189 Mill St, Framingham, MA 01701 Property Records

Middlesex County and Framingham City property record for 189 Mill St, Framingham, MA 01701

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 3,571 sqft · built 1980
Lot Size	3.82 acres (166,399 sqft)
Owner	Company Name on Record
Last Sale	$888,000 (Sep 2018)
Tax Bill	$14,473 (2026)
Deeds & Mortgages	Nov 2025 Line of Credit Apr 2019 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`78-07-2772`

Property Details

APN / Parcel Number

Primary APN	`78-07-2772`
Alternative APNs	`FRAM M:078 B:07 L:2772 U:000` `M:378.0 B:0038 L:0002.E` `F_670276_2937726` `9461`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	3,571 sqft Living Area
Gross Area	7,560 sqft
1st Floor Area	1,932 sqft
Basement Area	1,708 sqft
Unfinished Basement	1,708 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1983
Architectural Style	Other
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	166,399 sqft (3.82 acres)
Garage Type	Attached
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	9461
Street Address	189 MILL ST
City	FRAMINGHAM
State	MA
Zip	01701-4734
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Block	7
Legal Lot Number	2772
Jurisdiction	FRAMINGHAM MA
Township / Civil Division	FRAMINGHAM
Census Block Group	3
Census Block	3013
Census Tract	383902

Owner

Source: Middlesex County and Framingham City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	189 MILL ST, FRAMINGHAM, MA 01701-4734
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Nov 12, 2025	Deed of Trust, Mortgage · Line of Credit EASTERN BANK
Apr 16, 2019	Deed of Trust, Mortgage · Line of Credit CITIZENS BK/RI
Sep 6, 2018	Quit Claim Deed, Transfer · Conventional Mortgage GUARANTEED RATE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 6, 2018 · Amount on Record
Deed Sale	Sep 6, 2018 · Amount on Record
Prior Sale	Jan 18, 1991 · Amount on Record
Deed Book / Page	71583 / 437
Transfer Doc	071583-437
Record Updated	Oct 29, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRAMINGHAM MA
Property Address	189 MILL ST, FRAMINGHAM, MA 01701-4734
Transaction Type	Mortgage
Record Updated	Apr 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0084862-28
Date	Nov 12, 2025
Book Page	84862/28
Instrument	137926

Lender

Name	EASTERN BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRAMINGHAM MA
Property Address	189 MILL ST, FRAMINGHAM, MA 01701-4734
Document Number	72579-153
Instrument Date	Apr 16, 2019
Transaction Type	Mortgage
Record Updated	May 28, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	189 MILL ST FRAMINGHAM MA 017014734, FRAMINGHAM, MA 01701-4734

Mortgage

Document Number	72579-153
Date	May 10, 2019
Book Page	072579/000153
Instrument	60153

Lender

Name	CITIZENS BK/RI
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

September 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	FRAMINGHAM MA
Recording Date	Sep 6, 2018
Property Address	189 MILL ST, FRAMINGHAM, MA 01701-4734
Document Number	71583-437
Book / Page	071583 / 000437
Instrument Date	Sep 4, 2018
Instrument	137799
Transaction Type	Transfer
Record Updated	Sep 27, 2018

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,049.28
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	189 MILL ST FRAMINGHAM MA 017014734, FRAMINGHAM, MA 01701-4734

Mortgage

Document Number	71583-446
Date	Sep 6, 2018
Book Page	071583/000446
Instrument	137802

Lender

Name	GUARANTEED RATE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 5, 2048

Tax Assessment & Valuation

Source: Middlesex County and Framingham City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
Municipality	Framingham City
Unified School District	Framingham School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$14,473.00 (+6.01%)	$1,223,400 (+6.99%) Land $444,800 Building $748,100	$1,136,780 (+5.32%)
2025	$13,653.00 (-1.81%)	$1,143,500 (+2.46%) Land $423,500 Building $720,000	$1,079,390 (+0.75%)
2024	$13,905.00 (+4.7%)	$1,116,000 (+9.99%) Land $374,600 Building $741,400	$1,071,315
2023	$13,281.00	$1,014,600 Land $350,700 Building $663,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 13 policies
Nearby Flood Policies	13 in force
Nearby Flood Claims	15 (1978–2023)
Most Recent Claim	Dec 2023 · rainfall accumulation
Claims by Event	Severe Storms And Flooding, Mar 2001 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FRAMINGHAM WATER DEPT. (MWRA) serves 72,362 people · EPA ID MA3100000
Water Source	Purchased surface water from MWRA
Last State Inspection	Apr 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 138 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50

Cell Coverage

5G (outdoors only) and 4G LTE

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