189 S Pine Ave, Albany, NY 12208 Property Records

Albany County and Albany City property record for 189 S Pine Ave, Albany, NY 12208

Property Summary

Property TypeDuplex
Details6 bd · 2 ba · 3,498 sqft · built 2008
Lot Size0.123 acres (5,400 sqft)
OwnerOwner Name on File
Last Sale$45,000 (Nov 2006)
Tax Bill$7,655 (2021)
Deeds & MortgagesMar 2019 Mortgage
Mar 2019 Loan Modification
Flood ZoneZone X (minimal risk)
APN010100 64.73-2-72

Property Details

APN / Parcel Number

Primary APN010100 64.73-2-72
Alternative APNs
  • 010006407300020720000000
  • 06407300020720000000

Interior

Bedrooms6 Beds
Full Baths2 Baths
Stories2 Stories
Building Area3,498 sqft Total Area
1st Floor Area1,749 sqft
2nd Floor Area1,749 sqft

Exterior

Year BuiltBuilt 2008
Architectural StyleOther
Exterior MaterialWood
Lot Area5,400 sqft (0.123 acres)
Lot Dimensions90 ft deep x 60 ft wide
PorchOpen Porch
Porch Area24 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHot Water
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number06407300020720000000
Old Parcel Number010006407300020720000000
Street Address189 S PINE AVE
CityALBANY
StateNY
Zip12208-2013
Property CategoryResidential
Property TypeResidential > Multi-Unit > Duplex
Local Zoning CodeR2A
Legal DescriptionVACANT 1703711
Legal Block2
Legal Lot Number72.000
JurisdictionALBANY NY
Township / Civil DivisionALBANY
Census Block Group3
Census Block3014
Census Tract1700

Owner

Source: Albany County and Albany City records · APN 010100 64.73-2-72

Assessment roll updated May 31, 2025 · Last verified March 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordOwner Name on File
Mailing Address1 RAPP RD, ALBANY, NY 12203-4491

Deeds, Mortgages & Sale History

DateDocument
Mar 20, 2019Deed of Trust, Mortgage · Conventional Mortgage
BANK OF BENNINGTON
Mar 20, 2019Loan Modification, Mortgage · Conventional Mortgage
BANK OF BENNINGTON

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleNov 29, 2006 · Amount on Record
Deed SaleNov 29, 2006 · Amount on Record
Deed Document Number0000000010
Deed Book / Page0000002867 / 0000000010
Record UpdatedJun 08, 2026

March 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionALBANY NY
Property Address189 S PINE AVE, ALBANY, NY 12208-2013
Document Number0000005934
Instrument DateMar 20, 2019
Transaction TypeMortgage
Record UpdatedApr 15, 2019
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address1 RAPP RD ALBANY NY 122034491, ALBANY, NY 12203-4491

Mortgage

Document Number0000005934
DateMar 28, 2019
Instrument5934
Lender
NameBANK OF BENNINGTON
TypeBank
AddressBENNINGTON, VT 05201
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Interest
Rate3%

March 2019: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionALBANY NY
Property Address189 S PINE AVE, ALBANY, NY 12208-2013
Document Number0000005935
Instrument DateMar 20, 2019
Transaction TypeMortgage
Record UpdatedApr 15, 2019
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address1 RAPP RD ALBANY NY 122034491, ALBANY, NY 12203-4491

Mortgage

Document Number0000005935
DateMar 28, 2019
Instrument5935
Lender
NameBANK OF BENNINGTON
TypeBank
AddressBENNINGTON, VT 05201
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Interest
Rate3%

Tax Assessment & Valuation

Source: Albany County and Albany City records · Assessment roll updated May 31, 2025 · Last verified March 2026

Property Jurisdictions

TypeName
StateNew York
CountyAlbany County
MunicipalityAlbany City
Unified School DistrictAlbany City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$400,000 (+105.13%) Land $84,800 Building $315,200$416,667 (+51.35%) Land $88,333 Building $328,334
2023$195,000 (-) Land $44,600 Building $150,400$275,307 (+12.55%) Land $62,968 Building $212,339
2022$195,000 Land $44,600 Building $150,400$244,606 Land $55,946 Building $188,660
2021$7,655.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of March 6, 2019 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims2 (2008–2026)
Claims Outside the SFHA2 of 2
Most Recent ClaimJul 2026 · rainfall accumulation

Wildfire

Wildfire RiskLow
lower than 95% of the US · lower than 94% of New York
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless · Fiber in parts of the area
300 / 20

May also be available: T-Mobile USA.

Based on FCC filings for 786 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemALBANY CITY
serves 98,000 people
Water SourceSurface water
Last State InspectionDec 2025
Lead13 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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