Rutherford County property record for 189 Ramsden Ave, La Vergne, TN 37086
| Property Type | Townhouse |
|---|---|
| Details | 2.5 ba · 1,510 sqft · built 2020 |
| Owner | Individual Name on Record |
| Last Sale | $237,990 (May 2021) |
| Tax Bill | $1,503 (2025) |
| Deeds & Mortgages | May 2021 Sale & Mortgage May 2021 Transfer + 1 more |
| Flood Zone | Zone AE (high risk) |
| APN | 015-013.08-C-065 |
| Primary APN | 015-013.08-C-065 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 9 Plumbing Fixtures |
| Building Area | 1,510 sqft Living Area |
| 1st Floor Area | 150 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2020 |
|---|---|
| Effective Year Built | Effective 2020 |
| Architectural Style | Townhouse |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Gravel |
| Garage Type | Attached |
| Garage Area | 420 sqft |
| Porch | Slab |
| Deck Area | Deck Area |
| Heating System | Heat Pump |
|---|
| Account Number | R0118443 |
|---|---|
| Street Address | 189 RAMSDEN AVE |
| City | LA VERGNE |
| State | TN |
| Zip | 37086-1485 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Legal Block | 4 |
| Legal Lot Number | 4065 |
| Jurisdiction | RUTHERFORD TN |
| Township / Civil Division | 5 |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 40104 |
Source: Rutherford County records, as of August 11, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 189 RAMSDEN AVE, LA VERGNE, TN 37086-1485 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 17, 2021 | Warranty Deed, Subdivision Related Transfer · Conventional Mortgage FIRST VISION BANK OF TENNESSEE |
| May 17, 2021 | Quit Claim Deed, Transfer LIGHTHOUSE TITLE/E FL INC, LIGHTHOUSE T&E LLC |
| Jul 2, 2020 | Deed of Trust, Mortgage · FHA Mortgage NEW AMERICAN FNDG |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 17, 2021 · Amount on Record |
| Deed Sale | May 17, 2021 · Amount on Record |
| Deed Document Number | 20212362268 |
| Deed Book / Page | 2082 / 1620 |
| Prior Transfer Date | Dec 1, 2020 |
| Prior Transfer Doc | 0020821617 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | RUTHERFORD TN |
| Recording Date | May 17, 2021 |
| Property Address | 189 RAMSDEN AVE, LA VERGNE, TN 37086-1485 |
| Document Number | 0020821620 |
| Book / Page | 2082 / 1620 |
| Map Reference | MB 1582 PG 2799 |
| Instrument Date | May 13, 2021 |
| Instrument | 2362268 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Jun 13, 2022 |
| Title Company | LIGHTHOUSE TITLE AND ESCROW LLC, LIGHTHOUSE TITLE AND ESCROW |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $880.56 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 189 RAMSDEN AVE, LA VERGNE, TN 37086-1485 |
| Investor | Possibly a Property Investor |
| Document Number | 0020821624 |
|---|---|
| Date | May 17, 2021 |
| Instrument | 2082-1624 |
| Name | FIRST VISION BANK OF TENNESSEE |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2051 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | RUTHERFORD TN |
| Recording Date | May 17, 2021 |
| Property Address | 189 RAMSDEN AVE, LA VERGNE, TN 37086-1485 |
| Document Number | 0020821617 |
| Book / Page | 2082 / 1617 |
| Map Reference | MB 15383 PG 3004 |
| Instrument Date | Dec 1, 2020 |
| Instrument | 2362266 |
| Transaction Type | Transfer |
| Record Updated | Jun 13, 2022 |
| Title Company | LIGHTHOUSE TITLE/E FL INC, LIGHTHOUSE T&E LLC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | PO BOX 126, LA VERGNE, TN 37086-0126 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RUTHERFORD TN |
| Property Address | 189 RAMSDEN AVE, LA VERGNE, TN 37086-1485 |
| Document Number | RB19293257 |
| Instrument Date | Jul 2, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Nov 13, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 189 RAMSDEN AVE LA VERGNE TN 370861485, LA VERGNE, TN 37086-1485 |
| Document Number | RB19293257 |
|---|---|
| Date | Jul 13, 2020 |
| Book Page | 001929/003257 |
| Instrument | 2287921 |
| Name | NEW AMERICAN FNDG |
|---|---|
| Type | Funding / Finance Company |
| Address | TUSTIN, CA 92780 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 12, 2050 |
Source: Rutherford County assessment roll, as of August 11, 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Rutherford County |
| Municipality | La Vergne City |
| Unified School District | Rutherford County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $74,825 (+20.06%) Building $74,825 | $299,300 (+20.06%) Building $299,300 | |
| 2025 | $1,503.00 | $62,325 (-) Building $62,325 | |
| 2023 | $1,503.00 | $62,325 Building $62,325 | $249,300 (-) Building $249,300 |
| 2022 | $249,300 Building $249,300 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective January 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 42 policies |
| Nearby Flood Policies | 42 in force |
| Nearby Flood Claims | 4 (2003–2020) |
| Claims Outside the SFHA | 3 of 4 |
| Most Recent Claim | Sep 2020 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LA VERGNE WATER SYSTEM serves 38,730 people · EPA ID TN0000386 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2025 |
| Also Mapped Here | METRO WATER SERVICES |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Turbidity resolved · Jan 2018 Treatment failure resolved · Jan 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 414 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| TDS Telecom Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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