189 Saranac Ave, Buffalo, NY 14216 Property Records

Erie County and Buffalo City property record for 189 Saranac Ave, Buffalo, NY 14216

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,703 sqft · built 1910
Lot Size	0.139 acres (6,059 sqft)
Owner	2 Individual Names on File
Last Sale	$222,500 (May 2016)
Tax Bill	$3,287 (2025)
Deeds & Mortgages	Nov 2023 Line of Credit Aug 2018 Loan Modification + 2 more
Flood Zone	Zone X (minimal risk)
APN	`140200 78.57-6-24`

Property Details

APN / Parcel Number

Primary APN	`140200 78.57-6-24`
Alternative APNs	`02000785700006024000` `06662900`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,703 sqft Living Area
1st Floor Area	975 sqft
2nd Floor Area	728 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Lot Area	6,059 sqft (0.139 acres)
Lot Dimensions	135 ft deep x 40 ft wide
Garage Type	Detached
Garage Area	360 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	453 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	06662900
Street Address	189 SARANAC AVE
City	BUFFALO
State	NY
Zip	14216-2444
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	N-3R
Legal Description	4O. S TACOMA WH 10X80 ON TACOMA
Legal Subdivision	HOLLAND LAND COMPANYS SURVEY
Legal Block	6
Legal Lot Number	24.000
Jurisdiction	ERIE NY
Township / Civil Division	BUFFALO
Census Block Group	2
Census Block	2002
Census Tract	4902

Owner

Source: Erie County and Buffalo City assessment roll, as of May 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	1600 LIBERTY BUILDING, BUFFALO, NY 14202-3535
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 2, 2023	Deed of Trust, Mortgage · Line of Credit CORNERSTONE COMMUNITY FCU
Aug 23, 2018	Loan Modification, Mortgage · Line of Credit KEYBANK USA
Aug 23, 2018	Deed of Trust, Mortgage · Line of Credit KEYBANK USA
Feb 4, 2017	Deed of Trust, Mortgage · Line of Credit KEYBANK USA

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 31, 2016 · Amount on Record
Deed Sale	May 31, 2016 · Amount on Record
Prior Sale	May 20, 2011 · Amount on Record
Deed Document Number	2016110120
Deed Book / Page	11296 / 7586
Record Updated	Jun 8, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ERIE NY
Property Address	189 SARANAC AVE, BUFFALO, NY 14216-2444
Transaction Type	Mortgage
Record Updated	Dec 22, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	189 SARANAC AVE, BUFFALO, NY 14216-2444

Mortgage

Document Number	0141091899
Date	Nov 2, 2023
Book Page	14109/1899
Instrument	2023189396

Lender

Name	CORNERSTONE COMMUNITY FCU
Type	Credit Union
Address	LOCKPORT, NY 14095

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Nov 1, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ERIE NY
Property Address	189 SARANAC AVE, BUFFALO, NY 14216-2444
Document Number	0113354271
Instrument Date	Aug 23, 2018
Transaction Type	Mortgage
Record Updated	Oct 22, 2018
Title Company	AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	189 SARANAC AVE BUFFALO NY 142162444, BUFFALO, NY 14216-2444

Mortgage

Document Number	0113354271
Date	Oct 4, 2018
Book Page	011335/004271

Lender

Name	KEYBANK USA
Type	Bank
Address	BROOKLYN, OH 44144

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ERIE NY
Property Address	189 SARANAC AVE, BUFFALO, NY 14216-2444
Document Number	0138717771
Instrument Date	Aug 23, 2018
Transaction Type	Mortgage
Record Updated	Jan 15, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	189 SARANAC AVE BUFFALO NY 142162444, BUFFALO, NY 14216-2444

Mortgage

Document Number	0138717771
Date	Sep 26, 2018
Book Page	013871/007771

Lender

Name	KEYBANK USA
Type	Bank
Address	BROOKLYN, OH 44144

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ERIE NY
Property Address	189 SARANAC AVE, BUFFALO, NY 14216-2444
Document Number	0138022760
Book / Page	013802 / 002760
Instrument Date	Feb 4, 2017
Transaction Type	Mortgage
Record Updated	Sep 5, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	189 SARANAC AVE BUFFALO NY 142162444, BUFFALO, NY 14216-2444

Mortgage

Document Number	0138022760
Date	Feb 22, 2017
Book Page	013802/002760

Lender

Name	KEYBANK USA
Type	Bank
Address	BROOKLYN, OH 44144

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Erie County and Buffalo City assessment roll, as of May 19, 2026

Property Jurisdictions

Type	Name
State	New York
County	Erie County
Municipality	Buffalo City
Unified School District	Buffalo City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,287.00 (-3.64%)	$324,000 (+54.29%) Land $61,000 Building $263,000	$324,000 (-5.11%) Land $61,000 Building $263,000
2024	$3,411.00 (+212.65%)	$210,000 (-) Land $34,700 Building $175,300	$341,463 (+13.82%) Land $56,423 Building $285,040
2023	$1,091.00	$210,000 Land $34,700 Building $175,300	$300,000 Land $49,571 Building $250,429

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 20, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BUFFALO WATER AUTHORITY serves 276,000 people · EPA ID NY1400422
Water Source	Surface water
Last State Inspection	Jul 2023
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,124 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Greenlight Networks.

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