Flathead County property record for 189 Shepherd Trl, Kalispell, MT 59901
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,909 sqft · built 2024 |
| Lot Size | 1.76 acres (76,666 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $1,064,000 (May 2025) |
| Tax Bill | $4,856 (2026) |
| Deeds & Mortgages | May 2025 Mortgage Jan 2024 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | R870406 |
| Primary APN | R870406 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,909 sqft Living Area |
| 1st Floor Area | 2,909 sqft |
| Year Built | Built 2024 |
|---|---|
| Effective Year Built | Effective 2024 |
| Architectural Style | Ranch |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 76,666 sqft (1.76 acres) |
| Garage Area | 899 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Slab |
| Porch Area | 102 sqft |
| Deck Area | 204 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Gas |
| Account Number | 0000508748 |
|---|---|
| Street Address | 189 SHEPHERD TRL |
| City | KALISPELL |
| State | MT |
| Zip | 59901-9162 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HOMES ON A THOUSAND HILLS AMD L2, S17, T29 N, R22 W, LOT 23, ACRES 1.76 |
| Legal Range | 22W |
| Legal Township | 29N |
| Legal Section | 17 |
| Legal Subdivision | HOMES ON A THOUSAND HILLS AMD L2 |
| Legal Lot Number | 23 |
| Jurisdiction | FLATHEAD MT |
| Township / Civil Division | KALISPELL NORTHWEST |
| Census Block Group | 3 |
| Census Block | 3077 |
| Census Tract | 1701 |
Source: Flathead County records, as of September 11, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 189 SHEPHERD TRL, KALISPELL, MT 59901-9162 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| May 13, 2025 | Warranty Deed, Transfer · Conventional Mortgage WHITEFISH CU |
| Jan 17, 2024 | Warranty Deed, Transfer FLATHEAD PREMIER TITLE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 13, 2025 · Amount on Record |
| Deed Sale | May 13, 2025 · Amount on Record |
| Prior Sale | Jan 17, 2024 |
| Deed Document Number | 20258763 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FLATHEAD MT |
| Recording Date | May 13, 2025 |
| Property Address | 189 SHEPHERD TRL, KALISPELL, MT 59901-9162 |
| Document Number | 202500008763 |
| Instrument Date | Apr 17, 2025 |
| Instrument | 202500008763 |
| Transaction Type | Transfer |
| Record Updated | Jan 13, 2026 |
| Title Company | THE TITLE FIRM, THE TITLE TEAM |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 189 SHEPHERD TRL, KALISPELL, MT 59901-9162 |
| Document Number | 202500008764 |
|---|---|
| Date | May 13, 2025 |
| Instrument | 202500008764 |
| Name | WHITEFISH CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 8, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.9% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | May 8, 2032 |
| Change Frequency | Annually |
| Min Rate At Change | 3.9% |
| Max Rate At Change | 7.9% |
| Index | Other |
| Max Rate | 10.9% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FLATHEAD MT |
| Recording Date | Jan 17, 2024 |
| Property Address | 189 SHEPHERD TRL, KALISPELL, MT 59901-9162 |
| Document Number | 202400001048 |
| Instrument Date | Jan 16, 2024 |
| Instrument | 202400001048 |
| Transaction Type | Transfer |
| Record Updated | Jan 13, 2026 |
| Title Company | FLATHEAD PREMIER TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 189 SHEPHERD TRL, KALISPELL, MT 59901-9162 |
Source: Flathead County assessment roll, as of September 11, 2026
| Type | Name |
|---|---|
| State | Montana |
| County | Flathead County |
| Secondary School District | Flathead High School District (09 - 12) |
| Elementary School District | West Valley Elementary School District (PK - 08) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,856.00 (-5.01%) | $1,195,700 (-) | |
| 2025 | $5,112.00 (+412.74%) | $1,195,700 (+799.92%) | $1,195,700 (+799.92%) Land $239,764 Building $955,936 |
| 2023 | $997.00 | $132,868 | $132,868 Land $132,868 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective November 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 55% of the US · lower than 69% of Montana |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| InterBel Telephone Cooperative Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Bullitt Communications Fixed Wireless | 100 / 50 |
| MontanaSky Networks Fixed Wireless | 100 / 20 |
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