189 Shining Mountains Loop Rd, Ennis, MT 59729 Property Records

Madison County property record for 189 Shining Mountains Loop Rd, Ennis, MT 59729

Property Summary

Property Type	Rural Home
Details	3 bd · 2 ba · 1,200 sqft · built 1995
Lot Size	5.26 acres (229,474 sqft)
Owner	Individual Name on Record
Last Sale	$670,852 (May 2022)
Tax Bill	$1,325 (2025)
Deeds & Mortgages	Sep 2021 Mortgage Dec 2019 Mortgage + 6 more
Flood Zone	Zone X (minimal risk)
APN	`R2516338`

Property Details

APN / Parcel Number

Primary APN	`R2516338`
Alternative APNs	`25-0333-12-4-01-06-0000` `0027178200`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,200 sqft Living Area
1st Floor Area	1,200 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Architectural Style	Rustic
Exterior Material	Other
Construction Type	Log
Roof Type	Gable
Roof Material	Metal
Lot Area	229,474 sqft (5.26 acres)
Terrain	Rolling
Garage Area	864 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	400 sqft
Deck Area	174 sqft
Shed	1 Shed
Pole Barn	Pole Barn

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	0027178200
Street Address	189 SHINING MOUNTAINS LOOP RD
City	ENNIS
State	MT
Zip	59729-9153
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	SHINING MOUNTAINS SUB NO 1, S12, T07 S, R02 W, LOT 67, ACRES 5.268, PLAT 4/41
Legal Range	02W
Legal Township	07S
Legal Section	12
Legal Subdivision	SHINING MOUNTAINS SUB NO 1
Legal Lot Number	67
Jurisdiction	MADISON MT
Township / Civil Division	MADISON VALLEY
Census Block Group	1
Census Block	1185
Census Tract	102

Owner

Source: Madison County records, as of April 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	PO BOX 1265, ENNIS, MT 59729-1265
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 24, 2021	Deed of Trust, Mortgage · FHA Mortgage LOW VA RATES
Dec 30, 2019	Deed of Trust, Mortgage · FHA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Apr 6, 2010	Deed of Trust, Mortgage · Line of Credit FIRST MADISON VALLEY BANK
Jan 12, 2010	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA
Apr 6, 2010	Deed of Trust, Mortgage FIRST MADISON VALLEY BANK
May 6, 2009	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
May 18, 2022	Warranty Deed, Transfer · Stand-Alone First Mortgage FIRST HORIZON BANK
Dec 30, 2019	Warranty Deed, Transfer · FHA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 18, 2022 · Amount on Record
Deed Sale	May 18, 2022 · Amount on Record
Prior Sale	Dec 30, 2019 · Amount on Record
Deed Document Number	2022204495
Record Updated	Jun 8, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON MT
Property Address	189 SHINING MOUNTAINS LOOP RD, ENNIS, MT 59729-9153
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000200219
Date	Sep 24, 2021
Instrument	200219

Lender

Name	LOW VA RATES

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON MT
Property Address	189 SHINING MOUNTAINS LOOP RD, ENNIS, MT 59729-9153
Transaction Type	Mortgage
Record Updated	Apr 3, 2026
Title Company	AMERICAN TITLE COMPANY, AMERICAN LAND TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000187261
Date	Dec 30, 2019
Instrument	187261

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2050

April 2010: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON MT
Property Address	189 SHINING MOUNTAINS LOOP RD, ENNIS, MT 59729-9153
Transaction Type	Mortgage
Record Updated	Apr 3, 2026
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000135540
Date	Apr 6, 2010
Instrument	135540

Lender

Name	FIRST MADISON VALLEY BANK
Address	ENNIS, MT 59729

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2010: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON MT
Property Address	189 SHINING MOUNTAINS LOOP RD, ENNIS, MT 59729-9153
Transaction Type	Mortgage
Record Updated	Apr 3, 2026
Title Company	AMERICAN TITLE COMPANY, AMERICAN LAND TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000134449
Date	Jan 12, 2010
Instrument	134449

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2040

April 2010: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON MT
Property Address	189 SHINING MOUNTAINS LOOP RD, ENNIS, MT 59729-9153
Transaction Type	Mortgage
Record Updated	Apr 3, 2026
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000135541
Date	Apr 6, 2010
Instrument	135541

Lender

Name	FIRST MADISON VALLEY BANK
Address	ENNIS, MT 59729

Agreement

Amount	Amount Recorded

May 2009: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON MT
Property Address	189 SHINING MOUNTAINS LOOP RD, ENNIS, MT 59729-9153
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000131141
Date	May 6, 2009
Instrument	131141

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	NEWARK, NJ 07101

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2039

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON MT
Recording Date	May 18, 2022
Property Address	189 SHINING MOUNTAINS LOOP RD, ENNIS, MT 59729-9153
Document Number	0000204495
Instrument Date	May 17, 2022
Instrument	204495
Transaction Type	Transfer
Record Updated	Apr 3, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 1265, ENNIS, MT 59729-1265

Mortgage

Document Number	0000204496
Date	May 18, 2022
Instrument	204496

Lender

Name	FIRST HORIZON BANK

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2052

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON MT
Recording Date	Dec 30, 2019
Property Address	189 SHINING MOUNTAINS LOOP RD, ENNIS, MT 59729-9153
Document Number	187260
Instrument Date	Dec 30, 2019
Instrument	187260
Transaction Type	Transfer
Record Updated	Aug 10, 2021
Title Company	AMERICAN LAND TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	189 SHINING MOUNTAINS LOOP RD, ENNIS, MT 59729-9153

Mortgage

Document Number	187261
Date	Dec 30, 2019
Instrument	187261

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2050

Tax Assessment & Valuation

Source: Madison County assessment roll, as of September 16, 2025

Property Jurisdictions

Type	Name
State	Montana
County	Madison County
Unified School District	Ennis K-12 Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,325.00 (-14.24%)	$649,300 (+39.22%)	$649,300 (+39.22%) Land $191,616 Building $457,684
2023	$1,545.00	$466,400	$466,400 Land $108,204 Building $358,196

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 15 policies
Nearby Flood Policies	15 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 56% of the US · lower than 68% of Montana
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
3 Rivers Communications Fiber	1,000 / 1,000
Wisp West Fixed Wireless	100 / 20

Cell Coverage

No cell data coverage reported

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