189 Richard Rd, Georgetown, TX 78626 Property Records

Williamson County property record for 189 Richard Rd, Georgetown, TX 78626

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,690 sqft · built 1995
Lot Size	3.58 acres (155,945 sqft)
Owner	2 Individual Names on Record
Last Sale	$808,640 (Sep 2023)
Tax Bill	$11,789 (2025)
Deeds & Mortgages	Apr 2026 Mortgage Sep 2023 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R-20-4300-0000-0025`

Property Details

APN / Parcel Number

Primary APN	`R-20-4300-0000-0025`
Alternative APNs	`R042283` `100680`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,690 sqft Living Area
1st Floor Area	1,690 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Effective Year Built	Effective 2001
Exterior Material	Stone
Roof Type	Hip
Lot Area	155,945 sqft
Garage Type	Detached
Garage Area	1,400 sqft
Parking Spaces	7 Parking Spaces
Porch	Open Porch
Porch Area	242 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R20430000000025
Street Address	189 RICHARD RD
City	GEORGETOWN
State	TX
Zip	78626-7662
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S3007 - 5 R M RANCH, BLOCK 4, LOT G, ACRES 3.58
Legal Subdivision	5 R M RANCH
Legal Block	4
Legal Lot Number	G
Jurisdiction	WILLIAMSON TX
Township / Civil Division	TAYLOR
Census Block Group	1
Census Block	1054
Census Tract	20822

Owner

Source: Williamson County records, as of September 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	189 RICHARD RD, GEORGETOWN, TX 78626-7662
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Apr 15, 2026	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Sep 27, 2023	Vendor's Lien, Transfer · Conventional Mortgage CITY FIRST MORTGAGE SERVICES LLC
May 8, 2017	Warranty Deed, Transfer CAPSTAR LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 27, 2023 · Amount on Record
Deed Sale	Sep 27, 2023 · Amount on Record
Prior Sale	May 8, 2017 · Amount on Record
Deed Document Number	202381324
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILLIAMSON TX
Recording Date	Apr 15, 2026
Property Address	189 RICHARD RD, GEORGETOWN, TX 78626-7662
Document Number	0000029805
Instrument Date	Apr 9, 2026
Instrument	202629805
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	CAPITAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	189 RICHARD RD, GEORGETOWN, TX 78626-7662

Mortgage

Document Number	0000029805,
Date	Apr 15, 2026
Instrument	202629805

Lender

Name	UNITED WHOLESALE MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.11%
Initial Type	Fixed Rate
Max Rate	-1%

September 2023: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	WILLIAMSON TX
Recording Date	Sep 27, 2023
Property Address	189 RICHARD RD, GEORGETOWN, TX 78626-7662
Document Number	0000081324
Map Reference	CAB B SL 220&221
Instrument Date	Sep 22, 2023
Instrument	2023081324
Transaction Type	Transfer
Record Updated	Nov 14, 2023
Title Company	AUSTIN TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	12524 GAGFEL OAK DR, LUGOFF, SC 29078

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	189 RICHARD RD, GEORGETOWN, TX 78626-7662

Mortgage

Document Number	0000081325
Date	Sep 27, 2023
Instrument	2023081325

Lender

Name	CITY FIRST MORTGAGE SERVICES LLC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2053

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WILLIAMSON TX
Recording Date	May 8, 2017
Property Address	189 RICHARD RD, GEORGETOWN, TX 78626-7662
Document Number	0000041207
Instrument Date	May 8, 2017
Instrument	41207
Transaction Type	Transfer
Record Updated	May 29, 2017
Title Company	OTHER

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	189 RICHARD RD GEORGETOWN TX 786267662, GEORGETOWN, TX 78626-7662

Mortgage

Document Number	41208
Date	May 8, 2017
Instrument	41208

Lender

Name	CAPSTAR LNDG
Address	AUSTIN, TX 78731

Agreement

Amount	Amount Recorded
Term	360 Months
Due	May 7, 2047

Tax Assessment & Valuation

Source: Williamson County assessment roll, as of September 11, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Williamson County
Unified School District	Georgetown Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$11,789.00 (+74.32%)	$961,309 (+68.49%) Land $396,814 Building $564,495	$961,309 (+68.49%) Land $396,814 Building $564,495
2023	$6,763.00 (-8.51%) Homeowner's exemption	$570,541 Land $255,619 Building $314,922	$570,541 Land $255,619 Building $314,922
2022	$7,392.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 17 policies
Nearby Flood Policies	17 in force
Nearby Flood Claims	1 (2025)
Most Recent Claim	Jul 2025 · Severe Storms, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 50% of the US · lower than 75% of Texas
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JONAH WATER SUD serves 29,861 people · EPA ID TX2460022
Water Source	Purchased surface water from several systems
Last State Inspection	Sep 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 32 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
VTX Communications Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
SOS Communications Fixed Wireless	100 / 20
Rise Broadband Fixed Wireless	50 / 10
AT&T Fixed Wireless	25 / 3

May also be available: Western Broadband.

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