189 Nelson St, Arcadia, FL 34266 Property Records

DeSoto County property record for 189 Nelson St, Arcadia, FL 34266

Property Summary

Property Type	Single Family Home
Details	1 bd · 1 ba · 845 sqft · built 1958
Lot Size	0.225 acres (9,801 sqft)
Owner	Individual Name on Record
Last Sale	$160,000 (Aug 2022)
Tax Bill	$1,927 (2024)
Deeds & Mortgages	Aug 2022 Sale Feb 2022 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`36-37-24-0014-00F0-0170`

Property Details

APN / Parcel Number

Primary APN	`36-37-24-0014-00F0-0170`
Alternative APN	`8411`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Stories	1 Story
Building Area	845 sqft Living Area
1st Floor Area	845 sqft
Flooring	Vinyl/Resilient
Interior Walls	Plywood

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1970
Exterior Material	Wood
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	9,801 sqft (0.225 acres)
Driveway	Asphalt Driveway
Driveway Area	320 sqft

Exterior Amenities

Porch	Concrete/Metal Slab
Porch Area	515 sqft
Shed	1 Shed
Shed Area	130 sqft

Utilities, Heating & Cooling

Cooling System	Window A/C
Heating System	Convection

Location & Zoning

Street Address	189 NELSON ST
City	ARCADIA
State	FL
Zip	34266-4227
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	M-1
Legal Description	A S WATSONS ADD TO ARCADIA LOT 17 BLK F OR 542/2713 INST:200714012520 INST:202214001387 INST:202214007121
Legal Range	24E
Legal Township	37S
Legal Section	36
Legal Subdivision	A S WATSONS ADD
Legal Tract	0014
Legal Block	F
Legal Lot Number	17
Jurisdiction	DE SOTO FL
Township / Civil Division	ARCADIA EAST
Census Block Group	3
Census Block	3017
Census Tract	10302

Owner

Source: DeSoto County records, as of November 4, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4682 SE WHEAT AVE, ARCADIA, FL 34266-3289
Owner Type	Individual
Vesting	Single Man

Deeds, Mortgages & Sale History

Date	Document
Aug 29, 2022	Warranty Deed, Transfer ARCADIA ABSTRACT AND TITLE COMPANY IN, ARCADIA ABSTRACT & TTL CO IN
Feb 18, 2022	Quit Claim Deed, Transfer ACCOMODATION, ACCOMMODATION
Dec 6, 2017	Loan Modification, Mortgage FIRST ST BK/ARCADIA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 29, 2022 · Amount on Record
Deed Sale	Aug 29, 2022 · Amount on Record
Prior Sale	Feb 18, 2022 · Amount on Record
Deed Document Number	20227121
Prior Transfer Date	Aug 20, 2007
Prior Transfer Doc	0006010674
Record Updated	Jun 8, 2026

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DE SOTO FL
Recording Date	Aug 29, 2022
Property Address	189 NELSON ST, ARCADIA, FL 34266-4227
Document Number	0014007121
Instrument Date	Aug 29, 2022
Instrument	202214007121
Transaction Type	Transfer
Record Updated	Sep 14, 2022
Title Company	ARCADIA ABSTRACT AND TITLE COMPANY IN, ARCADIA ABSTRACT & TTL CO IN

Transaction

Amount	Amount Recorded
Tax	$1,120.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3347 SW FRUITVILLE ESTATES AVE, 3347, ARCADIA, FL 34266-3868

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4682 SE WHEAT AVE, ARCADIA, FL 34266-3289
Investor	Possibly a Property Investor

February 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	DE SOTO FL
Recording Date	Feb 18, 2022
Property Address	189 NELSON ST, ARCADIA, FL 34266-4227
Document Number	0014001387
Map Reference	MB 1 PG 86
Instrument Date	Feb 18, 2022
Instrument	202214001387
Transaction Type	Transfer
Record Updated	Mar 4, 2022
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Amount	Amount Recorded
Tax	$840.00
Amount Accuracy	Rounded by County
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4820 NEAL RD, 4820, FORT MYERS, FL 33905-6614

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3347 SW FRUITVILLE ESTATES AVE, ARCADIA, FL 34266-3868

December 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	DE SOTO FL
Property Address	189 NELSON ST, ARCADIA, FL 34266-4227
Document Number	0014006182
Instrument Date	Dec 6, 2017
Transaction Type	Mortgage
Record Updated	Jun 18, 2020
Title Company	NOT AVAILABLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	504 S BREVARD AVE ARCADIA FL 342664205, ARCADIA, FL 34266-4205

Mortgage

Document Number	0014006182
Date	Dec 6, 2017
Instrument	14006182

Lender

Name	FIRST ST BK/ARCADIA
Type	Bank
Address	ARCADIA, FL 34266

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Dec 5, 2032

Tax Assessment & Valuation

Source: DeSoto County assessment roll, as of June 4, 2025

Property Jurisdictions

Type	Name
State	Florida
Municipality	Arcadia City
County	DeSoto County
Unified School District	DeSoto County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$88,191 (+2.86%) Land $9,000 Building $79,191	$88,191 (+2.86%) Land $9,000 Building $79,191
2024	$1,927.00 (+1.47%)	$85,740 (+2.99%) Land $9,000 Building $76,740	$85,740 (+2.99%) Land $9,000 Building $76,740
2023	$1,899.00 (+20.27%)	$83,252 (+4.81%) Land $9,000 Building $74,252	$83,252 (+4.81%) Land $9,000 Building $74,252
2022	$1,579.00	$79,428 Land $9,000 Building $70,428	$79,428 Land $9,000 Building $70,428

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 6, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	11 in force
Nearby Flood Claims	1 (1985)
Most Recent Claim	Apr 1985 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 91% of Florida
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ARCADIA WATER DEPT serves 8,942 people · EPA ID FL6140314
Water Source	Purchased surface water from DESOTO COUNTY WATER SYSTEM
Last State Inspection	Jul 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 183 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Open Infra Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
CenturyLink DSL · Fiber in parts of the area	140 / 20

May also be available: Verizon.

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