Jackson County property record for 189 State St, Jackson, OH 45640
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,163 sqft · built 1880 |
| Lot Size | 0.129 acres (5,602 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $110,000 (May 2026) |
| Tax Bill | $1,654 (2025) |
| Deeds & Mortgages | Jul 2012 Mortgage Aug 2012 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | H140140015400 |
| Primary APN | H140140015400 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,163 sqft Living Area |
| 1st Floor Area | 602 sqft |
| Family Room | Family Room |
| Year Built | Built 1880 |
|---|---|
| Effective Year Built | Effective 1880 |
| Architectural Style | Other |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | No Foundation |
| Lot Area | 5,602 sqft (0.129 acres) |
| Lot Dimensions | 112 ft deep x 50 ft wide |
| Garage Type | Detached |
| Garage Area | 476 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 120 sqft |
| Cooling System | HVAC |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 189 STATE ST |
|---|---|
| City | JACKSON |
| State | OH |
| Zip | 45640-1127 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | B DAVID'S LOT #3 |
| Legal Subdivision | B DAVIDS ADD |
| Jurisdiction | JACKSON OH |
| Township / Civil Division | JACKSON |
| Census Block Group | 3 |
| Census Block | 3018 |
| Census Tract | 957500 |
Source: Jackson County records, as of July 7, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 189 STATE ST, JACKSON, OH 45640-1127 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 13, 2012 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS INC |
| Aug 13, 2012 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS INC |
| May 22, 2026 | Warranty Deed, Transfer · Conventional Mortgage OHIO VALLEY BANK |
| May 22, 2026 | Warranty Deed, Transfer · Conventional Mortgage OHIO VALLEY BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 22, 2026 · Amount on Record |
| Deed Sale | May 22, 2026 · Amount on Record |
| Prior Sale | Sep 4, 2002 · Amount on Record |
| Deed Document Number | 20261721 |
| Deed Book / Page | 195 / 2239 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JACKSON OH |
| Property Address | 189 STATE ST, JACKSON, OH 45640-1127 |
| Transaction Type | Mortgage |
| Record Updated | Jun 12, 2026 |
| Name | Verified Name |
|---|
| Document Number | 00089/2146 |
|---|---|
| Date | Jul 13, 2012 |
| Book Page | 089/2146 |
| Instrument | 201200002341 |
| Name | QUICKEN LOANS INC |
|---|---|
| Type | Lending Institution |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jul 1, 2032 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JACKSON OH |
| Property Address | 189 STATE ST, JACKSON, OH 45640-1127 |
| Transaction Type | Mortgage |
| Record Updated | Jun 12, 2026 |
| Name | Verified Name |
|---|
| Document Number | 00089/2146 |
|---|---|
| Date | Aug 13, 2012 |
| Book Page | 089/2146 |
| Instrument | 201200002341 |
| Name | QUICKEN LOANS INC |
|---|---|
| Type | Lending Institution |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 239 Months |
| Due | Jul 1, 2032 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | JACKSON OH |
| Recording Date | May 22, 2026 |
| Property Address | 189 STATE ST, JACKSON, OH 45640-1127 |
| Document Number | 0000001721 |
| Book / Page | 195 / 2239 |
| Instrument Date | May 22, 2026 |
| Instrument | 20261721 |
| Transaction Type | Transfer |
| Record Updated | Jun 3, 2026 |
| Title Company | NORWEST TITLE, NORTHWEST TITLE |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $44,440.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 189 STATE ST, JACKSON, OH 45640-1127 |
| Document Number | 0000001722, |
|---|---|
| Date | May 22, 2026 |
| Instrument | 20261722 |
| Name | OHIO VALLEY BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.37% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | JACKSON OH |
| Recording Date | May 22, 2026 |
| Property Address | 189 STATE ST, JACKSON, OH 45640-1127 |
| Document Number | 00195/2239 |
| Book / Page | 195 / 2239 |
| Instrument Date | May 22, 2026 |
| Instrument | 20261721 |
| Transaction Type | Transfer |
| Record Updated | Aug 25, 2026 |
| Title Company | NORTHWEST AR TITLE, NORTHWEST TITLE |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $44,440.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 189 STATE ST, JACKSON, OH 45640-1127 |
| Document Number | 0000001722, |
|---|---|
| Date | May 22, 2026 |
| Instrument | 20261722 |
| Name | OHIO VALLEY BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
Source: Jackson County assessment roll, as of March 23, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Jackson County |
| Municipality | Jackson City |
| Unified School District | Jackson City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,654.00 (-3.27%) | $33,870 (-) Land $5,090 Building $28,780 | $96,770 (-) Land $14,550 Building $82,220 |
| 2023 | $1,710.00 (+20.51%) | $33,870 (+21.7%) Land $5,090 Building $28,780 | |
| 2022 | $1,419.00 | $27,830 Land $4,920 Building $22,910 | |
| 2020 | $96,770 Land $14,550 Building $82,220 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective December 18, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 3 (2015–2025) |
| Claims Outside the SFHA | 2 of 3 |
| Most Recent Claim | Jul 2025 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 64% of Ohio |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF JACKSON serves 9,691 people · EPA ID OH4000111 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2026 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 293 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| altafiber Network Solutions Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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