Kenton County property record for 189 Possumtrot Dr, Covington, KY 41017
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 936 sqft · built 2003 |
| Lot Size | 0.23 acres (10,019 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $245,000 (Feb 2025) |
| Tax Bill | $1,585 (2025) |
| Deeds & Mortgages | Sep 2023 Transfer Aug 2020 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 045-30-01-188.00 |
| Primary APN | 045-30-01-188.00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Units | 11 Units |
| Building Area | 936 sqft Finished Area |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Architectural Style | Bi-Level |
| Exterior Material | Brick |
| Roof Material | Composition Shingle |
| Lot Area | 10,019 sqft (0.23 acres) |
| Garage Type | Basement |
| Parking Spaces | 1 Parking Space |
| Pool Type | Above-Ground Pool |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Connected |
| Street Address | 189 POSSUMTROT DR |
|---|---|
| City | COVINGTON |
| State | KY |
| Zip | 41017-9145 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CUMBERLAND RIDGE SEC 11 LOT 188 |
| Legal Subdivision | CUMBERLAND RIDGE |
| Legal Phase | 11 |
| Legal Lot Number | 188 |
| Jurisdiction | KENTON KY |
| Township / Civil Division | INDEPENDENCE |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 66801 |
Source: Kenton County records, as of January 16, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 189 POSSUMTROT DR, COVINGTON, KY 41017-9145 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Sep 5, 2023 | Intrafamily Transfer, Transfer |
| Aug 5, 2020 | Warranty Deed, Transfer · FHA Mortgage PACIFIC RESID'L MTG |
| Jun 5, 2018 | Quit Claim Deed, Mortgage · Conventional Mortgage CITIBANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 28, 2025 · Amount on Record |
| Deed Sale | Feb 28, 2025 · Amount on Record |
| Prior Sale | Aug 5, 2020 · Amount on Record |
| Deed Document Number | 2025129 |
| Deed Book / Page | 331 / 487 |
| Prior Transfer Date | Sep 5, 2023 |
| Prior Transfer Doc | 0005900159 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Sep 5, 2023 |
| Property Address | 189 POSSUM TROT, COVINGTON, KY 41017-9145 |
| Document Number | 0005900159 |
| Book / Page | KC 244 / 671 |
| Map Reference | SL 375-A |
| Instrument Date | Sep 5, 2023 |
| Instrument | 23090505900159 |
| Transaction Type | Transfer |
| Record Updated | Sep 15, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 247 WILLIAMSBURG DR, NICHOLASVILLE, KY 40356-2079 |
| Name | Verified Name |
|---|---|
| Address | 189 POSSUM TROT, COVINGTON, KY 41017-9145 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Aug 5, 2020 |
| Property Address | 189 POSSUM TROT, COVINGTON, KY 41017-9145 |
| Document Number | 0000000158 |
| Book / Page | 000035 / 000768 |
| Instrument Date | Jul 27, 2020 |
| Instrument | 158 |
| Transaction Type | Transfer |
| Record Updated | Sep 21, 2020 |
| Title Company | NORTHWEST TITLE FAM/COMPANIES |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $160.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 189 POSSUM TROT COVINGTON KY 410179145, COVINGTON, KY 41017-9145 |
| Document Number | 159 |
|---|---|
| Date | Aug 5, 2020 |
| Book Page | 000M79/000053 |
| Instrument | 159 |
| Name | PACIFIC RESID'L MTG |
|---|---|
| Type | Mortgage Company |
| Address | LAKE OSWEGO, OR 97035 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 4, 2050 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Jun 5, 2018 |
| Property Address | 189 POSSUM TROT, COVINGTON, KY 41017-9145 |
| Document Number | 0000000296 |
| Book / Page | 0I4115 / 000343 |
| Instrument Date | May 8, 2018 |
| Instrument | 296 |
| Transaction Type | Mortgage |
| Record Updated | Jun 27, 2018 |
| Title Company | AMERICAN TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 189 POSSUM TROT COVINGTON KY 410179145, COVINGTON, KY 41017-9145 |
| Document Number | 297 |
|---|---|
| Date | Jun 5, 2018 |
| Book Page | 0I4115/000348 |
| Instrument | 297 |
| Name | CITIBANK |
|---|---|
| Type | Bank |
| Address | OFALLON, MO 63368-2240 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 4, 2048 |
Source: Kenton County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Kenton County |
| Municipality | Covington City |
| Unified School District | Kenton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,585.00 (-7.04%) | $160,000 (-) Land $25,000 Building $135,000 | $160,000 (-) Land $25,000 Building $135,000 |
| 2023 | $1,705.00 (-12.83%) | $160,000 (-10.71%) Land $25,000 Building $135,000 | $160,000 (-10.71%) Land $25,000 Building $135,000 |
| 2022 | $1,956.00 | $179,200 Land $25,000 Building $154,200 | $179,200 Land $25,000 Building $154,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 19, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 188 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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