Louisa County property record for 189 Oak Rd, Bumpass, VA 23024
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,084 sqft · built 2022 |
| Lot Size | 1.23 acres (53,579 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $3,251 (2025) |
| Deeds & Mortgages | Jun 2021 Construction Loan |
| Flood Zone | Zone X (minimal risk) |
| APN | 63A 1 31 |
| Primary APN | 63A 1 31 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,084 sqft Living Area |
| 1st Floor Area | 1,330 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2022 |
|---|---|
| Effective Year Built | Effective 2022 |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Concrete |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 53,579 sqft (1.23 acres) |
| Garage Area | 528 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Patio |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 545 |
|---|---|
| Street Address | 189 OAK RD |
| City | BUMPASS |
| State | VA |
| Zip | 23024-4504 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | HICKORY LANDING LOT 31 DB 1265/321 1.15 AC |
| Legal Subdivision | HICKORY LANDING |
| Legal Lot Number | 31 |
| Jurisdiction | LOUISA VA |
| Township / Civil Division | JACKSON |
| Census Block Group | 1 |
| Census Block | 1042 |
| Census Tract | 950101 |
Source: Louisa County records, as of September 24, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 189 OAK RD, BUMPASS, VA 23024-4504 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Sep 15, 2011 |
| Transfer Doc | 0000006580 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOUISA VA |
| Property Address | 189 OAK RD, BUMPASS, VA 23024-4504 |
| Transaction Type | Mortgage |
| Record Updated | Jul 19, 2022 |
| Title Company | LOUISA TITLE AGENCY |
| Name | Verified Name |
|---|---|
| Address | 300 LORRAINE AVE, FREDERICKSBURG, VA 22408-1927 |
| Document Number | 001771/736 |
|---|---|
| Date | Jun 28, 2021 |
| Book Page | 1771/736 |
| Instrument | 202100007607 |
| Name | FULTON BANK NA |
|---|---|
| Type | Bank |
| Address | LANCASTER, PA 17602 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 371 Months |
| Due | May 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.75% |
| Type Change Date | May 1, 2029 |
| Change Frequency | 6 Months |
| Min Rate At Change | 3% |
| Max Rate At Change | 7.75% |
| Index | Other |
| Margin | 3 |
| Max Rate | 7.75% |
Source: Louisa County assessment roll, as of September 24, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Louisa County |
| Unified School District | Louisa County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $514,600 (+13.95%) Land $86,300 Building $428,300 | $514,600 (+13.95%) Land $86,300 Building $428,300 | |
| 2025 | $3,251.00 (+2.62%) | $451,600 (+15.74%) Land $78,600 Building $373,000 | $451,600 (+15.74%) Land $78,600 Building $373,000 |
| 2024 | $3,168.00 (+7%) | ||
| 2023 | $390,200 Land $60,400 Building $329,800 | ||
| 2022 | $396.00 | $390,200 Land $60,400 Building $329,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 60 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Firefly Fiber Broadband Fiber | 1,000 / 1,000 |
4G LTE only, no 5G reported
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