189 Sarvis Ln, Mars Hill, NC 28754 Property Records

Madison County property record for 189 Sarvis Ln, Mars Hill, NC 28754

Property Summary

Property Type	Single Family Home
Details	4 ba · 3,932 sqft · built 2007
Lot Size	0.516 acres (22,511 sqft)
Owner	2 Individual Names on Record
Last Sale	$639,000 (Dec 2022)
Tax Bill	$3,901 (2025)
Deeds & Mortgages	May 2026 Transfer Jan 2023 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`9861-38-0405`

Property Details

APN / Parcel Number

Primary APN	`9861-38-0405`
Alternative APNs	`9861380405 0007993` `7993`

Interior

Full Baths	4 Baths
Half Baths	2 Half Baths
Plumbing Fixtures	12 Plumbing Fixtures
Stories	1 Story
Building Area	3,932 sqft Heated Area
1st Floor Area	1,964 sqft
Basement Area	2,106 sqft
Finished Basement	790 sqft
Unfinished Basement	1,316 sqft
Flooring	Hardwood
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Exterior Material	Wood Siding
Construction Type	Wood
Roof Type	Gable
Roof Material	Metal
Lot Area	22,511 sqft (0.516 acres)
Garage Area	648 sqft
Porch	Slab
Porch Area	351 sqft
Deck Area	102 sqft

Utilities, Heating & Cooling

Cooling System	Other
Heating System	Heat Pump

Location & Zoning

Street Address	189 SARVIS LN
City	MARS HILL
State	NC
Zip	28754
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2
Legal Description	WOLF LAUREL ESTATES LO:513-C PH:2A SE:3 PL:2-91
Legal Subdivision	WOLF LAUREL ESTATES
Legal Phase	2A
Legal Block	38
Legal Lot Number	513
Jurisdiction	MADISON NC
Township / Civil Division	7, EBBS CHAPEL
Census Block Group	1
Census Block	1023
Census Tract	10100

Owner

Source: Madison County records, as of June 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	189 SARVIS LN, MARS HILL, NC 28754
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
May 28, 2026	Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT
Jan 27, 2023	Warranty Deed, Transfer
Dec 21, 2022	Warranty Deed, Transfer · Conventional Mortgage AMERICAN PACIFIC MORTGAGE CORP
Oct 5, 2021	Warranty Deed, Transfer · Conventional Mortgage CORNERSTONE HOME LENDING INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 21, 2022 · Amount on Record
Deed Sale	Dec 21, 2022 · Amount on Record
Prior Sale	Oct 5, 2021 · Amount on Record
Deed Document Number	2022349241
Deed Book / Page	764 / 376
Last Transfer Date	Jan 19, 2023
Transfer Doc	0007660119
Record Updated	Sep 20, 2026

May 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MADISON NC
Recording Date	May 28, 2026
Property Address	189 SARVIS LN, MARS HILL, NC 28754
Document Number	0000361960
Book / Page	835 / 19
Instrument Date	May 27, 2026
Instrument	2026361960
Transaction Type	Transfer
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	189 SARVIS LN, MARS HILL, NC 28754

January 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON NC
Recording Date	Jan 27, 2023
Property Address	189 SARVIS LN, MARS HILL, NC 28754
Document Number	0007660119
Book / Page	766 / 119
Map Reference	MB 2 PG 91
Instrument Date	Jan 19, 2023
Instrument	349595
Transaction Type	Transfer
Record Updated	Nov 23, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2916 BELL FLOWER LN, JOHNS ISLAND, SC 29455-3818

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2916 BELL FLOWER LN, JOHNS ISLAND, SC 29455-3818

December 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON NC
Recording Date	Dec 21, 2022
Property Address	189 SARVIS LN, MARS HILL, NC 28754
Document Number	0007640376
Book / Page	764 / 376
Map Reference	MB 2 PG 91
Instrument Date	Dec 15, 2022
Instrument	349241
Transaction Type	Transfer
Record Updated	Nov 23, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,278.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6111 LEEWARD LN, WILMINGTON, NC 28409-0110

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2916 BELL FLOWER LN, JOHNS ISLAND, SC 29455-3818

Mortgage

Document Number	0000349242
Date	Dec 21, 2022
Instrument	349242

Lender

Name	AMERICAN PACIFIC MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2053

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON NC
Recording Date	Oct 5, 2021
Property Address	189 SARVIS LN, MARS HILL, NC 28754
Document Number	0007310709
Book / Page	731 / 709
Map Reference	MB 2 PG 91
Instrument Date	Sep 29, 2021
Instrument	343493
Transaction Type	Transfer
Record Updated	Nov 23, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,078.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8444 SW 90TH CT, OCALA, FL 34481-8192

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6111 LEEWARD LN, WILMINGTON, NC 28409-0110

Mortgage

Document Number	0000343494
Date	Oct 5, 2021
Instrument	343494

Lender

Name	CORNERSTONE HOME LENDING INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

Tax Assessment & Valuation

Source: Madison County assessment roll, as of April 28, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Madison County
Unified School District	Madison County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,901.00	$827,074 (-) Land $41,700 Building $785,374	$827,074 (-) Land $41,700 Building $785,374
2024	$3,901.00	$827,074 (+100.71%) Land $41,700 Building $785,374	$827,074 (+100.71%) Land $41,700 Building $785,374
2023		$412,082 Land $38,813 Building $373,269	$412,082 Land $38,813 Building $373,269

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 31, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	3 (2011–2012)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Aug 2012 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 58% of North Carolina
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 38 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Zito Media Fiber · Cable	1,000 / 1,000
French Broad EMC Fiber	1,000 / 1,000

Cell Coverage

4G LTE only, no 5G reported

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