Otsego County and Oneonta Town property record for 189 Southside Dr, Oneonta, NY 13820
| Property Type | Single Family Home |
|---|---|
| Details | 6 bd · 2 ba · 2,787 sqft · built 1890 |
| Lot Size | 4.56 acres (198,634 sqft) |
| Owner | Individual Name on File |
| Last Sale | $185,000 (Jun 2017) |
| Tax Bill | $5,905 (2026) |
| Deeds & Mortgages | Aug 2022 Line of Credit Jun 2017 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 364600 300.14-1-11.00 |
| Primary APN | 364600 300.14-1-11.00 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 2,787 sqft Living Area |
| 1st Floor Area | 1,475 sqft |
| 2nd Floor Area | 1,312 sqft |
| Year Built | Built 1890 |
|---|---|
| Effective Year Built | Effective 1980 |
| Architectural Style | Traditional |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 198,634 sqft (4.56 acres) |
| Lot Width | 430 ft Width |
| Garage Type | Detached |
| Garage Area | 462 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 398 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Oil |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 051310 |
|---|---|
| Street Address | 189 SOUTHSIDE DR |
| City | ONEONTA |
| State | NY |
| Zip | 13820-3200 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 953 0 0 |
| Legal Block | 1 |
| Legal Lot Number | 11.000 |
| Jurisdiction | OTSEGO NY |
| Township / Civil Division | ONEONTA |
| Census Block Group | 4 |
| Census Block | 4013 |
| Census Tract | 590800 |
189 Southside Dr is owned and occupied by an individual who bought it in June 2017.
Source: Otsego County and Oneonta Town records, as of September 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 189 SOUTHSIDE DR, ONEONTA, NY 13820-3200 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 1, 2022 | Deed of Trust, Mortgage · Line of Credit LEATHERSTOCKING REGION FCU |
| Jun 2, 2017 | Grant Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 2, 2017 · Amount on File |
| Deed Sale | Jun 2, 2017 · Amount on File |
| Prior Sale | Nov 9, 1998 |
| Deed Book / Page | 2017 / 2540 |
| Prior Transfer Date | Oct 21, 1998 |
| Prior Transfer Doc | 0848000191 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OTSEGO NY |
| Property Address | 189 SOUTHSIDE DR, ONEONTA, NY 13820-3200 |
| Transaction Type | Mortgage |
| Record Updated | Aug 23, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000000207 |
|---|---|
| Date | Aug 1, 2022 |
| Instrument | 2022-4207 |
| Name | LEATHERSTOCKING REGION FCU |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Sep 1, 2042 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | OTSEGO NY |
| Recording Date | Jun 2, 2017 |
| Property Address | 189 SOUTHSIDE DR, ONEONTA, NY 13820-3200 |
| Document Number | 0000002540 |
| Instrument Date | Jun 1, 2017 |
| Instrument | 2540 |
| Transaction Type | Transfer |
| Record Updated | Jun 27, 2017 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 189 SOUTHSIDE DR ONEONTA NY 138203200, ONEONTA, NY 13820-3200 |
The 2026 property tax bill for 189 Southside Dr was $5,905, up 0.3% from the year before.
Source: Otsego County and Oneonta Town assessment roll, as of April 30, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Otsego County |
| County Subdivision | Oneonta Town |
| Unified School District | Oneonta City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,905.00 (+0.25%) | ||
| 2025 | $5,890.00 | $186,400 Land $55,400 Building $131,000 | $266,286 Land $79,143 Building $187,143 |
| 2023 | $1,678.00 | $186,400 (-) Land $55,400 Building $131,000 | $238,974 (+12.82%) Land $71,026 Building $167,948 |
| 2022 | $186,400 Land $55,400 Building $131,000 | $211,818 Land $62,954 Building $148,864 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 189 Southside Dr in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective March 20, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 3 (1979–2006) |
| Claims Outside the SFHA | 1 of 3 |
| Most Recent Claim | Jun 2006 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 189 Southside Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 30 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Delhi Telephone Company Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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