Schoharie County and Middleburgh Town property record for 189 Mill Ln, Middleburgh, NY 12122
| Property Type | Mixed Use Commercial Office / Residential |
|---|---|
| Details | 6 bd · 3 ba · 1,270 sqft · built 1987 |
| Lot Size | 5.8 acres (252,648 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $207,000 (Jun 2010) |
| Tax Bill | $5,308 (2026) |
| Flood Zone | Zone AE (high risk) |
| APN | 433889 106.-1-11 |
| Primary APN | 433889 106.-1-11 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 1,270 sqft Gross Area |
| 1st Floor Area | 2,701 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 1987 |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 252,648 sqft (5.8 acres) |
| Lot Width | 70 ft Width |
| Garage Type | Detached |
| Garage Area | 525 sqft |
| Porch | Porch |
|---|---|
| Porch Area | 383 sqft |
| Shed | 1 Shed |
| Canopy | 520 sqft |
| Total Buildings | 2 Buildings |
| Sewer | Septic |
|---|---|
| Water Source | Well |
| Account Number | 495J100586 |
|---|---|
| Street Address | 189 MILL LN |
| City | MIDDLEBURGH |
| State | NY |
| Zip | 12122-5728 |
| Property Category | Commercial |
| Property Type | Commercial > Office > Mixed Use Commercial Office / Residential |
| Local Zoning Code | R3 |
| Legal Block | 1 |
| Legal Lot Number | 11.000 |
| Jurisdiction | SCHOHARIE NY |
| Township / Civil Division | MIDDLEBURGH |
| Census Block Group | 3 |
| Census Block | 3038 |
| Census Tract | 740700 |
189 Mill Ln, a commercial property, is owned and occupied by two individuals who bought it in June 2010.
Source: Schoharie County and Middleburgh Town records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 189 MILL LN, MIDDLEBURGH, NY 12122-5728 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 28, 2010 · Amount on File |
| Deed Sale | Jun 28, 2010 · Amount on File |
| Prior Sale | Jun 29, 2000 · Amount on File |
| Deed Book / Page | 901 / 126 |
| Record Updated | Oct 29, 2026 |
The 2026 property tax bill for 189 Mill Ln was $5,308 with a homeowner's exemption, up 2.3% from the year before.
Source: Schoharie County and Middleburgh Town assessment roll, as of May 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schoharie County |
| County Subdivision | Middleburgh Town |
| Unified School District | Middleburgh Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,308.00 (+2.31%) Homeowner's exemption | ||
| 2025 | $5,188.00 | $100,000 Land $25,500 Building $74,500 | $215,054 Land $54,839 Building $160,215 |
| 2023 | $100,000 (-) Land $25,500 Building $74,500 | $196,078 (+5.88%) Land $50,000 Building $146,078 | |
| 2022 | $100,000 Land $25,500 Building $74,500 | $185,185 Land $47,222 Building $137,963 | |
| 2021 | $4,994.00 (-32.92%) | ||
| 2020 | $7,445.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 189 Mill Ln in Zone AE, a high-risk flood area within the regulatory floodway; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective February 16, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | Yes |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 12 policies |
| Nearby Flood Policies | 12 in force |
| Nearby Flood Claims | 41 (1980–2011) |
| Claims Outside the SFHA | 5 of 41 |
| Most Recent Claim | Aug 2011 · Hurricane Irene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 189 Mill Ln is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 91% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| MIDTEL Fiber | 500 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
5G (outdoors only) and 4G LTE
Search by:
By searching, you agree to: Terms • Privacy • Disclosures