189 N Cherry St, Breese, IL 62230 Property Records

Clinton County property record for 189 N Cherry St, Breese, IL 62230

Property Summary

Property Type	Commercial
Details	1.5 ba · 7,235 sqft · built 1911
Lot Size	0.68 acres (29,621 sqft)
Owner	Company Name on Record
Tax Bill	$13,874 (2025)
Deeds & Mortgages	Dec 2025 Mortgage Nov 2023 Line of Credit + 4 more
Flood Zone	Zone X (minimal risk)
APN	`06-06-22-109-004`

Property Details

APN / Parcel Number

Primary APN	`06-06-22-109-004`
Alternative APN	`06-06-22-109-015`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath

Exterior

Year Built	Built 1911
Effective Year Built	Effective 1982
Lot Area	29,621 sqft (0.68 acres)

Location & Zoning

Street Address	189 N CHERRY ST
City	BREESE
State	IL
Zip	62230-1607
Property Category	Commercial
Property Type	Commercial > Retail
Legal Description	B HAAR'S WEST ADD BLK 2 LOT 14 & 15 & E 1/2 LOT 16 & N PT OF LOT 13 & N PT OF OUTLOT C
Legal Subdivision	WEST ADD
Legal Block	2
Legal Lot Number	13-16,C
Jurisdiction	CLINTON IL
Township / Civil Division	BREESE
Census Block Group	1
Census Block	1200
Census Tract	900300

Owner

Source: Clinton County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	550 S 3RD ST, BREESE, IL 62230-1936
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Dec 18, 2025	Deed of Trust, Mortgage · Conventional Mortgage BANK OF BELLEVILLE
Nov 9, 2023	Deed of Trust, Mortgage · Line of Credit BANK OF BELLEVILLE
Jan 19, 2021	Deed of Trust, Mortgage · Conventional Mortgage BANK OF BELLEVILLE
Jan 20, 2021	Deed of Trust, Mortgage · Conventional Mortgage BANK OF BELLEVILLE
Jan 19, 2021	Deed of Trust, Mortgage · Conventional Mortgage BANK OF BELLEVILLE
Jun 23, 2017	Trustee's Deed, Construction Loan · Construction Mortgage NATIONAL BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Jun 22, 2005
Transfer Doc	0000004446
Record Updated	Oct 29, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLINTON IL
Property Address	189 N CHERRY ST, BREESE, IL 62230-1607
Transaction Type	Mortgage
Record Updated	Jan 7, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000004969
Date	Dec 18, 2025
Instrument	2025R04969

Lender

Name	BANK OF BELLEVILLE
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLINTON IL
Property Address	189 N CHERRY ST, BREESE, IL 62230-1607
Transaction Type	Mortgage
Record Updated	Dec 6, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000004044
Date	Nov 9, 2023
Instrument	2023R04044

Lender

Name	BANK OF BELLEVILLE
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLINTON IL
Property Address	189 N CHERRY ST, BREESE, IL 62230-1607
Transaction Type	Mortgage
Record Updated	Nov 25, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000367
Date	Jan 19, 2021
Instrument	2021R00367

Lender

Name	BANK OF BELLEVILLE
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Jan 13, 2026

Interest

Rate Type	Fixed Rate

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLINTON IL
Property Address	189 N CHERRY ST, BREESE, IL 62230-1607
Transaction Type	Mortgage
Record Updated	Nov 25, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000390
Date	Jan 20, 2021
Instrument	2021R00390

Lender

Name	BANK OF BELLEVILLE
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Jan 13, 2022

Interest

Rate Type	Adjustable Rate

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLINTON IL
Property Address	189 N CHERRY ST, BREESE, IL 62230-1607
Transaction Type	Mortgage
Record Updated	Nov 25, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000371
Date	Jan 19, 2021
Instrument	2021R00371

Lender

Name	BANK OF BELLEVILLE
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	84 Months
Due	Jul 13, 2028

Interest

Rate Type	Fixed Rate

June 2017: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	CLINTON IL
Recording Date	Jun 23, 2017
Property Address	189 N CHERRY ST, BREESE, IL 62230-1607
Instrument Date	Jun 2, 2017
Instrument	2851
Transaction Type	Construction Loan
Record Updated	Aug 23, 2018
Title Company	COMMUNITY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	550 S 3RD ST BREESE IL 622301936, BREESE, IL 62230-1936

Mortgage

Document Number	0000002851
Date	Jun 23, 2017
Instrument	2851

Lender

Name	NATIONAL BK
Type	Bank
Address	HILLSBORO, IL 62049

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Jun 22, 2018

Interest

Rate	4.5%

Tax Assessment & Valuation

Source: Clinton County assessment roll, as of September 22, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Clinton County
County Subdivision	Breese Township
Municipality	Breese City
Secondary School District	Central Community High School District 71 (09 - 12)
Elementary School District	Breese School District 12 (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$13,874.00 (+12.54%)	$191,860 (+216.13%) Land $52,220 Building $139,640	$575,580 (+216.13%) Land $156,660 Building $418,920
2024	$12,328.00 (+177.35%)
2022	$4,445.00 (+0.38%)	$60,690 (+5%) Land $24,110 Building $36,580	$182,070 (+5%) Land $72,330 Building $109,740
2021	$4,428.00	$57,800 Land $22,960 Building $34,840	$173,400 Land $68,880 Building $104,520

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 20, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	2 (2015)
Most Recent Claim	Dec 2015 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BREESE serves 4,772 people · EPA ID IL0270250
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	26 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 326 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
ClearWave Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Wisper ISP.

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