189 Oaktree Ln, Troy, MO 63379 Property Records

Lincoln County property record for 189 Oaktree Ln, Troy, MO 63379

Property Summary

Property Type	Mobile Home
Details	3 bd · 2 ba · 2,064 sqft · built 1989
Lot Size	8.05 acres (350,658 sqft)
Owner	2 Individual Names on File
Tax Bill	$841 (2025)
Deeds & Mortgages	Dec 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`19-20-09-000-000-005.008`

Property Details

APN / Parcel Number

Primary APN	`19-20-09-000-000-005.008`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,064 sqft Living Area
Basement Area	2,064 sqft
Flooring	Combination, Other
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1989
Architectural Style	Modular
Exterior Material	Vinyl
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	350,658 sqft (8.05 acres)

Location & Zoning

Street Address	189 OAKTREE LN
City	TROY
State	MO
Zip	63379-3812
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	LOT 6 TIMBER LANE WOODS
Legal Range	01W
Legal Township	48
Legal Section	09
Legal Subdivision	TIMBER LANE WOODS
Legal Lot Number	6
Jurisdiction	LINCOLN MO
Township / Civil Division	CLARK
Census Block Group	3
Census Block	3062
Census Tract	810203

Owner

Source: Lincoln County assessment roll, as of June 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	189 OAKTREE LN, TROY, MO 63379-3812
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Record Updated	Jun 8, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN MO
Property Address	189 OAKTREE LN, TROY, MO 63379-3812
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2456/904
Date	Dec 17, 2020
Book Page	2456/904
Instrument	2020015008

Lender

Name	UNITED CREDIT UNION
Type	Credit Union
Address	MEXICO, MO 65265

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jan 1, 2036

Tax Assessment & Valuation

Source: Lincoln County assessment roll, as of June 1, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Lincoln County
Unified School District	Troy R-III School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$841.00 (+10.95%)	$14,221 (+13.42%) Land $3,853 Building $10,368	$74,850 (+13.43%) Land $20,280 Building $54,570
2023	$758.00 (+3.84%)	$12,538 Land $3,625 Building $8,913	$65,990 Land $19,080 Building $46,910
2022	$730.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 5, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 60% of Missouri
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation at the parcel

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Gateway Fiber Holdings Fiber	2,000 / 2,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

Nearby Properties on Oaktree Ln

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