateJul 30, 2020
Book Page009430/004522
Instrument83113
Lender
NameMR COOPER
AddressCOPPELL, TX 75019
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueJul 29, 2050
Interest
Rate3.87%

Tax Assessment & Valuation

Source: Monmouth County and Howell Township assessment roll, as of July 9, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyMonmouth County
County SubdivisionHowell Township
Secondary School DistrictFreehold Regional School District (09 - 12)
Elementary School DistrictHowell Township School District (KG - 08)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$451,900 (+9.98%) Land $287,900 Building $164,000$451,900 (+9.98%) Land $287,900 Building $164,000
2025$7,072.00 (+2.42%)$410,900 (+12.36%) Land $248,400 Building $162,500$410,900 (+12.36%) Land $248,400 Building $162,500
2024$6,905.00 (-5.01%)
2023$365,700 Land $209,900 Building $155,800$365,700 Land $209,900 Building $155,800
2022$7,269.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force
Nearby Flood Claims1 (2019)
Most Recent ClaimMay 2019 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNJ AMERICAN WATER - COASTAL NORTH
private · serves 377,613 people · EPA ID NJ1345001
Water SourceSurface water
Last State InspectionSep 2023
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityTurbidity
resolved · Sep 2019
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 356 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable
8,000 / 8,000
Verizon
Fixed Wireless · Fiber in parts of the area
300 / 20
AT&T
Fixed Wireless
100 / 20

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