189 Old Pond Cir, Pooler, GA 31322 Property Records

Chatham County property record for 189 Old Pond Cir, Pooler, GA 31322

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,559 sqft · built 2010
Lot Size	0.26 acres (11,326 sqft)
Owner	Individual Name on Record
Last Sale	$175,000 (Dec 2017)
Tax Bill	$3,558 (2025)
Deeds & Mortgages	Aug 2023 Mortgage Aug 2023 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`5-1015A-08-021`

Property Details

APN / Parcel Number

Primary APN	`5-1015A-08-021`
Alternative APN	`M258Y451`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,559 sqft Living Area

Exterior

Year Built	Built 2010
Effective Year Built	Effective 2010
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	11,326 sqft (0.26 acres)
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	202 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Street Address	189 OLD POND CIR
City	POOLER
State	GA
Zip	31322-4930
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LOT 189 THE FARM @ MORGAN LAKES PHASE 1B SMB 38S 58B .256AC
Legal Subdivision	MORGAN LAKES FA
Legal Phase	1B
Legal Lot Number	189
Jurisdiction	CHATHAM GA
Township / Civil Division	PORT WENTWORTH
Census Block Group	1
Census Block	1008
Census Tract	10706

Owner

Source: Chatham County records, as of October 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	189 OLD POND CIR, POOLER, GA 31322-4930
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 23, 2023	Deed of Trust, Mortgage · Conventional Mortgage US DEPARTMENT OF HOUSING AND URBAN DEVEL
Aug 29, 2023	Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES
Dec 22, 2017	Warranty Deed, Transfer · FHA Mortgage BANKSOUTH MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 22, 2017 · Amount on Record
Deed Sale	Dec 22, 2017 · Amount on Record
Prior Sale	Aug 1, 2014 · Amount on Record
Deed Document Number	201712871
Deed Book / Page	1250 / 568
Record Updated	Oct 29, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHATHAM GA
Property Address	189 OLD POND CIR, POOLER, GA 31322-4930
Transaction Type	Mortgage
Record Updated	Oct 6, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	189 OLD POND CIR, POOLER, GA 31322-4930

Mortgage

Document Number	0031760499
Date	Aug 23, 2023
Book Page	0000003176/0000000499

Lender

Name	US DEPARTMENT OF HOUSING AND URBAN DEVEL

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	480 Months
Due	Jan 1, 2063

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHATHAM GA
Property Address	189 OLD POND CIR, POOLER, GA 31322-4930
Transaction Type	Mortgage
Record Updated	Sep 25, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	189 OLD POND CIR, POOLER, GA 31322-4930

Mortgage

Document Number	0031810237
Date	Aug 29, 2023
Book Page	0000003181/0000000237

Lender

Name	PENNYMAC LOAN SERVICES

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	480 Months
Due	Jan 1, 2063

December 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHATHAM GA
Recording Date	Dec 22, 2017
Property Address	189 OLD POND CIR, POOLER, GA 31322-4930
Document Number	0012500568
Book / Page	1250 / 568
Instrument Date	Dec 22, 2017
Instrument	2017-012871
Transaction Type	Transfer
Record Updated	Apr 25, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	189 OLD POND CIR, POOLER, GA 31322-4930

Mortgage

Document Number	1250/569
Date	Dec 29, 2017
Book Page	1250/569
Instrument	30769810017

Lender

Name	BANKSOUTH MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2048

Tax Assessment & Valuation

Source: Chatham County assessment roll, as of October 1, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Chatham County
Municipality	Pooler City
Unified School District	Chatham County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$114,000 (+2.67%) Land $35,120 Building $78,880	$285,000 (+2.67%) Land $87,800 Building $197,200
2025	$3,558.00 (+26.21%)	$111,040 (-3.04%) Land $35,120 Building $75,920	$277,600 (-3.04%) Land $87,800 Building $189,800
2023		$114,520 (+31.63%) Land $35,120 Building $79,400	$286,300 (+31.63%) Land $87,800 Building $198,500
2022	$2,819.00	$87,000 Land $15,400 Building $71,600	$217,500 Land $38,500 Building $179,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 16 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	16 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Georgia
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	POOLER serves 28,423 people · EPA ID GA0510001
Water Source	Purchased surface water from SAVANNAH-I & D
Last State Inspection	Nov 2022
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Dec 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 140 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
ClearWave Fiber	7,000 / 7,000
Xfinity Fiber	2,000 / 2,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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