189 Overtrick Dr, Delaware, OH 43015 Property Records

Delaware County property record for 189 Overtrick Dr, Delaware, OH 43015

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,610 sqft · built 1998
Lot Size	0.172 acres (7,492 sqft)
Owner	2 Individual Names on Record
Last Sale	$168,500 (Jun 2016)
Tax Bill	$4,802 (2025)
Deeds & Mortgages	Jun 2026 Line of Credit Aug 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`519-320-07-010-000`

Property Details

APN / Parcel Number

Primary APN	`519-320-07-010-000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,610 sqft Living Area
Gross Area	2,484 sqft
1st Floor Area	938 sqft
Upper Floors Area	672 sqft
Basement Area	469 sqft

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	7,492 sqft (0.172 acres)
Garage Type	Attached
Garage Area	380 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Stoop
Porch Area	25 sqft
Deck Area	300 sqft
Patio Area	300 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Oil
Sewer	Connected

Location & Zoning

Street Address	189 OVERTRICK DR
City	DELAWARE
State	OH
Zip	43015-3403
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 6764 LOCUST CURVE HIGHLAND SEC1 PT2
Legal Subdivision	LOCUST CURVE HIGHLAND SEC1 PT2
Legal Lot Number	6764
Jurisdiction	DELAWARE OH
Township / Civil Division	DELAWARE CITY
Census Block Group	1
Census Block	1032
Census Tract	10422

Owner

Source: Delaware County records, as of June 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	189 OVERTRICK DR, DELAWARE, OH 43015-3403
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 9, 2026	Deed of Trust, Mortgage · Line of Credit HUNTINGTON NATIONAL BANK
Aug 20, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage RUOFF MORTGAGE COMPANY INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 9, 2016 · Amount on Record
Deed Sale	Jun 9, 2016 · Amount on Record
Deed Document Number	201616190
Deed Book / Page	1427 / 2240
Last Transfer Date	Jul 25, 2021
Transfer Doc	0000037185
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DELAWARE OH
Recording Date	Jun 9, 2026
Property Address	189 OVERTRICK DR, DELAWARE, OH 43015-3403
Document Number	0000014560
Instrument Date	May 23, 2026
Instrument	202614560
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	189 OVERTRICK DR, DELAWARE, OH 43015-3403

Mortgage

Document Number	0000014560,
Date	Jun 9, 2026
Instrument	202614560

Lender

Name	HUNTINGTON NATIONAL BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	May 23, 2056

Interest

Rate	6.23%
Max Rate	-1%

August 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	DELAWARE OH
Recording Date	Aug 20, 2021
Property Address	189 OVERTRICK DR, DELAWARE, OH 43015-3403
Document Number	0000037185
Book / Page	1891 / 1518
Map Reference	CAB 2 SL 42&42A
Instrument Date	Jul 25, 2021
Instrument	202100037185
Transaction Type	Transfer
Record Updated	Aug 30, 2021
Title Company	GREAT AMERICAN TITLE AGENCY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	1700 MAGNAVOX WAY STE 220, 220, FORT WAYNE, IN 46804-1552

Mortgage

Document Number	0000037186
Date	Aug 20, 2021
Instrument	202100037186

Lender

Name	RUOFF MORTGAGE COMPANY INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2051

Tax Assessment & Valuation

Source: Delaware County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Delaware County
Municipality	Delaware City
Unified School District	Delaware City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,802.00 (+5.38%)	$96,540 (-) Land $21,880 Building $74,660	$275,800 (-) Land $62,500 Building $213,300
2024	$4,557.00 (-0.2%) Homeowner's exemption	$96,540 (-) Land $21,880 Building $74,660
2023	$4,566.00 Homeowner's exemption	$96,540 Land $21,880 Building $74,660	$275,800 Land $62,500 Building $213,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 3, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 85% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DELAWARE CITY PWS serves 43,895 people · EPA ID OH2100311
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 576 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Breezeline Cable	1,000 / 50

May also be available: Verizon.

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