Franklin County property record for 189 Mower Rd, Chambersburg, PA 17202
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,327 sqft · built 1955 |
| Lot Size | 0.45 acres (19,602 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $195,000 (Feb 2022) |
| Tax Bill | $2,959 (2026) |
| Deeds & Mortgages | Feb 2022 Sale & Mortgage Jan 2017 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 10-D5-3A |
| Primary APN | 10-D5-3A |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,327 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1955 |
|---|---|
| Effective Year Built | Effective 1955 |
| Architectural Style | Ranch |
| Exterior Material | Block |
| Lot Area | 19,602 sqft (0.45 acres) |
| Garage Type | Attached |
| Garage Area | 465 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Street Address | 189 MOWER RD |
|---|---|
| City | CHAMBERSBURG |
| State | PA |
| Zip | 17202-9701 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Jurisdiction | FRANKLIN PA |
| Township / Civil Division | GUILFORD |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 10600 |
Source: Franklin County records, as of May 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 189 MOWER RD, CHAMBERSBURG, PA 17202-9701 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 25, 2022 | Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC |
| Jan 11, 2017 | Deed of Trust, Mortgage · Line of Credit MANUFACTURERS & TRADERS TR |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 25, 2022 · Amount on Record |
| Deed Sale | Feb 25, 2022 · Amount on Record |
| Deed Document Number | 20224726 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | FRANKLIN PA |
| Recording Date | Feb 25, 2022 |
| Property Address | 189 MOWER RD, CHAMBERSBURG, PA 17202-9701 |
| Document Number | 0000004726 |
| Instrument Date | Feb 25, 2022 |
| Instrument | 202204726 |
| Transaction Type | Transfer |
| Record Updated | Mar 4, 2022 |
| Title Company | A PLUS SETTLEMENT SERVICES INC, A PLUS SETTLEMENT SVCS INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,950.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 14407 TIMBER LN, MERCERSBURG, PA 17236-9439 |
| Document Number | 0000004727 |
|---|---|
| Date | Feb 25, 2022 |
| Instrument | 202204727 |
| Name | CROSSCOUNTRY MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN PA |
| Property Address | 189 MOWER RD, CHAMBERSBURG, PA 17202-9701 |
| Document Number | 0000001450 |
| Instrument Date | Jan 11, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jun 16, 2017 |
| Title Company | AMERICAN TITLE COMPANY, AMERICAN TITLE CO |
| Name | Verified Name |
|---|---|
| Address | 189 MOWER RD CHAMBERSBURG PA 172029701, CHAMBERSBURG, PA 17202-9701 |
| Document Number | 0000001450 |
|---|---|
| Date | Jan 23, 2017 |
| Instrument | 1450 |
| Name | MANUFACTURERS & TRADERS TR |
|---|---|
| Address | FRANKLIN, PA 17202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: Franklin County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Pennsylvania |
| County | Franklin County |
| County Subdivision | Guilford Township |
| Unified School District | Chambersburg Area School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,959.00 (+2.46%) | $17,730 (-) Land $1,180 Building $16,550 | |
| 2025 | $2,888.00 (+3.25%) | ||
| 2024 | $2,797.00 (+3.21%) | $17,730 (-) Land $1,180 Building $16,550 | |
| 2023 | $2,710.00 | $17,730 Land $1,180 Building $16,550 | |
| $17,730 Land $1,180 Building $16,550 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective February 2, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 94% of Pennsylvania |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GUILFORD WATER AUTH serves 28,135 people · EPA ID PA7280038 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2026 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | Treatment failure resolved · Dec 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 5 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 50 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brightspeed Fiber | 2,000 / 2,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| PA.net Fixed Wireless · not low latency | 200 / 50 |
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