189 Roosevelt Ave, Springfield, MA 01118 Property Records

Hampden County and Springfield City property record for 189 Roosevelt Ave, Springfield, MA 01118

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,650 sqft · built 1939
Lot Size	0.187 acres (8,124 sqft)
Owner	Individual Name on File
Last Sale	$162,000 (Nov 2002)
Tax Bill	$5,060 (2026)
Deeds & Mortgages	Feb 2025 Line of Credit Jul 2021 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`SPRI S:10360 P:0683`

Property Details

APN / Parcel Number

Primary APN	`SPRI S:10360 P:0683`
Alternative APN	`103600683`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,650 sqft Living Area
1st Floor Area	576 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1939
Effective Year Built	Effective 1939
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Lot Area	8,124 sqft (0.187 acres)
Garage Type	Attached

Utilities, Heating & Cooling

Cooling System	HVAC
Heating Fuel	Electric

Location & Zoning

Account Number	103600683
Street Address	189 ROOSEVELT AVE
City	SPRINGFIELD
State	MA
Zip	01118-1547
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Jurisdiction	SPRINGFIELD MA
Township / Civil Division	SPRINGFIELD
Census Block Group	4
Census Block	4013
Census Tract	802500

Owner

189 Roosevelt Ave is owned and occupied by an individual who bought it in November 2002.

Source: Hampden County and Springfield City records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	189 ROOSEVELT AVE, SPRINGFIELD, MA 01118-1547
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 24, 2025	Deed of Trust, Mortgage · Line of Credit UMASS/FIVE COLLEGE FEDERAL CREDIT UNION
Jul 27, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance NATIONSTAR MORTGAGE LLC
Jan 18, 2019	Deed of Trust, Mortgage · Line of Credit UMASS/FIVE COLLEGE FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 22, 2002 · Amount on File
Deed Sale	Nov 22, 2002 · Amount on File
Prior Sale	Oct 18, 1996 · Amount on File
Record Updated	Oct 29, 2026

February 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPRINGFIELD MA
Property Address	189 ROOSEVELT AVE, SPRINGFIELD, MA 01118-1547
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000239008
Date	Feb 24, 2025
Instrument	239008

Lender

Name	UMASS/FIVE COLLEGE FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	181 Months
Due	Mar 1, 2040

Interest

Rate Type	Adjustable Rate

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPRINGFIELD MA
Property Address	189 ROOSEVELT AVE, SPRINGFIELD, MA 01118-1547
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000227117
Date	Jul 27, 2021
Instrument	227117

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2051

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPRINGFIELD MA
Property Address	189 ROOSEVELT AVE, SPRINGFIELD, MA 01118-1547
Document Number	0000217261
Instrument Date	Jan 18, 2019
Transaction Type	Mortgage
Record Updated	Feb 19, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	189 ROOSEVELT AVE SPRINGFIELD MA 011181547, SPRINGFIELD, MA 01118-1547

Mortgage

Document Number	0000217261
Date	Feb 1, 2019
Instrument	217261

Lender

Name	UMASS/FIVE COLLEGE FCU

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 189 Roosevelt Ave was $5,060, down 3.4% from the year before.

Source: Hampden County and Springfield City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
Municipality	Springfield City
Unified School District	Springfield School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,060.00 (-3.44%)	$327,300 (-2.06%) Land $37,700 Building $289,600	$308,990 (-10.96%)
2025	$5,240.00	$334,200 Land $38,800 Building $295,400	$347,035 (+3.84%)
2024			$334,210
2023	$4,789.00	$280,900 Land $40,300 Building $240,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 189 Roosevelt Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 7, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 189 Roosevelt Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPRINGFIELD WATER AND SEWER COMMISSION serves 169,170 people · EPA ID MA1281000
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	4 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids not recorded as resolved · Apr 2026 Total trihalomethanes not recorded as resolved · Oct 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 738 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	1,000 / 75

May also be available: GoNetspeed.

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