Shelby County property record for 189 N 1st St, Timpson, TX 75975
| Property Type | Commercial |
|---|---|
| Details | 5,348 sqft · built 1989 |
| Lot Size | 3.03 acres (132,074 sqft) |
| Owner | Company Name on Record |
| Tax Bill | $6,428 (2026) |
| Deeds & Mortgages | Aug 2025 Mortgage Dec 2022 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | R45048 |
| Primary APN | R45048 |
|---|---|
| Alternative APN |
|
| Building Area | 5,348 sqft Total Area |
|---|---|
| 1st Floor Area | 5,348 sqft |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 1989 |
| Lot Area | 132,074 sqft (3.03 acres) |
| Lot Dimensions | 196 ft deep x 675 ft wide |
| Porch | Porch |
| Porch Area | 96 sqft |
| Account Number | 02-0045-0013-0012-01 |
|---|---|
| Street Address | 189 N 1ST ST |
| City | TIMPSON |
| State | TX |
| Zip | 75975-5221 |
| Property Category | Commercial |
| Property Type | Commercial > Retail |
| Legal Description | 0045 BRADLEY JOHN W & WIFE SUR BLK 13 TR 12.01 3.032 ACRES FRMLY COBB-VANTRESS INC |
| Legal Subdivision | BRADLEY JOHN W & WIFE |
| Legal Tract | 12 |
| Legal Block | 13 |
| Jurisdiction | SHELBY TX |
| Township / Civil Division | TIMPSON |
| Census Block Group | 2 |
| Census Block | 2060 |
| Census Tract | 950200 |
Source: Shelby County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | PO BOX 806, TIMPSON, TX 75975-0806 |
| Owner Type | Company |
| Vesting | Company |
| Date | Document |
|---|---|
| Aug 28, 2025 | Deed of Trust, Mortgage · Commercial Mortgage CADENCE BANK NA |
| Dec 15, 2022 | Deed of Trust, Mortgage · Line of Credit CADENCE BANK NA |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SHELBY TX |
| Property Address | 189 N 1ST ST, TIMPSON, TX 75975-5221 |
| Transaction Type | Mortgage |
| Record Updated | Sep 25, 2025 |
| Title Company | SHELBY COUNTY TITLE |
| Name | Verified Name |
|---|---|
| Address | 189 N 1ST ST, TIMPSON, TX 75975-5221 |
| Document Number | 2025003226 |
|---|---|
| Date | Aug 28, 2025 |
| Instrument | 2025003226 |
| Name | CADENCE BANK NA |
|---|---|
| Type | Bank |
| Address | GARRISON, TX 75946 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SHELBY TX |
| Property Address | 189 N 1ST ST, TIMPSON, TX 75975-5221 |
| Transaction Type | Mortgage |
| Record Updated | Jan 27, 2023 |
| Name | Verified Name |
|---|---|
| Address | 189 N 1ST ST, TIMPSON, TX 75975-5221 |
| Document Number | 2022006507 |
|---|---|
| Date | Dec 15, 2022 |
| Instrument | 2022006507 |
| Name | CADENCE BANK NA |
|---|---|
| Type | Bank |
| Address | GARRISON, TX 75946 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
Source: Shelby County assessment roll, as of February 9, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Shelby County |
| Municipality | Timpson City |
| Unified School District | Timpson Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,428.00 (+9.97%) | $327,520 (+9.97%) Land $51,340 Building $276,180 | $327,520 (+9.97%) Land $51,340 Building $276,180 |
| 2025 | $5,845.00 (-6.64%) | $297,830 (+8.62%) Land $36,810 Building $261,020 | $297,830 (+8.62%) Land $36,810 Building $261,020 |
| 2023 | $274,200 Land $33,460 Building $240,740 | $274,200 Land $33,460 Building $240,740 | |
| 2022 | $6,261.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 8 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 94% of Texas |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF TIMPSON serves 1,549 people · EPA ID TX2100003 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2024 |
| Also Mapped Here | TIMPSON RURAL WATER SUPPLY |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Copper | 1.36 mg/L (2021) action level 1.3 mg/L |
| Water Quality | Total trihalomethanes not recorded as resolved · Apr 2026 |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 Corrosion control Dec 2023 |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Fiber | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
May also be available: T-Mobile.
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