189 Pine River Rd, Saint Clair, MI 48079 Property Records

St. Clair County property record for 189 Pine River Rd, Saint Clair, MI 48079

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,276 sqft · built 1999
Lot Size	3.22 acres (140,263 sqft)
Owner	2 Company Names on Record
Last Sale	$537,000 (Nov 2024)
Tax Bill	$6,986 (2025)
Deeds & Mortgages	Dec 2022 Second Mortgage Dec 2021 Mortgage + 3 more
Flood Zone	Zone AE (high risk)
APN	`74-30-004-2003-100`

Property Details

APN / Parcel Number

Primary APN	`74-30-004-2003-100`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	2,276 sqft Living Area
1st Floor Area	2,276 sqft
Basement Area	2,276 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Architectural Style	Ranch
Lot Area	140,263 sqft (3.22 acres)
Garage Area	896 sqft
Parking Spaces	4 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	189 PINE RIVER RD
City	SAINT CLAIR
State	MI
Zip	48079-1212
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RU
Legal Description	BEG E 1323.45', N 0D 17M E 712', N 22D 55M 15S E 910.78', N 3D 57M 52S E 1020.20' & N 21D 36M 30S E 1160.79' FROM SW SEC COR,
Legal Range	16E
Legal Township	05N
Legal Section	04
Jurisdiction	SAINT CLAIR MI
Township / Civil Division	ST. CLAIR
Census Block Group	3
Census Block	3001
Census Tract	640600

Owner

Source: St. Clair County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	189 PINE RIVER RD, SAINT CLAIR, MI 48079-1212
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Living Trust

Deeds, Mortgages & Sale History

Date	Document
Dec 8, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage ROCKET MORTGAGE LLC
Dec 10, 2021	Deed of Trust, Mortgage ROCKET MORTGAGE LLC
Jan 11, 2021	Deed of Trust, Mortgage QUICKEN LOANS LLC
May 19, 2020	Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS
Apr 2, 2019	Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 8, 2024 · Amount on Record
Deed Sale	Nov 8, 2024 · Amount on Record
Prior Sale	Jan 31, 2014 · Amount on Record
Deed Document Number	202420010
Deed Book / Page	5764 / 293
Record Updated	Oct 29, 2026

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	189 PINE RIVER RD, SAINT CLAIR, MI 48079-1212
Transaction Type	Mortgage
Record Updated	Dec 23, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	189 PINE RIVER RD, SAINT CLAIR, MI 48079-1212

Mortgage

Document Number	0005584136
Date	Dec 8, 2022
Book Page	5584/136
Instrument	2022026955

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Dec 1, 2042

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	189 PINE RIVER RD, SAINT CLAIR, MI 48079-1212
Transaction Type	Mortgage
Record Updated	Dec 31, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	189 PINE RIVER RD, SAINT CLAIR, MI 48079-1212

Mortgage

Document Number	0005462178
Date	Dec 10, 2021
Book Page	5462/178
Instrument	2021034657

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Dec 1, 2036

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	189 PINE RIVER RD, SAINT CLAIR, MI 48079-1212
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	189 PINE RIVER RD, SAINT CLAIR, MI 48079-1212

Mortgage

Document Number	0053000095
Date	Jan 11, 2021
Book Page	5300/95
Instrument	2021000714

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Amount	Amount Recorded
Term	264 Months
Due	Jan 1, 2043

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	189 PINE RIVER RD, SAINT CLAIR, MI 48079-1212
Document Number	0051950904
Instrument Date	May 19, 2020
Transaction Type	Mortgage
Record Updated	Jul 3, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	189 PINE RIVER RD ST CLAIR MI 480791212, ST CLAIR, MI 48079-1212

Mortgage

Document Number	0051950904
Date	Jun 5, 2020
Book Page	005195/000904

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	300 Months
Due	Jun 4, 2045

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	189 PINE RIVER RD, SAINT CLAIR, MI 48079-1212
Document Number	0050440763
Instrument Date	Apr 2, 2019
Transaction Type	Mortgage
Record Updated	Apr 25, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	189 PINE RIVER RD ST CLAIR MI 480791212, ST CLAIR, MI 48079-1212

Mortgage

Document Number	0050440763
Date	Apr 9, 2019
Book Page	005044/000763

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Apr 8, 2049

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of September 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	St. Clair County
County Subdivision	St. Clair Township
Unified School District	Marysville Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$240,700 (+4.65%)	$481,400 (+4.65%)
2025	$6,986.00 (+56.5%) Homeowner's exemption	$230,000 (+14.6%)
2024	$4,464.00 (+11.85%)		$460,000 (+14.6%)
2023		$200,700
2022	$3,991.00		$401,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2022

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Fiber	2,000 / 2,000
Starlink Satellite	280 / 30

Cell Coverage

4G LTE (outdoors only), no 5G reported

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