Hampden County and Palmer Town City property record for 189 State St, Palmer, MA 01069
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,428 sqft · built 1910 |
| Lot Size | 1.5 acres (65,340 sqft) |
| Owner | Individual Name on File |
| Last Sale | $129,900 (Jun 2016) |
| Tax Bill | $3,521 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | PALM M:36 B:101 |
| Primary APN | PALM M:36 B:101 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 2 Stories |
| Building Area | 1,428 sqft Living Area |
| Gross Area | 2,376 sqft |
| 1st Floor Area | 804 sqft |
| Basement Area | 624 sqft |
| Unfinished Basement | 624 sqft |
| Year Built | Built 1910 |
|---|---|
| Effective Year Built | Effective 1910 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 65,340 sqft (1.5 acres) |
| Deck Area | Deck Area |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Street Address | 189 STATE ST |
|---|---|
| City | PALMER |
| State | MA |
| Zip | 01069-9555 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RR |
| Legal Block | 101 |
| Jurisdiction | PALMER MA |
| Township / Civil Division | PALMER TOWN |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 810200 |
189 State St is owned and occupied by an individual who bought it in June 2016.
Source: Hampden County and Palmer Town City records, as of July 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 189 STATE ST, PALMER, MA 01069-9555 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 14, 2016 · Amount on File |
| Deed Sale | Jun 14, 2016 · Amount on File |
| Prior Sale | Mar 11, 1998 · Amount on File |
| Deed Document Number | 201633211 |
| Deed Book / Page | 21217 / 398 |
| Transfer Doc | 18455-286 |
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 189 State St was $3,521, up 7.5% from the year before.
Source: Hampden County and Palmer Town City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Hampden County |
| Municipality | Palmer Town City |
| Unified School District | Palmer School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,521.00 (+7.48%) | $185,400 (+9.83%) Land $68,100 Building $117,300 | $254,220 (-6.3%) |
| 2024 | $3,276.00 (+1.33%) | $168,800 (+6.1%) Land $62,000 Building $106,800 | $271,320 |
| 2023 | $3,233.00 | $159,100 Land $62,000 Building $97,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 189 State St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective June 7, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 189 State St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 46 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Verizon.
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