Mitchell County property record for 189 Shadow Ln, Spruce Pine, NC 28777 · Last verified April 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1970 |
| Square Footage | 1,810 sqft Living Area |
| Lot Size | 64,469 sqft (1.48 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $105,000 (2013) |
| Tax Bill | $1,431.00 (2025) |
| Primary APN | 0890-02-97-2455 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Building Area | 1,810 sqft Living Area |
| Stories | 1 Stories |
| Year Built | Built 1970 |
|---|---|
| Effective Year Built | Effective 1970 |
| Construction Type | Wood Construction |
| Lot Area | 64,469 sqft (1.48 acres) |
| Heating System | Central Heating |
|---|
| Account Number | 555648191 |
|---|---|
| Street Address | 189 SHADOW LN |
| City | SPRUCE PINE |
| State | NC |
| Zip | 28777-8447 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | OFF 1137 |
| Jurisdiction | MITCHELL NC |
| Minor Civil Division | GRASSY CREEK |
| Census Blockgroup | 2 |
| Census Block | 2001 |
| Census Tract | 950300 |
Source: Mitchell County records · APN 0890-02-97-2455
Assessment roll updated October 17, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 189 SHADOW LN, SPRUCE PINE, NC 28777-8447 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jun 17, 2022 | Warranty Deed, Transfer · Stand Alone First Mortgage MAY COALITION INC |
| Apr 22, 2019 | Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Oct 22, 2013 · Amount on Record |
| Deed Sale | Oct 22, 2013 · Amount on Record |
| Deed Book / Page | 542 / 208 |
| Last Transfer Date | Jul 17, 2025 |
| Transfer Doc | 000680/759 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MITCHELL NC |
| Recording Date | Jun 17, 2022 |
| Property Address | 189 SHADOW LN, SPRUCE PINE, NC 28777-8447 |
| Document Number | 000645/377 |
| Book / Page | 645 / 377 |
| Instrument Date | Jun 15, 2022 |
| Instrument | 2022001904 |
| Transaction Type | Transfer |
| Record Updated | Jun 28, 2022 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $236.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 12 N MCDOWELL AVE, 12, MARION, NC 28752-3594 |
| Name | Verified Name |
|---|---|
| Address | 189 SHADOW LN, SPRUCE PINE, NC 28777-8447 |
| Document Number | 2022001905 |
|---|---|
| Date | Jun 17, 2022 |
| Instrument | 2022001905 |
| Name | MAY COALITION INC |
|---|---|
| Type | Non-Lending Institution |
| Type | Stand Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jun 15, 2037 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MITCHELL NC |
| Property Address | 189 SHADOW LN, SPRUCE PINE, NC 28777-8447 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | ACCURATE EQUITY GROUP |
| Name | Verified Name |
|---|
| Document Number | 601/148 |
|---|---|
| Date | Apr 22, 2019 |
| Book Page | 601/148 |
| Instrument | 2019000689 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | SPRUCE PINE, NC 28777 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
Source: Mitchell County records · Assessment roll updated October 17, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Mitchell County |
| Unified School District | Mitchell County Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,431.00 (+1.63%) | $223,400 (-) Land $26,800 Building $196,600 | |
| 2023 | $1,408.00 | $223,400 Land $26,800 Building $196,600 | $223,400 Land $26,800 Building $196,600 |
189 Shadow Ln is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Moderate risk).
Source: FEMA National Flood Hazard Layer · Mitchell County (37121C), updated May 2, 2018
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Moderate 49th percentile of exposed land nationally · 70th in North Carolina |
|---|---|
| Wildfire Likelihood | Moderate — about 1 in 1,136 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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