189 Spring St, Paterson, NJ 07503 Property Records

Passaic County and Paterson City property record for 189 Spring St, Paterson, NJ 07503

Property Summary

Property Type	Single Family Home
Details	1,152 sqft
Lot Size	0.057 acres (2,500 sqft)
Owner	Individual Name on File
Last Sale	$270,000 (May 2020)
Tax Bill	$6,162 (2025)
Deeds & Mortgages	Nov 2021 Mortgage May 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`08-05811-0000-00011`

Property Details

APN / Parcel Number

Primary APN	`08-05811-0000-00011`
Alternative APN	`08I1071000000008`

Interior

Building Area	1,152 sqft Living Area

Exterior

Lot Area	2,500 sqft (0.057 acres)
Lot Dimensions	100 ft deep x 25 ft wide

Location & Zoning

Old Parcel Number	08I1071000000008
Street Address	189 SPRING ST
City	PATERSON
State	NJ
Zip	07503-3015
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	SPRING STREET
Legal Block	5811
Legal Lot Number	11
Jurisdiction	PASSAIC NJ
Township / Civil Division	PATERSON
Census Block Group	2
Census Block	2013
Census Tract	182900

Owner

Source: Passaic County and Paterson City records, as of July 8, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	189 SPRING ST, PATERSON, NJ 07503-3015
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 24, 2021	Deed of Trust, Mortgage · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
May 21, 2020	Deed, Transfer · FHA Mortgage CROSSCOUNTRY MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 21, 2020 · Amount on File
Deed Sale	May 21, 2020 · Amount on File
Prior Sale	Dec 4, 2013 · Amount on File
Deed Document Number	202022439
Deed Book / Page	3799 / 120
Record Updated	Oct 29, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PASSAIC NJ
Property Address	189 SPRING ST, PATERSON, NJ 07503-3015
Transaction Type	Mortgage
Record Updated	Apr 2, 2026
Title Company	MAIN STREET TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000073666
Date	Nov 24, 2021
Book Page	M17619/93
Instrument	2021073666

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company
Address	BRECKSVILLE, OH 44141

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2051

May 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	PASSAIC NJ
Recording Date	May 21, 2020
Property Address	189 SPRING ST, PATERSON, NJ 07503-3015
Document Number	0000022439
Book / Page	D3799 / 120
Instrument Date	Apr 1, 2020
Instrument	2020022439
Transaction Type	Transfer
Record Updated	Aug 18, 2022
Title Company	OLD REPUBLIC TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1360 CLIFTON AVE # 406, 1360, CLIFTON, NJ 07012-1453

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	189 SPRING ST, PATERSON, NJ 07503-3015

Mortgage

Document Number	0000022440
Date	May 21, 2020
Instrument	2020022440

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Non-Lending Institution

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2050

Tax Assessment & Valuation

Source: Passaic County and Paterson City assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Passaic County
Municipality	Paterson City
Unified School District	Paterson City School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$311,600 (+169.78%) Land $117,000 Building $194,600	$311,600 (+169.78%) Land $117,000 Building $194,600
2025	$6,162.00 (+4.71%)	$115,500 (-) Land $28,700 Building $86,800	$115,500 (-) Land $28,700 Building $86,800
2024	$5,885.00 (+9.77%)
2023		$115,500 Land $28,700 Building $86,800	$115,500 Land $28,700 Building $86,800
2022	$5,361.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 29, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PASSAIC VALLEY WATER COMMISSION serves 310,483 people · EPA ID NJ1605002
Water Source	Surface water
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2021
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 335 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300

May also be available: AT&T, T-Mobile.

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