189 Stager Ave, Falling Waters, WV 25419 Property Records

Berkeley County property record for 189 Stager Ave, Falling Waters, WV 25419

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,440 sqft · built 2020
Lot Size	0.13 acres (5,663 sqft)
Owner	Individual Name on File
Last Sale	$316,810 (Jun 2021)
Tax Bill	$2,507 (2025)
Deeds & Mortgages	Jun 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`02-7M-0049.0000`

Property Details

APN / Parcel Number

Primary APN	`02-7M-0049.0000`
Alternative APNs	`02-02-7M-0049.0000` `07244604`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,440 sqft Living Area
1st Floor Area	1,140 sqft
Family Room	Family Room

Exterior

Year Built	Built 2020
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Lot Area	5,663 sqft (0.13 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	07244604
Street Address	189 STAGER AVE
City	FALLING WATERS
State	WV
Zip	25419-1629
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	.13 AC LOT 119 PHZ 2 OVERLOOK AT RIVERSIDE
Legal Lot Number	119
Jurisdiction	BERKELEY WV
Township / Civil Division	POTOMAC
Census Block Group	3
Census Block	3007
Census Tract	971101

Owner

189 Stager Ave is owned and occupied by an individual who bought it in June 2021.

Source: Berkeley County records, as of November 14, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	189 STAGER AVE, FALLING WATERS, WV 25419-1629
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 3, 2021 · Amount on File
Deed Sale	Jun 3, 2021 · Amount on File
Deed Document Number	20210020557
Deed Book / Page	1342 / 346
Record Updated	Jun 8, 2026

June 2021: Deed, Subdivision Related Transfer

Document Type	Deed
Jurisdiction	BERKELEY WV
Recording Date	Jun 3, 2021
Property Address	189 STAGER AVE, FALLING WATERS, WV 25419-1629
Document Number	001342/346
Book / Page	1342 / 346
Map Reference	PC 19 SL 188
Instrument Date	Jun 2, 2021
Instrument	20210020557
Transaction Type	Subdivision Related Transfer
Record Updated	Jun 13, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,440.90
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	189 STAGER AVE, FALLING WATERS, WV 25419-1629

Mortgage

Document Number	003715/157
Date	Jun 3, 2021
Book Page	3715/157
Instrument	20210020558

Lender

Name	INTEGRITY HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2051

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 189 Stager Ave was $2,507.

Source: Berkeley County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	West Virginia
County	Berkeley County
Unified School District	Berkeley County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,507.00	$206,220 Land $42,360 Building $163,860	$343,700 Land $70,600 Building $273,100
2023	$2,401.00	$190,020 Land $39,000 Building $151,020	$316,700 Land $65,000 Building $251,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 189 Stager Ave in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1996.

Source: FEMA National Flood Hazard Layer, effective July 7, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 18 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	18 in force
Nearby Flood Claims	3 (1996–2025)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Nov 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 189 Stager Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 79% of West Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 175 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 250