Stephens County property record for 189 Rock Creek Rd, Toccoa, GA 30577
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 2,000 sqft · built 1930 |
| Lot Size | 4.38 acres (190,793 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $1,900 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 042C 132 |
| Primary APN | 042C 132 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 2,000 sqft Heated Area |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1930 |
|---|---|
| Effective Year Built | Effective 1979 |
| Architectural Style | Ranch |
| Exterior Material | Wood |
| Construction Type | Frame |
| Foundation Type | Raised |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 190,793 sqft (4.38 acres) |
| Terrain | Gentle Slope |
| Garage Area | 1,152 sqft |
| Porch | Porch |
|---|---|
| Porch Area | 1,184 sqft |
| Lean-To | 100 sqft |
| Utility Building | 96 sqft |
| Total Buildings | 2 Buildings |
| Cooling System | Central |
|---|---|
| Heating Fuel | Electric |
| Account Number | 382350 |
|---|---|
| Old Parcel Number | 042C 132 |
| Street Address | 189 ROCK CREEK RD |
| City | TOCCOA |
| State | GA |
| Zip | 30577-7435 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS |
| Legal Description | BROOKHAVEN CIR |
| Jurisdiction | STEPHENS GA |
| Township / Civil Division | ROCK CREEK |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 970202 |
189 Rock Creek Rd is owned and occupied by two individuals who acquired it in August 2000.
Source: Stephens County records, as of March 11, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 189 ROCK CREEK RD, TOCCOA, GA 30577-7435 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 25, 2000 |
| Deed Sale | Aug 25, 2000 |
| Deed Document Number | 0000480168 |
| Record Updated | Jun 8, 2026 |
The 2025 property tax bill for 189 Rock Creek Rd was $1,900 with exemptions applied.
Source: Stephens County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Georgia |
| County | Stephens County |
| Unified School District | Stephens County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,900.00 Homeowner's exemption Senior Citizen's exemption | $123,966 Land $7,358 Building $116,608 | $309,917 Land $18,396 Building $291,521 |
| 2023 | $2,315.00 Homeowner's exemption | $79,796 Land $7,358 Building $72,438 | $199,490 Land $18,396 Building $181,094 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 189 Rock Creek Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 26, 2008
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 189 Rock Creek Rd is moderate, ranking above 45% of the US, with a 0.08% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 45% of the US · above 45% of Georgia |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOCCOA serves 28,711 people · EPA ID GA2570001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2020–2022) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Oct 2024 Haloacetic acids resolved · Apr 2024 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 69 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| TruVista Communications Cable · Fiber in parts of the area | 500 / 50 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| Windstream DSL · Fiber in parts of the area | 100 / 20 |
May also be available: Point Broadband.
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