189 School St, Franklin, MA 02038 Property Records

Norfolk County and Franklin Town City property record for 189 School St, Franklin, MA 02038

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,449 sqft · built 1880
Lot Size0.478 acres (20,800 sqft)
Owner2 Individual Names on File
Last Sale$540,000 (Jul 2025)
Tax Bill$5,776 (2025)
Deeds & MortgagesJul 2025 Sale
Flood ZoneZone X (minimal risk)
APN74-200

Property Details

APN / Parcel Number

Primary APN74-200
Alternative APNs
  • FRAN M:278 L:151
  • M:074 L:200

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms7 Rooms
Stories2 Stories
Building Area1,449 sqft Living Area
Gross Area2,336 sqft
Basement Area741 sqft
Unfinished Basement741 sqft

Exterior

Year BuiltBuilt 1880
Effective Year BuiltEffective 1880
Architectural StyleOther
Exterior MaterialWood Siding
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area20,800 sqft (0.478 acres)
Pool TypeIn-Ground Pool

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil

Location & Zoning

Account Number74-200
Street Address189 SCHOOL ST
CityFRANKLIN
StateMA
Zip02038-2017
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Lot Number151
JurisdictionFRANKLIN MA
Township / Civil DivisionFRANKLIN TOWN
Census Block Group4
Census Block4000
Census Tract442101

Owner

189 School St is owned and occupied by two individuals who bought it in July 2025.

Source: Norfolk County and Franklin Town City records, as of July 20, 2026

Owner of Record2 Individual Names on File
Mailing Address189 SCHOOL ST, FRANKLIN, MA 02038-2017
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 2, 2025 · Amount on File
Deed SaleJul 2, 2025 · Amount on File
Deed Book / Page42500 / 560
Record UpdatedSep 20, 2026

July 2025: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionFRANKLIN MA
Recording DateJul 2, 2025
Property Address189 SCHOOL ST, FRANKLIN, MA 02038-2017
Document Number042500-560
Book / Page42500 / 560
Instrument DateJul 1, 2025
Instrument43890
Transaction TypeTransfer
Record UpdatedNov 19, 2025

Transaction

AmountAmount on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address189 SCHOOL ST, FRANKLIN, MA 02038-2017

Tax Assessment & Valuation

The 2025 property tax bill for 189 School St was $5,776, up 1.6% from the year before.

Source: Norfolk County and Franklin Town City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyNorfolk County
MunicipalityFranklin Town City
Unified School DistrictFranklin School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,776.00 (+1.58%)$497,100 (+3.07%) Land $327,200 Building $169,900$508,155 (-3.24%)
2024$5,686.00 (+2.9%)$482,300 (+9.79%) Land $327,200 Building $155,100$525,160
2023$5,526.00$439,300 Land $284,200 Building $155,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 189 School St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 189 School St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 96% of Massachusetts
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemFRANKLIN WATER DEPARTMENT
serves 33,706 people · EPA ID MA2101000
Water SourceGroundwater
Last State InspectionJun 2025
Lead2 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 287 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
Xfinity
Cable
2,000 / 250

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