189 Mountain Ave, Summit, NJ 07901 Property Records

Union County and Summit City property record for 189 Mountain Ave, Summit, NJ 07901 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Year BuiltBuilt 1957
Square Footage1,806 sqft Living Area
Lot Size6,926 sqft (0.159 acres)
GarageAttached
OccupancyOwner Occupied
Last Sale$595,000 (2018)
Tax Bill$11,084.00 (2025)

Owner

Source: Union County and Summit City records · APN 18-04706-0000-00035

Assessment roll updated July 8, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address189 MOUNTAIN AVE, SUMMIT, NJ 07901-3215
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Dec 29, 2021Deed of Trust, Mortgage · Line of Credit
PNC BANK NA
Mar 02, 2020Deed of Trust, Mortgage · Closed End Mortgage
PNC BANK NA
Feb 25, 2020Deed of Trust, Mortgage · Line of Credit
PNC BANK NA
Apr 04, 2018Deed, Transfer · Conventional Mortgage
CARDINAL FINANCIAL COMPANY LP

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleApr 04, 2018 · Amount on Record
Deed SaleApr 04, 2018 · Amount on Record
Deed Doc Number2018298369
Deed Book / Page6254 / 792
Record RefreshedSep 20, 2026

December 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionUNION NJ
Property Address189 MOUNTAIN AVE, SUMMIT, NJ 07901-3215
Transaction TypeMortgage
Record UpdatedApr 07, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address189 MOUNTAIN AVE, SUMMIT, NJ 07901-3215

Mortgage

Document Number0151332661
DateDec 29, 2021
Book Page15133/2661
Instrument28283
Lender
NamePNC BANK NA
TypeBank
AddressWILMINGTON, DE 19801
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

March 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionUNION NJ
Property Address189 MOUNTAIN AVE, SUMMIT, NJ 07901-3215
Transaction TypeMortgage
Record UpdatedFeb 07, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0146590030
DateMar 02, 2020
Book Page14659/30
Instrument687706
Lender
NamePNC BANK NA
TypeBank
AddressPITTSBURGH, PA 15222
Agreement
TypeClosed End Mortgage
AmountAmount Recorded

February 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionUNION NJ
Property Address189 MOUNTAIN AVE, SUMMIT, NJ 07901-3215
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0146570001
DateFeb 25, 2020
Book Page14657/1
Instrument687445
Lender
NamePNC BANK NA
TypeBank
AddressPITTSBURGH, PA 15222
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

April 2018: Deed, Transfer

Document TypeDeed
JurisdictionUNION NJ
Recording DateApr 04, 2018
Property Address189 MOUNTAIN AVE, SUMMIT, NJ 07901-3215
Document Number0062540792
Book / Page6254 / 0792
Instrument DateMar 27, 2018
Instrument298369
Transaction TypeTransfer
Record UpdatedNov 04, 2021
Title CompanyWESTCOR LAND TITLE INS CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$5,132.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address88 ROXITICUS RD, 88, FAR HILLS, NJ 07931-2222

Transferred To (Grantee/Buyer)

NameVerified Name
Address189 MOUNTAIN AVE, SUMMIT, NJ 07901-3215

Mortgage

Document Number655614
DateApr 04, 2018
Instrument655614
Lender
NameCARDINAL FINANCIAL COMPANY LP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueApr 01, 2048

Tax Assessment & Valuation

Source: Union County and Summit City records · Assessment roll updated July 8, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyUnion County
MunicipalitySummit City
Unified School DistrictSummit City School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2026$247,900 (-) Land $166,500 Building $81,400$247,900 (-) Land $166,500 Building $81,400
2025$11,084.00 (+2.65%)$247,900 (-) Land $166,500 Building $81,400$247,900 (-) Land $166,500 Building $81,400
2024$10,798.00 (+1.7%)
2023$247,900 Land $166,500 Building $81,400$247,900 Land $166,500 Building $81,400
2022$10,617.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Union County (34039C), updated September 24, 2020 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskLow
above 20% of the US · above 35% of New Jersey
Wildfire LikelihoodAbout 1 in 5,882 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN18-04706-0000-00035
Alternative APNs
  • 1800095D00013A
  • 180470600035

Interior

Building Area1,806 sqft Living Area
Stories1 Stories

Exterior

Year BuiltBuilt 1957
Effective Year BuiltEffective 1957
Construction TypeFrame Construction
Lot Area6,926 sqft (0.159 acres)
Garage TypeAttached Garage

Location & Zoning

Old Parcel Number1800095D00013A
Street Address189 MOUNTAIN AVE
CitySUMMIT
StateNJ
Zip07901-3215
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal Block4706
Legal Lot Number35
JurisdictionUNION NJ
Minor Civil DivisionSUMMIT
Census Blockgroup1
Census Block1013
Census Tract37900

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