St. Johns County property record for 189 Onyx Ct, Saint Augustine, FL 32086 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 5 Beds |
| Bathrooms | 3.5 Baths |
| Year Built | Built 2019 |
| Square Footage | 2,753 sqft Living Area |
| Lot Size | 8,276 sqft (0.19 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $555,000 (2026) |
| Tax Bill | $4,083.00 (2025) |
| Primary APN | 136141-1460 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Partial Baths | 1 Partial Baths |
| Plumbing Fixtures | 16 Plumbing Fixtures |
| Building Area | 2,753 sqft Living Area |
| Gross Area | 3,173 sqft Gross Area |
| 1st Floor | 1,712 sqft 1st Floor |
| Stories | 2 Stories |
| Primary Flooring | Carpet Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 2019 |
|---|---|
| Effective Year Built | Effective 2019 |
| Exterior Material | Concrete Exterior |
| Construction Type | Wood Construction |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 8,276 sqft (0.19 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 420 sqft Garage |
| Porch Area | 400 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Street Address | 189 ONYX CT |
|---|---|
| City | SAINT AUGUSTINE |
| State | FL |
| Zip | 32086-0365 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | 88/33-38 TREATY OAKS PHASE 1 UNITS 3 AND 4 LOT 146 OR4702/90 |
| Legal Range | 29E |
| Legal Township | 08S |
| Legal Section | 03 |
| Legal Subdivision | TREATY OAKS PHASE 1 UNITS 3 AND 4 |
| Legal Phase | 1 |
| Legal Block | 1 |
| Legal Lot Number | 146 |
| Legal Unit | 3 |
| Jurisdiction | ST JOHNS FL |
| Minor Civil Division | MATANZAS |
| Census Blockgroup | 1 |
| Census Block | 1004 |
| Census Tract | 21207 |
Source: St. Johns County records · APN 136141-1460
Assessment roll updated April 13, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 189 ONYX CT, SAINT AUGUSTINE, FL 32086-0365 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Husband And Wife |
| Date | Document |
|---|---|
| Jul 02, 2026 | Warranty Deed, Transfer · Conventional Mortgage HOME MORTGAGE CORPORATION |
| Feb 26, 2021 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage FREEDOM MORTGAGE CORP |
| Feb 14, 2020 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage FREEDOM MTG |
| Apr 01, 2019 | Grant Deed, Transfer · Federal Housing Administration (FHA) Mortgage KBHS HM LNS LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 02, 2026 · Amount on Record |
| Deed Sale | Jul 02, 2026 · Amount on Record |
| Prior Sale | Apr 01, 2019 · Amount on Record |
| Deed Doc Number | 202656452 |
| Deed Book / Page | 6394 / 21 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Jul 02, 2026 |
| Property Address | 189 ONYX CT, SAINT AUGUSTINE, FL 32086-0365 |
| Document Number | 0000056452 |
| Book / Page | 6394 / 21 |
| Instrument Date | Jun 26, 2026 |
| Instrument | 202656452 |
| Transaction Type | Transfer |
| Record Updated | Jul 14, 2026 |
| Title Company | LAND TITLE CORPORATION, LAND TITLE OF AMERICA |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $392,385.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 189 ONYX CT, SAINT AUGUSTINE, FL 32086-0365 |
| Document Number | 0000056453, |
|---|---|
| Date | Jul 02, 2026 |
| Instrument | 202656453 |
| Name | HOME MORTGAGE CORPORATION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 01, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.51% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 189 ONYX CT, SAINT AUGUSTINE, FL 32086-0365 |
| Transaction Type | Mortgage |
| Record Updated | Mar 09, 2021 |
| Title Company | PGP TITLE |
| Name | Verified Name |
|---|---|
| Address | 189 ONYX CT, SAINT AUGUSTINE, FL 32086-0365 |
| Document Number | 0051910881 |
|---|---|
| Date | Feb 26, 2021 |
| Book Page | 5191/881 |
| Instrument | 2021021883 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 340 Months |
| Due | Jun 01, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 189 ONYX CT, SAINT AUGUSTINE, FL 32086-0365 |
| Document Number | 0048901444 |
| Instrument Date | Feb 14, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Mar 12, 2020 |
| Title Company | INSPIRE CLOSING SERVICES LLC, INSPIRE CLOSING SVCS LLC |
| Name | Verified Name |
|---|---|
| Address | 189 ONYX CT ST AUGUSTINE FL 320860365, ST AUGUSTINE, FL 32086-0365 |
| Document Number | 0048901444 |
|---|---|
| Date | Feb 27, 2020 |
| Book Page | 004890/001444 |
| Instrument | 15461 |
| Name | FREEDOM MTG |
|---|---|
| Type | Mortgage Company |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 26, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Apr 01, 2019 |
| Property Address | 189 ONYX CT, SAINT AUGUSTINE, FL 32086-0365 |
| Document Number | 0047020090 |
| Book / Page | 004702 / 000090 |
| Instrument Date | Mar 22, 2019 |
| Instrument | 21718 |
| Transaction Type | Transfer |
| Record Updated | Apr 11, 2019 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MTG SOLUTIONS |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,226.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 189 ONYX CT ST AUGUSTINE FL 320860365, ST AUGUSTINE, FL 32086-0365 |
| Document Number | 47020092 |
|---|---|
| Date | Apr 01, 2019 |
| Book Page | 004702/000092 |
| Instrument | 21719 |
| Name | KBHS HM LNS LLC |
|---|---|
| Address | IRVING, TX 75063 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 31, 2049 |
Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $325,708 (+2.7%) | $405,686 (-5.67%) Land $100,000 Building $305,686 | |
| 2025 | $4,083.00 (+12.67%) Homeowner's exemption | $317,145 (+5.99%) | $430,064 (-1.82%) Land $100,000 Building $330,064 |
| 2024 | $3,624.00 (+2.03%) | ||
| 2023 | $3,552.00 (+2.93%) Homeowner's exemption | $299,230 (+3%) | $438,049 (+18.7%) Land $77,000 Building $361,049 |
| 2022 | $3,451.00 Homeowner's exemption | $290,515 | $369,039 Land $67,200 Building $301,839 |
Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Moderate above 59% of the US · above 32% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 633 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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