Westchester County and Lewisboro Town property record for 189 Spring St, South Salem, NY 10590
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3,311 sqft · built 1986 |
| Lot Size | 2.02 acres (87,991 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $653,750 (Aug 2016) |
| Tax Bill | $20,468 (2026) |
| Deeds & Mortgages | Jan 2023 Mortgage Oct 2017 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 10549-032 |
| Primary APN | 10549-032 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Stories | 2 Stories |
| Building Area | 3,311 sqft Living Area |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 1986 |
| Architectural Style | Colonial |
| Exterior Material | Wood |
| Lot Area | 87,991 sqft (2.02 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Electric |
| Sewer | Septic |
| Account Number | 10549-032 |
|---|---|
| Street Address | 189 SPRING ST |
| City | SOUTH SALEM |
| State | NY |
| Zip | 10590-1615 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SCR-2 |
| Legal Subdivision | MAP OF BROOKSIDE FARMS |
| Legal Block | 32- |
| Legal Lot Number | 3.8 |
| Jurisdiction | WESTCHESTER NY |
| Township / Civil Division | LEWISBORO |
| Census Block Group | 2 |
| Census Block | 2009 |
| Census Tract | 12502 |
189 Spring St is owned by two individuals who bought it in August 2016.
Source: Westchester County and Lewisboro Town records, as of October 21, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | SPRING ST, SOUTH SALEM, NY 10590 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 17, 2023 | Deed of Trust, Mortgage · Unknown BANK OF AMERICA NA |
| Oct 20, 2017 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 3, 2016 · Amount on File |
| Deed Sale | Aug 3, 2016 · Amount on File |
| Deed Document Number | 2016562053029 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTCHESTER NY |
| Property Address | 189 SPRING ST, SOUTH SALEM, NY 10590-1615 |
| Transaction Type | Mortgage |
| Record Updated | Jan 25, 2023 |
| Title Company | TITLE365 OMAHA |
| Name | Verified Name |
|---|---|
| Address | 189 SPRING ST, SOUTH SALEM, NY 10590-1615 |
| Document Number | 0630173258 |
|---|---|
| Date | Jan 17, 2023 |
| Instrument | 630173258 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Unknown |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Dec 2, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTCHESTER NY |
| Property Address | 189 SPRING ST, SOUTH SALEM, NY 10590-1615 |
| Document Number | 0573123021 |
| Instrument Date | Oct 20, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Oct 11, 2018 |
| Title Company | LENDER RECORDING SERVICES |
| Name | Verified Name |
|---|---|
| Address | 189 SPRING ST SOUTH SALEM NY 105901615, SOUTH SALEM, NY 10590-1615 |
| Document Number | 0573123021 |
|---|---|
| Date | Nov 8, 2017 |
| Book Page | 057312/003021 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 7, 2047 |
| Rate Type | Adjustable Rate |
|---|
The 2026 property tax bill for 189 Spring St was $20,468, up 153.7% from the year before.
Source: Westchester County and Lewisboro Town assessment roll, as of May 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Westchester County |
| County Subdivision | Lewisboro Town |
| Unified School District | Katonah-Lewisboro Union Free School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $20,468.00 (+153.69%) | ||
| 2025 | $8,068.00 | $65,500 (-) Land $22,200 Building $43,300 | $1,044,657 (+2.39%) Land $354,067 Building $690,590 |
| 2024 | $65,500 (-) Land $22,200 Building $43,300 | $1,020,249 (+8.72%) Land $345,794 Building $674,455 | |
| 2023 | $65,500 Land $22,200 Building $43,300 | $938,396 Land $318,052 Building $620,344 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 189 Spring St in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 2007.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 10 policies |
| Nearby Flood Policies | 10 in force |
| Nearby Flood Claims | 5 (2007–2023) |
| Claims Outside the SFHA | 5 of 5 |
| Most Recent Claim | Sep 2023 · Severe Storm And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 189 Spring St is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 44 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Cable | 940 / 35 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Verizon.
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