189 Oak Cir, Ocala, FL 34472 Property Records

Marion County property record for 189 Oak Cir, Ocala, FL 34472

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,144 sqft · built 2008
Lot Size	0.27 acres (11,761 sqft)
Owner	2 Individual Names on Record
Last Sale	$35,000 (Apr 2026)
Tax Bill	$1,320 (2025)
Deeds & Mortgages	Apr 2026 Sale Apr 2026 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`9012-0179-19`

Property Details

APN / Parcel Number

Primary APN	`9012-0179-19`
Alternative APN	`1369185`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,144 sqft Living Area
Gross Area	1,512 sqft
1st Floor Area	1,144 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Architectural Style	Modern
Exterior Material	Concrete Block
Roof Type	Hip
Roof Material	Fiberglass
Lot Area	11,761 sqft (0.27 acres)
Lot Dimensions	135 ft deep x 88 ft wide
Garage Type	Attached
Garage Area	312 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	56 sqft
Outdoor Kitchen / BBQ	Outdoor Kitchen / BBQ

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Street Address	189 OAK CIR
City	OCALA
State	FL
Zip	34472-3161
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	SEC 21 TWP 16 RGE 23 PLAT BOOK J PAGE 103 SILVER SPRINGS SHORES UNIT 12 BLK 179 LOT 19
Legal Range	23E
Legal Township	16S
Legal Section	21
Legal Subdivision	SILVER SPRINGS SHORES
Legal Block	179
Legal Lot Number	19
Jurisdiction	MARION FL
Township / Civil Division	BELLEVIEW
Census Block Group	1
Census Block	1001
Census Tract	1103

Owner

Source: Marion County records, as of July 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	189 OAK CIR, OCALA, FL 34472-3161
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Apr 1, 2026	Quit Claim Deed, Transfer ELITE TITLE AND ESCROW SERVICES, LUXE TITLE AND ESCROW SERVICES
Apr 1, 2026	Quit Claim Deed, Transfer ELITE TITLE AND ESCROW SERVICES, LUXE TITLE AND ESCROW SERVICES
Jun 30, 2025	Deed of Trust, Mortgage · Line of Credit FIRST FEDERAL BANK
Nov 20, 2025	Warranty Deed, Transfer · Conventional Mortgage CLICK N CLOSE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 1, 2026 · Amount on Record
Deed Sale	Apr 1, 2026 · Amount on Record
Prior Sale	Nov 20, 2025 · Amount on Record
Deed Document Number	202640546
Deed Book / Page	8868 / 926
Prior Transfer Date	Mar 6, 2026
Prior Transfer Doc	0088680926
Record Updated	Sep 20, 2026

April 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MARION FL
Recording Date	Apr 1, 2026
Property Address	189 OAK CIR, OCALA, FL 34472-3161
Document Number	0000040546
Book / Page	8868 / 926
Instrument Date	Mar 6, 2026
Instrument	202640546
Transaction Type	Transfer
Record Updated	Apr 16, 2026
Title Company	ELITE TITLE AND ESCROW SERVICES, LUXE TITLE AND ESCROW SERVICES

Transaction

Amount	Amount Recorded
Tax	$24,745.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	189 OAK CIR, OCALA, FL 34472-3161

April 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MARION FL
Recording Date	Apr 1, 2026
Property Address	189 OAK CIR, OCALA, FL 34472-3161
Document Number	0088680926
Book / Page	8868 / 926
Instrument Date	Mar 6, 2026
Instrument	202640546
Transaction Type	Transfer
Record Updated	Jul 13, 2026
Title Company	ELITE TITLE AND ESCROW SERVICES, LUXE TITLE AND ESCROW SERVICES

Transaction

Amount	Amount Recorded
Tax	$24,745.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	189 OAK CIR, OCALA, FL 34472-3161

June 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARION FL
Property Address	189 OAK CIR, OCALA, FL 34472-3161
Transaction Type	Mortgage
Record Updated	Dec 10, 2025
Title Company	NATIONAL TITLE AND CLOSING SERVICES, EQT NATL TTL & CLOSING SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	189 OAK CIR, OCALA, FL 34472-3161

Mortgage

Document Number	0086491717
Date	Jun 30, 2025
Book Page	8649/1717
Instrument	2025087657

Lender

Name	FIRST FEDERAL BANK
Type	Bank
Address	OCALA, FL 34471

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	301 Months
Due	Jul 1, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARION FL
Recording Date	Nov 20, 2025
Property Address	189 OAK CIR, OCALA, FL 34472-3161
Document Number	0087651025
Book / Page	8765 / 1025
Map Reference	MB J PG 103-115
Instrument Date	Nov 10, 2025
Instrument	2025154257
Transaction Type	Transfer
Record Updated	Dec 10, 2025
Title Company	LUXE TITLE SERVICES, LUXE T&E SERVICES LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,470.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7305 SW 89TH TER, OCALA, FL 34481-6753

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 6, SILVER SPRINGS, FL 34489-0006

Mortgage

Document Number	0087671399
Date	Nov 20, 2025
Instrument	8767/1399

Lender

Name	CLICK N CLOSE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2055

Tax Assessment & Valuation

Source: Marion County assessment roll, as of December 29, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Marion County
Unified School District	Marion County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,320.00 (+21.55%)	$89,441 (+2.9%)	$178,010 (+16.4%) Land $23,000 Building $155,010
2024	$1,086.00 (+3.04%)	$86,920 (+3%) Land $18,500 Building $68,420	$152,929 (-0.93%) Land $18,500 Building $134,429
2023	$1,054.00 (+3.43%)	$84,388 Land $18,500 Building $65,888	$154,366 Land $18,500 Building $135,866
2022	$1,019.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 84% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 160 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink.

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