189 S Acton Rd, Stow, MA 01775 Property Records

Middlesex County and Stow Town property record for 189 S Acton Rd, Stow, MA 01775

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 816 sqft · built 1954
Lot Size0.6 acres (26,136 sqft)
OwnerIndividual Name on Record
Last Sale$372,900 (Jun 2018)
Tax Bill$9,180 (2026)
Deeds & MortgagesFeb 2021 Refinance
Jun 2018 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APNR-31 000058

Property Details

APN / Parcel Number

Primary APNR-31 000058
Alternative APNs
  • STOW M:000R-31 P:058
  • M:000R=31 P:058

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms4 Rooms
Stories1 Story
Building Area816 sqft Living Area
Gross Area1,688 sqft
1st Floor Area816 sqft
Basement Area560 sqft
Unfinished Basement560 sqft

Exterior

Year BuiltBuilt 1954
Effective Year BuiltEffective 2010
Architectural StyleRanch
Exterior MaterialWood Siding
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area26,136 sqft (0.6 acres)
Deck AreaDeck Area

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelOil

Location & Zoning

Account NumberR-31 000058
Street Address189 S ACTON RD
CitySTOW
StateMA
Zip01775-1111
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR
JurisdictionSTOW MA
Township / Civil DivisionSTOW
Census Block Group1
Census Block1000
Census Tract323101

Owner

Source: Middlesex County and Stow Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address189 S ACTON RD, STOW, MA 01775-1111
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 5, 2021Deed of Trust, Mortgage · Stand-Alone Refinance
NATIONSTAR MORTGAGE LLC
Jun 28, 2018Quit Claim Deed, Transfer · VA Mortgage
MORTGAGE RESEARCH CTR

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 28, 2018 · Amount on Record
Deed SaleJun 28, 2018 · Amount on Record
Prior SaleJun 29, 2007 · Amount on Record
Deed Book / Page71236 / 215
Transfer Doc071236-215
Record UpdatedOct 29, 2026

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSTOW MA
Property Address189 S ACTON RD, STOW, MA 01775-1111
Transaction TypeMortgage
Record UpdatedApr 2, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number076899-115
DateFeb 5, 2021
Book Page76899/115
Instrument27603
Lender
NameNATIONSTAR MORTGAGE LLC
TypeMortgage Company
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term361 Months
DueMar 1, 2051

June 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSTOW MA
Recording DateJun 28, 2018
Property Address189 S ACTON RD, STOW, MA 01775-1111
Document Number71236-215
Book / Page71236 / 215
Instrument95180
Transaction TypeTransfer
Record UpdatedMay 12, 2021

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$61.58
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address189 S ACTON RD, STOW, MA 01775-1111

Mortgage

Document Number712360218
DateJun 28, 2018
Instrument71236/0218
Lender
NameMORTGAGE RESEARCH CTR
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueJun 28, 2048

Tax Assessment & Valuation

Source: Middlesex County and Stow Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyMiddlesex County
County SubdivisionStow Town
Unified School DistrictNashoba School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$9,180.00 (+13.08%)$513,700 (+10.24%) Land $318,700 Building $195,000$564,865 (+14.04%)
2025$8,118.00 (-4.46%)$466,000 (-6.93%) Land $303,500 Building $162,500$495,330
2024$8,497.00 (+4.17%)$500,700 (+11.29%) Land $292,700 Building $208,000
2023$8,157.00$449,900 Land $279,400 Building $170,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber
2,300 / 2,300
Xfinity
Cable
2,000 / 250

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