189 Stump Bridge Rd, Canton, MS 39046 Property Records

Madison County property record for 189 Stump Bridge Rd, Canton, MS 39046

Property Summary

Property Type	Single Family Home
Details	3,040 sqft · built 2001
Owner	2 Individual Names on Record
Tax Bill	$1,924 (2025)
Deeds & Mortgages	Apr 2024 Line of Credit Apr 2019 Loan Modification + 1 more
Flood Zone	Zone X (minimal risk)
APN	`103I-32-002/04`

Property Details

APN / Parcel Number

Primary APN	`103I-32-002/04`
Alternative APNs	`103I-32-002/04.00` `34618`

Interior

Building Area	3,040 sqft Adjusted Area
1st Floor Area	2,726 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Asphalt
Patio Area	150 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Account Number	34618
Old Parcel Number	103I-32 -002/04.00
Street Address	189 STUMP BRIDGE RD
City	CANTON
State	MS
Zip	39046-9784
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A-1
Legal Description	LOT 3 RIDGEDALE SUB
Legal Range	03E
Legal Township	10N
Legal Section	32
Legal Subdivision	RIDGEDALE
Legal Lot Number	3
Jurisdiction	MADISON MS
Township / Civil Division	5
Census Block Group	2
Census Block	2023
Census Tract	30900

Owner

Source: Madison County records, as of December 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	189 STUMP BRIDGE RD, CANTON, MS 39046-9784
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 4, 2024	Deed of Trust, Mortgage · Line of Credit CADENCE BANK NA
Apr 5, 2019	Loan Modification, Mortgage WELLS FARGO BK
Apr 5, 2019	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 28, 2000
Deed Sale	Jul 28, 2000
Deed Document Number	0000468439
Record Updated	Jun 8, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON MS
Property Address	189 STUMP BRIDGE RD, CANTON, MS 39046-9784
Transaction Type	Mortgage
Record Updated	Apr 19, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	189 STUMP BRIDGE RD, CANTON, MS 39046-9784

Mortgage

Document Number	004426/804
Date	Apr 4, 2024
Book Page	4426/804
Instrument	1001975

Lender

Name	CADENCE BANK NA
Type	Bank
Address	JACKSON, MS 39209

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Apr 26, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MADISON MS
Property Address	189 STUMP BRIDGE RD, CANTON, MS 39046-9784
Document Number	0000863399
Instrument Date	Apr 5, 2019
Transaction Type	Mortgage
Record Updated	May 15, 2019
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MTG SOLUTIONS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	189 STUMP BRIDGE RD CANTON MS 390469784, CANTON, MS 39046-9784

Mortgage

Document Number	0000863399
Date	May 6, 2019
Book Page	003716/000876
Instrument	863399

Lender

Name	WELLS FARGO BK
Type	Bank
Address	MOINES, IN 50328

Agreement

Amount	Amount Recorded
Term	360 Months
Due	May 5, 2049

Interest

Rate	5%

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON MS
Property Address	189 STUMP BRIDGE RD, CANTON, MS 39046-9784
Document Number	0000862726
Instrument Date	Apr 5, 2019
Transaction Type	Mortgage
Record Updated	May 3, 2019
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	189 STUMP BRIDGE RD CANTON MS 390469784, CANTON, MS 39046-9784

Mortgage

Document Number	0000862726
Date	Apr 24, 2019
Book Page	003712/000945
Instrument	862726

Lender

Name	HUD-HOUSING/URBAN DEV
Address	451 7TH ST SW, WASHINGTON, DC 20410-0001

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 23, 2049

Tax Assessment & Valuation

Source: Madison County assessment roll, as of September 1, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	Madison County
Unified School District	Canton Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,924.00 Homeowner's exemption	$21,412 (-)	$214,120 (-) Land $15,000 Building $199,120
2024	$1,924.00 (+0.84%)
2023	$1,908.00 Homeowner's exemption	$21,412	$214,120 Land $15,000 Building $199,120

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	3 (1986–2025)
Most Recent Claim	Apr 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 70% of Mississippi
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BIG BLACK WATER ASSOCIATION serves 1,080 people · EPA ID MS0450003
Water Source	Groundwater
Last State Inspection	Apr 2021
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 42 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Fiber · Cable in parts of the area	2,000 / 2,000
NETSPEEDMS Fixed Wireless	499 / 285
C Spire Wireless Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Stump Bridge Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures