Haywood County property record for 189 Roberts Mountain Rd, Clyde, NC 28721
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 4 ba · 1,680 sqft · built 2022 |
| Lot Size | 4.11 acres (179,293 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $72,000 (May 2021) |
| Tax Bill | $2,751 (2025) |
| Deeds & Mortgages | Oct 2022 Mortgage Jul 2025 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 8648-43-4989 |
| Primary APN | 8648-43-4989 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 4 Baths |
| Stories | 1 Story |
| Building Area | 1,680 sqft Heated Area |
| Gross Area | 2,207 sqft |
| 1st Floor Area | 1,680 sqft |
| Basement Area | 1,680 sqft |
| Finished Basement | 1,680 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2022 |
|---|---|
| Effective Year Built | Effective 2022 |
| Exterior Material | Logs |
| Lot Area | 179,293 sqft (4.11 acres) |
| Porch | Slab |
| Porch Area | 252 sqft |
| Cooling System | Partial |
|---|---|
| Heating System | Heat Pump |
| Account Number | 288796 |
|---|---|
| Street Address | 235 ROBERTS MOUNTAIN RD |
| City | CLYDE |
| State | NC |
| Zip | 28721-6234 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 189 ROBERTS MOUNTAIN RD #1-A & #1-B |
| Legal Unit | 1-A |
| Jurisdiction | HAYWOOD NC |
| Township / Civil Division | BEAVERDAM |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 920201 |
189 Roberts Mountain Rd is owned by two individuals who acquired it in January 2025.
Source: Haywood County records, as of July 14, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 11503 LAKE LUCAYA DR, RIVERVIEW, FL 33579-4108 |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Oct 7, 2022 | Deed of Trust, Mortgage · Commercial Mortgage FIRST CITIZENS BANK & TRUST CO |
| Jul 2, 2025 | Quit Claim Deed, Transfer Quitclaim |
| May 27, 2021 | Warranty Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 27, 2021 · Amount on File |
| Deed Sale | May 27, 2021 · Amount on File |
| Deed Document Number | 20216541 |
| Deed Book / Page | 1031 / 2177 |
| Last Transfer Date | Jan 13, 2025 |
| Transfer Doc | 0011311754 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAYWOOD NC |
| Property Address | 235 ROBERTS MOUNTAIN RD, CLYDE, NC 28721-6234 |
| Transaction Type | Mortgage |
| Record Updated | Jun 29, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0010730967 |
|---|---|
| Date | Oct 7, 2022 |
| Book Page | 1073/967 |
| Instrument | 2022010583 |
| Name | FIRST CITIZENS BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | COLUMBIA, SC 29211 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.47% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Nov 1, 2029 |
| Change Frequency | 6 Months |
| Min Rate At Change | 3% |
| Max Rate At Change | 9.47% |
| Index | Other |
| Margin | 3 |
| Max Rate | 9.47% |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | HAYWOOD NC |
| Recording Date | Jul 2, 2025 |
| Property Address | 235 ROBERTS MOUNTAIN RD, CLYDE, NC 28721-6234 |
| Document Number | 0011311754 |
| Book / Page | 1131 / 1754 |
| Map Reference | CAB C SL 8025 |
| Instrument Date | Jan 13, 2025 |
| Instrument | 2025005387 |
| Transaction Type | Transfer |
| Record Updated | Jun 29, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 11503 LAKE LUCAYA DR, RIVERVIEW, FL 33579-4108 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAYWOOD NC |
| Recording Date | May 27, 2021 |
| Property Address | 235 ROBERTS MOUNTAIN RD, CLYDE, NC 28721-6234 |
| Document Number | 0010312177 |
| Book / Page | 1031 / 2177 |
| Map Reference | CAB C SL8025 |
| Instrument Date | May 20, 2021 |
| Instrument | 2021006541 |
| Transaction Type | Transfer |
| Record Updated | Jun 29, 2026 |
| Amount | Amount on Record |
|---|---|
| Tax | $144.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4651 CRABTREE MOUNTAIN RD, CLYDE, NC 28721-8783 |
| Name | Verified Name |
|---|---|
| Address | 11503 LAKE LUCAYA DR, RIVERVIEW, FL 33579-4108 |
The 2025 property tax bill for 189 Roberts Mountain Rd was $2,751.
Source: Haywood County assessment roll, as of July 14, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Haywood County |
| Unified School District | Haywood County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $418,100 (-) Land $47,700 Building $370,400 | ||
| 2025 | $2,751.00 | $418,100 Land $47,700 Building $370,400 | $418,100 Land $47,700 Building $370,400 |
| 2023 | $261,900 Land $47,700 Building $214,200 | $261,900 Land $47,700 Building $214,200 | |
| 2021 | $261,900 Land $47,700 Building $214,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 189 Roberts Mountain Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective December 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 189 Roberts Mountain Rd is moderate, ranking above 56% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 56% of the US · above 78% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Skyrunner Fiber | 1,000 / 1,000 |
5G (outdoors only) and 4G LTE
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