189 Papas Mountain Rd, Franklin, NC 28734 Property Records

Macon County property record for 189 Papas Mountain Rd, Franklin, NC 28734

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,824 sqft · built 1984
Lot Size	2.28 acres (99,317 sqft)
Owner	Individual Name on File
Last Sale	$229,000 (Aug 2021)
Tax Bill	$951 (2026)
Deeds & Mortgages	Dec 2025 Mortgage Oct 2023 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`6563131935`

Property Details

APN / Parcel Number

Primary APN	`6563131935`
Alternative APNs	`0826108` `150248`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	4 Rooms
Stories	2 Stories
Building Area	1,824 sqft Heated Area
1st Floor Area	912 sqft
Upper Floors Area	912 sqft
Basement Area	912 sqft
Unfinished Basement	912 sqft

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Crossed Walls
Roof Type	Gambrel
Roof Material	Metal
Lot Area	99,317 sqft (2.28 acres)
Terrain	Rolling
Deck Area	576 sqft
Patio Area	576 sqft
Utility Building	200 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil
Sewer	Septic

Location & Zoning

Account Number	150248
Street Address	189 PAPAS MOUNTAIN RD
City	FRANKLIN
State	NC
Zip	28734-8450
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	LOTS 15 & 16 STAR MTN ESTATES
Legal Subdivision	STAR MOUNTAIN ESTATES
Legal Lot Number	15-16
Jurisdiction	MACON NC
Township / Civil Division	CARTOOGECHAYE
Census Block Group	2
Census Block	2025
Census Tract	970700

Owner

189 Papas Mountain Rd is owned and occupied by an individual who bought it in August 2021.

Source: Macon County records, as of October 6, 2026

Owner of Record	Individual Name on File
Mailing Address	189 PAPAS MOUNTAIN RD, FRANKLIN, NC 28734-8450
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 19, 2025	Deed of Trust, Mortgage · FHA Mortgage WELLS FARGO BANK NA
Oct 18, 2023	Deed of Trust, Mortgage · FHA Mortgage NORTHPOINTE BANK
Oct 19, 2022	Deed of Trust, Mortgage · Line of Credit NORTHPOINTE BANK
Aug 2, 2021	Warranty Deed, Transfer · Conventional Mortgage NORTHPOINTE BANK
Nov 16, 2017	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 2, 2021 · Amount on File
Deed Sale	Aug 2, 2021 · Amount on File
Prior Sale	Nov 16, 2017 · Amount on File
Deed Document Number	20217333
Deed Book / Page	41 / 72
Prior Transfer Date	Oct 24, 2017
Prior Transfer Doc	G38/2326
Record Updated	Oct 29, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACON NC
Property Address	189 PAPAS MOUNTAIN RD, FRANKLIN, NC 28734-8450
Transaction Type	Mortgage
Record Updated	Dec 29, 2025
Title Company	MORTGAGE CONNECT LP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	189 PAPAS MOUNTAIN RD, FRANKLIN, NC 28734-8450

Mortgage

Document Number	000D44/470
Date	Dec 19, 2025
Book Page	D-44/470
Instrument	2025007858

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	3201 N 4TH AVE, SIOUX FALLS, SD 57104

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2056

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACON NC
Property Address	189 PAPAS MOUNTAIN RD, FRANKLIN, NC 28734-8450
Transaction Type	Mortgage
Record Updated	Oct 30, 2023
Title Company	BOSTON NATIONAL TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000U42/546
Date	Oct 18, 2023
Book Page	U-42/546
Instrument	2023006520

Lender

Name	NORTHPOINTE BANK
Type	Bank
Address	GRAND RAPIDS, MI 49546

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2053

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACON NC
Property Address	189 PAPAS MOUNTAIN RD, FRANKLIN, NC 28734-8450
Transaction Type	Mortgage
Record Updated	Oct 31, 2022
Title Company	ATA NATIONAL TITLE GROUP LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00D42/2301
Date	Oct 19, 2022
Book Page	D-42/2301
Instrument	2022007968

Lender

Name	NORTHPOINTE BANK
Type	Bank
Address	GRAND RAPIDS, MI 49546

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACON NC
Recording Date	Aug 2, 2021
Property Address	189 PAPAS MOUNTAIN RD, FRANKLIN, NC 28734-8450
Document Number	D41/72
Book / Page	D-41 / 72
Instrument Date	Jul 21, 2021
Instrument	2021007333
Transaction Type	Transfer
Record Updated	Aug 18, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$458.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	189 PAPAS MOUNTAIN RD, FRANKLIN, NC 28734-8450

Mortgage

Document Number	2021007334
Date	Aug 2, 2021
Instrument	2021007334

Lender

Name	NORTHPOINTE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2051

November 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MACON NC
Recording Date	Nov 16, 2017
Property Address	189 PAPAS MOUNTAIN RD, FRANKLIN, NC 28734-8450
Document Number	G38/2326
Book / Page	G-38 / 2326
Instrument Date	Oct 24, 2017
Instrument	2017007877
Transaction Type	Transfer
Record Updated	Oct 4, 2021

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	127 OYSTER CATCHER CV, 127, OCEAN SPRINGS, MS 39564-4677

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	127 OYSTER CATCHER CV, OCEAN SPRINGS, MS 39564-4677

Tax Assessment & Valuation

The 2026 property tax bill for 189 Papas Mountain Rd was $951.

Source: Macon County assessment roll, as of October 6, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Macon County
Unified School District	Macon County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$951.00	$261,050 (+2.07%) Land $55,930 Building $205,120	$261,050 (+2.07%) Land $55,930 Building $205,120
2025	$951.00	$255,750 Land $55,930 Building $199,820	$255,750 Land $55,930 Building $199,820
2023	$939.00	$255,750 Land $55,930 Building $199,820	$255,750 Land $55,930 Building $199,820

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 189 Papas Mountain Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 8, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 189 Papas Mountain Rd is moderate, ranking above 54% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 54% of the US · above 76% of North Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Starlink Satellite	280 / 30

May also be available: Optimum, Verizon.

Cell Coverage

4G LTE (outdoors only), no 5G reported

Nearby Properties on Papas Mountain Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures