189 Pine Ave, Pacific Grove, CA 93950 Property Records

Monterey County property record for 189 Pine Ave, Pacific Grove, CA 93950

Property Summary

Property Type	Multi-Family Dwellings
Details	5 bd · 3 ba · 2,239 sqft · built 1930
Lot Size	0.234 acres (10,200 sqft)
Owner	2 Individual Names on File
Last Sale	$1,985,000 (Mar 2023)
Tax Bill	$22,632 (2025)
Deeds & Mortgages	Oct 2025 Mortgage Nov 2023 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`006-513-002-000`

Property Details

APN / Parcel Number

Primary APN	`006-513-002-000`
Alternative APN	`006-513-002`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Total Rooms	14 Rooms
Stories	1 Story
Building Area	2,239 sqft Living Area
1st Floor Area	2,239 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Architectural Style	L-Shape
Construction Type	Wood
Lot Area	10,200 sqft (0.234 acres)
Garage Area	399 sqft
Parking Spaces	1 Parking Space
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Old Parcel Number	006-513-002
Street Address	189 PINE AVE
City	PACIFIC GROVE
State	CA
Zip	93950-3601
Property Category	Residential
Property Type	Residential > Multi-Unit > Multi-Family Dwellings
Legal Description	PACIFIC GROVE ADD 4 LOT 6 & 7 BLK 146 EXC PART OF LOT 7 DEEDED TO CITY FOR ST
Legal Subdivision	PACIFIC GROVE ADD 4
Legal Block	146
Legal Lot Number	6,7
Jurisdiction	MONTEREY CA
Township / Civil Division	SEASIDE-MONTEREY
Census Block Group	1
Census Block	1000
Census Tract	12200

Owner

Source: Monterey County assessment roll, as of August 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	189 PINE AVE, PACIFIC GROVE, CA 93950-3601
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Oct 6, 2025	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Nov 14, 2023	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Mar 8, 2023	Grant Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Mar 8, 2023 · Amount on Record
Deed Sale	Mar 8, 2023 · Amount on Record
Deed Document Number	20237083
Prior Transfer Date	Mar 2, 2023
Prior Transfer Doc	0000007082
Record Updated	Sep 20, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTEREY CA
Property Address	189 PINE AVE, PACIFIC GROVE, CA 93950-3601
Transaction Type	Mortgage
Record Updated	Oct 15, 2025
Title Company	ATLANTIS TITLE COMPANY, ATLAS TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	189 PINE AVE, PACIFIC GROVE, CA 93950-3601

Mortgage

Document Number	0000034182
Date	Oct 6, 2025
Instrument	2025034182

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Oct 1, 2040

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTEREY CA
Property Address	189 PINE AVE, PACIFIC GROVE, CA 93950-3601
Transaction Type	Mortgage
Record Updated	Dec 4, 2023
Title Company	ATLANTIS TITLE COMPANY, ATLAS TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	189 PINE AVE, PACIFIC GROVE, CA 93950-3601

Mortgage

Document Number	0000040085
Date	Nov 14, 2023
Instrument	2023040085

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Dec 1, 2038

March 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MONTEREY CA
Recording Date	Mar 8, 2023
Property Address	189 PINE AVE, PACIFIC GROVE, CA 93950-3601
Document Number	0000007083
Map Reference	VOL 1 PG 65
Instrument Date	Mar 3, 2023
Instrument	2023007083
Transaction Type	Transfer
Record Updated	Mar 23, 2023
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Notice of Default Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	189 PINE AVE, PACIFIC GROVE, CA 93950-3601

Mortgage

Document Number	0000007084
Date	Mar 8, 2023
Instrument	2023007084

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2053

Tax Assessment & Valuation

Source: Monterey County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	Monterey County
Municipality	Pacific Grove City
Unified School District	Pacific Grove Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$2,106,497 (+2%) Land $1,257,531 Building $848,966
2025	$22,632.00 (+58.4%) Homeowner's exemption	$2,065,194 (+2,160.5%) Land $1,232,874 Building $832,320
2023	$14,288.00 (+1,178%)	$91,360 Land $32,622 Building $58,738
2022	$1,118.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CAL AM WATER COMPANY - MONTEREY private · serves 128,928 people · EPA ID CA2710004
Water Source	Groundwater influenced by surface water
Last State Inspection	Aug 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,122 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks, Razzolink.

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