189 Penny Ln, Macomb, IL 61455 Property Records

McDonough County property record for 189 Penny Ln, Macomb, IL 61455

Property Summary

Property Type	Single Family Home
Details	3 bd · 1,092 sqft · built 1965
Lot Size	0.26 acres (11,488 sqft)
Owner	Individual Name on Record
Last Sale	$125,000 (Sep 2021)
Tax Bill	$4,700 (2025)
Deeds & Mortgages	Sep 2022 Sale & Mortgage Sep 2021 Sale & Mortgage
APN	`11-101-039-00`

Property Details

APN / Parcel Number

Primary APN	`11-101-039-00`

Interior

Bedrooms	3 Beds
Stories	1 Story
Building Area	1,092 sqft Living Area
1st Floor Area	1,092 sqft
Basement Area	588 sqft
Unfinished Basement	588 sqft

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1965
Architectural Style	Split Level
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	11,488 sqft (0.26 acres)
Garage Area	336 sqft
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	189 PENNY LN
City	MACOMB
State	IL
Zip	61455-1015
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N 22' LOT 18 & LOT 19 EX PT N SI BLK 2 BOOZ 5TH RIVERDALE PARK ADD
Legal Subdivision	BOOZ 5TH RIVERDALE PARK ADD
Legal Block	2
Legal Lot Number	18-19
Jurisdiction	MCDONOUGH IL
Township / Civil Division	MACOMB CITY
Census Block Group	4
Census Block	4009
Census Tract	10402

Owner

Source: McDonough County records, as of July 2, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	189 PENNY LN, MACOMB, IL 61455-1015
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 6, 2022	Warranty Deed, Transfer · Conventional Mortgage MORTON COMMUNITY BANK
Sep 29, 2021	Warranty Deed, Transfer · Conventional Mortgage FLAT BRANCH HOME LOANS INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 29, 2021 · Amount on Record
Deed Sale	Sep 29, 2021 · Amount on Record
Deed Document Number	20213221
Record Updated	Sep 20, 2026

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCDONOUGH IL
Recording Date	Sep 6, 2022
Property Address	189 PENNY LN, MACOMB, IL 61455-1015
Document Number	0020222484
Instrument Date	Aug 22, 2022
Instrument	2022-2484
Transaction Type	Transfer
Record Updated	May 9, 2024
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$140.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9453 WABASH 10 AVE, MOUNT CARMEL, IL 62863-4779

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	189 PENNY LN, MACOMB, IL 61455-1015

Mortgage

Document Number	0020222485
Date	Sep 6, 2022
Instrument	2022-2485

Lender

Name	MORTON COMMUNITY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2052

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCDONOUGH IL
Recording Date	Sep 29, 2021
Property Address	189 PENNY LN, MACOMB, IL 61455-1015
Document Number	0020213221
Instrument Date	Sep 22, 2021
Instrument	2021-3221
Transaction Type	Transfer
Record Updated	May 9, 2024

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$187.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	189 PENNY LN, MACOMB, IL 61455-1015

Mortgage

Document Number	0020213222
Date	Sep 29, 2021
Instrument	2021-3222

Lender

Name	FLAT BRANCH HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

Interest

Rate Type	Fixed Rate
Rate	3.62%

Tax Assessment & Valuation

Source: McDonough County assessment roll, as of July 2, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	McDonough County
County Subdivision	Macomb City Township
Municipality	Macomb City
Unified School District	Macomb Community Unit School District 185 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,700.00 (+37.95%) Homeowner's exemption Senior Citizen's exemption	$51,332 (+4.39%) Land $6,127 Building $45,205	$153,996 (+4.39%) Land $18,381 Building $135,615
2024		$49,173 (+4.34%) Land $5,869 Building $43,304	$147,519 (+4.34%) Land $17,607 Building $129,912
2023		$47,128 Land $5,625 Building $41,503	$141,384 Land $16,875 Building $124,509
2022	$3,407.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MACOMB serves 15,051 people · EPA ID IL1090350
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 235 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Logonix Fiber	1,000 / 1,000
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Frontier, ICS Advanced Technologies, MTC Communications.

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