189 Steadwell Rd, Amsterdam, NY 12010 Property Records

Montgomery County and Amsterdam Town property record for 189 Steadwell Rd, Amsterdam, NY 12010

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,076 sqft · built 1967
Lot Size	1.97 acres (85,813 sqft)
Owner	2 Individual Names on File
Last Sale	$430,000 (Mar 2025)
Tax Bill	$7,666 (2026)
Deeds & Mortgages	Jun 2021 Mortgage Mar 2022 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`272089 24.-1-45`

Property Details

APN / Parcel Number

Primary APN	`272089 24.-1-45`
Alternative APNs	`208902400000010450000000` `2136`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	2,076 sqft Living Area
1st Floor Area	1,086 sqft
2nd Floor Area	990 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1967
Effective Year Built	Effective 1967
Architectural Style	Colonial
Exterior Material	Wood
Lot Area	85,813 sqft (1.97 acres)
Lot Width	150 ft Width
Garage Type	Attached
Garage Area	628 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	119 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	2136
Street Address	189 STEADWELL RD
City	AMSTERDAM
State	NY
Zip	12010-7508
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Block	1
Legal Lot Number	45.000
Jurisdiction	MONTGOMERY NY
Township / Civil Division	AMSTERDAM
Census Block Group	3
Census Block	3043
Census Tract	72100

Owner

189 Steadwell Rd is owned by two individuals who bought it in March 2025.

Source: Montgomery County and Amsterdam Town records, as of October 19, 2026

Owner of Record	2 Individual Names on File
Mailing Address	106 SILO POINTE, BALLSTON SPA, NY 12020-3674
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 15, 2021	Deed of Trust, Mortgage · FHA Mortgage SECRETARY HOUSING URBAN DEVELOPMENT
Mar 4, 2022	Warranty Deed, Transfer · VA Mortgage SUNMARK FCU
Oct 16, 2018	Grant Deed, Transfer
Nov 20, 2017	Trustee's Deed, Foreclosure

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 4, 2025 · Amount on File
Deed Sale	Mar 4, 2025 · Amount on File
Prior Sale	Mar 4, 2022 · Amount on File
Deed Document Number	2025682
Record Updated	Oct 29, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY NY
Property Address	189 UPPER STEADWELL RD, AMSTERDAM, NY 12010
Transaction Type	Mortgage
Record Updated	Apr 19, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000003368
Date	Jun 15, 2021
Instrument	2021-93368

Lender

Name	SECRETARY HOUSING URBAN DEVELOPMENT
Type	Government Agency

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	325 Months
Due	Jul 1, 2048

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONTGOMERY NY
Recording Date	Mar 4, 2022
Property Address	189 UPPER STEADWELL RD, AMSTERDAM, NY 12010
Document Number	0000007684
Instrument Date	Mar 3, 2022
Instrument	2022-97684
Transaction Type	Transfer
Record Updated	Apr 19, 2022

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7534 ARCADE PL NW, BREMERTON, WA 98311-9197
Investor	Possibly a Property Investor

Mortgage

Document Number	0000007685
Date	Mar 4, 2022
Instrument	2022-97685

Lender

Name	SUNMARK FCU
Type	Credit Union

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2052

October 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MONTGOMERY NY
Recording Date	Oct 16, 2018
Property Address	189 UPPER STEADWELL RD, AMSTERDAM, NY 12010
Document Number	0000080424
Instrument Date	Oct 1, 2018
Instrument	80424
Transaction Type	Transfer
Record Updated	Dec 4, 2018

Transaction

Amount	Amount on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	189 UPPER STEADWELL AMSTERDAM NY 12010, AMSTERDAM, NY 12010

November 2017: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	MONTGOMERY NY
Recording Date	Nov 20, 2017
Property Address	189 UPPER STEADWELL RD, AMSTERDAM, NY 12010
Document Number	0000075703
Instrument Date	Oct 20, 2017
Instrument	75703
Transaction Type	Foreclosure
Record Updated	Jan 16, 2018

Transaction

Amount	Amount on Record
Tax	$0.00
Additional	Lis Pendens

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1600 S DOUGLASS ROADST 200-A ANAHEIM CA 92806, ANAHEIM, CA 92806

Tax Assessment & Valuation

The 2026 property tax bill for 189 Steadwell Rd was $7,666, up 121% from the year before.

Source: Montgomery County and Amsterdam Town assessment roll, as of May 11, 2026

Property Jurisdictions

Type	Name
State	New York
County	Montgomery County
County Subdivision	Amsterdam Town
Unified School District	Broadalbin-Perth Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,666.00 (+120.99%)
2025	$3,469.00	$23,000 Land $1,350 Building $21,650	$383,333 Land $22,500 Building $360,833
2023		$23,000 Land $1,350 Building $21,650	$328,571 Land $19,286 Building $309,285
2020	$3,694.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 189 Steadwell Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 30, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 189 Steadwell Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G and 4G LTE (outdoors only)

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