Shelby County property record for 189 O'Neal Dr, Calera, AL 35040
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,134 sqft · built 1963 |
| Lot Size | 0.344 acres (15,000 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $781 (2025) |
| Deeds & Mortgages | Mar 2018 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 352031002012000 |
| Primary APN | 352031002012000 |
|---|
| Full Baths | 1 Bath |
|---|---|
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,134 sqft Heated Area |
| 1st Floor Area | 1,134 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1963 |
|---|---|
| Effective Year Built | Effective 1978 |
| Exterior Material | Brick |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 15,000 sqft (0.344 acres) |
| Lot Dimensions | 150 ft deep x 100 ft wide |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Deck Area | 64 sqft |
| Utility Building | 84 sqft |
| Heating System | Gravity Furnace |
|---|
| Street Address | 189 ONEAL DR |
|---|---|
| City | CALERA |
| State | AL |
| Zip | 35040-6013 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SEC/TWNSHP/RAN 3 24N 13E NBRHD: 03 ALLENDALE/ DUNWAR/ FARRIS R-2 |
| Legal Range | 13E |
| Legal Township | 24N |
| Legal Section | 03 |
| Legal Subdivision | FARRIS SUBDIVISION |
| Legal Block | D |
| Legal Lot Number | 12 |
| Jurisdiction | SHELBY AL |
| Township / Civil Division | CALERA |
| Census Block Group | 2 |
| Census Block | 2086 |
| Census Tract | 30504 |
Source: Shelby County records, as of April 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 189 ONEAL DR, CALERA, AL 35040-6013 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Sep 29, 2016 |
| Transfer Doc | 0000421630 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SHELBY AL |
| Property Address | 189 ONEAL DR, CALERA, AL 35040-6013 |
| Document Number | 0000104470 |
| Instrument Date | Mar 16, 2018 |
| Transaction Type | Mortgage |
| Record Updated | May 9, 2018 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES |
| Name | Verified Name |
|---|---|
| Address | 189 ONEAL DR CALERA AL 350406013, CALERA, AL 35040-6013 |
| Document Number | 0000104470 |
|---|---|
| Date | Mar 29, 2018 |
| Instrument | 104470 |
| Name | REGIONS BK/FAYETTE |
|---|---|
| Type | Bank |
| Address | MONTEVALLO, AL 35115 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 28, 2048 |
| Rate Type | Adjustable Rate |
|---|
Source: Shelby County assessment roll, as of April 21, 2026
| Type | Name |
|---|---|
| State | Alabama |
| Municipality | Calera City |
| County | Shelby County |
| Unified School District | Shelby County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $781.00 (+23.97%) | $14,480 (+16.4%) | $144,800 (+16.49%) Land $60,000 Building $84,800 |
| 2023 | $630.00 Homeowner's exemption | $12,440 | $124,300 Land $50,000 Building $74,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 23, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 17 policies |
| Nearby Flood Policies | 17 in force |
| Nearby Flood Claims | 1 (2021) |
| Most Recent Claim | May 2021 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · lower than 80% of Alabama |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CALERA, THE WWB OF TE serves 26,982 people · EPA ID AL0001150 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2023 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 115 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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