189 Pinetree Dr, Todd, NC 28684 Property Records

Watauga County property record for 189 Pinetree Dr, Todd, NC 28684

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,836 sqft · built 1975
Lot Size	1.1 acres (47,916 sqft)
Owner	Individual Name on Record
Tax Bill	$1,180 (2025)
Deeds & Mortgages	Mar 2024 Mortgage Aug 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`2924-75-0149-000`

Property Details

APN / Parcel Number

Primary APN	`2924-75-0149-000`
Alternative APN	`1641350`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	12 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,836 sqft Living Area
1st Floor Area	1,836 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Architectural Style	Conventional
Exterior Material	Brick
Foundation Type	Footing
Roof Material	Asphalt
Lot Area	47,916 sqft (1.1 acres)
Garage Type	Basement
Garage Area	506 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	140 sqft
Patio Area	128 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Oil

Location & Zoning

Account Number	1641350
Street Address	189 PINETREE DR
City	TODD
State	NC
Zip	28684-9017
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	T-2 P021/077
Legal Tract	2
Jurisdiction	WATAUGA NC
Township / Civil Division	BALD MOUNTAIN
Census Block Group	1
Census Block	1021
Census Tract	920100

Owner

Source: Watauga County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	189 PINETREE DR, TODD, NC 28684-9017
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 18, 2024	Deed of Trust, Mortgage · Conventional Mortgage STATE EMPLOYEES CU
Aug 18, 2017	Deed of Trust, Mortgage · Line of Credit CAPITALBANK

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WATAUGA NC
Property Address	189 PINETREE DR, TODD, NC 28684-9017
Transaction Type	Mortgage
Record Updated	Apr 8, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	189 PINETREE DR, TODD, NC 28684-9017

Mortgage

Document Number	0023750451
Date	Mar 18, 2024
Book Page	2375/451
Instrument	739187

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	RALEIGH, NC 27611

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2054

Interest

Rate Type	Adjustable Rate
Rate	6%
Type Change Date	Apr 1, 2029
Change Frequency	5 Years
Min Rate At Change	4%
Max Rate At Change	8%
Index	5-Year TN
Max Rate	12%

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WATAUGA NC
Property Address	189 PINETREE DR, TODD, NC 28684-9017
Document Number	0019360875
Instrument Date	Aug 18, 2017
Transaction Type	Mortgage
Record Updated	Aug 24, 2018
Title Company	AMERICAN TITLE COMPANY, AMERICAN TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Trust
Address	189 PINETREE DR TODD NC 286849017, TODD, NC 28684-9017

Mortgage

Document Number	0019360875
Date	Sep 8, 2017
Book Page	001936/000875
Instrument	661806

Lender

Name	CAPITALBANK
Type	Bank
Address	BOONE, NC 28607

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Watauga County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Watauga County
Unified School District	Watauga County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$274,500 (-) Land $26,900 Building $247,600
2025	$1,180.00	$274,500 (-) Land $26,900 Building $247,600
2024			$274,500 Land $26,900 Building $247,600
2023		$274,500 Land $26,900 Building $247,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 17, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	1 (2024)
Most Recent Claim	Sep 2024 · Tropical Storm Helene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 58% of North Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 42 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Skyline Telephone Fiber	2,000 / 2,000

Cell Coverage

No cell data coverage reported

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